Question 1

How do I apply for Etihad Guest SBI Premier Card online?

Accepted Answer

To apply for Etihad Guest SBI Premier Card online, all you need to do is fill a Credit Card query form on MyMoneyMantra Website. As you fill the form, you will create unique customer access for yourself. A One Time Password (OTP) is generated so that your identity can be verified. You will receive the OTP on the mobile number shared in the form.

By filling up the OTP, you will access the best Credit Cards according to your credit requirements. You can compare various cards or go directly to Etihad Guest SBI Premier Card and connect with the card issuer.

The moment you click on the chosen card, our representatives will initiate the processing of your request. A card representative will also contact you on the phone and further assist you to avail the card in the shortest turnaround time. They will assist you to get doorstep delivery of the card. The entire process is quick and hassle-free.

Question 2

What are the eligibility criteria for Etihad Guest SBI Premier Card?

Accepted Answer

To apply for Etihad Guest SBI Premier Card, you must fulfil following eligibility criteria:You should be an Indian citizen.You must be 21 years old.You should have a good credit history and score.You should have legal documents to verify your identity, age, income, and address.

Question 3

What are the documents required for Etihad Guest SBI Premier SBI Card?

Accepted Answer

To apply for Etihad Guest SBI Premier SBI Card, you are required to fill the card application form and attach the recent passport sized pictures, along with a copy of valid documents to verify your identity, age, income, and address. You can submit any one of the acceptable documents for each category. The approved documents' list is as below:Identity ProofAge ProofIncome ProofAddress ProofPan Card/ Driving License/Voter ID Card/ PassportBirth Certificate/Passport/ Voter ID cardFor salaried employees: Latest salary slips for 3 months, Bank statements for past 6 monthsFor self-employed/ business owners: Latest ITR, financial statements, proof for business continuityCopy of latest utility bills like Telephone bill, Electricity bill, Bank Statement, etc/Rent Agreement/ Voter ID card/ Ration Card/ Passport/ Driving License

Question 4

Will a late card payment hurt my credit score?

Accepted Answer

As per RBI directive, SBI Card periodically reports your card usage history including the payments and defaults to the credit information bureaus which builds your Credit Score. When you miss the monthly payment on your card, it is bound to be reflected on your report. However, it does take 40-50 days to report a credit history. You get ample time to pay out. The SBI Card doesn't report default without taking the required steps.

Joining fee (first Year, one time)	4999 + GST
Renewal fee (second year onwards)	4999 + GST/ Year *Renewal fee waived off on annual spends over 5 Lakh
Add-on fee	NIL
Finance charges	3.35% per month, 40.2% per annum (from transaction date).
Cash advance fee on ATMs	2.5% of the transaction, minimum of 300
Cash advance fee on international ATMs	3% of the transaction, minimum of 300
Statement retrieval fee for statements older than 2 months	100 per statement
Overlimit fee	2.5% of overlimit (minimum 500)
Late Payment Charges	Rs.0 to Rs.200: NIL Rs.500 to Rs.1,000: Rs.400 Rs.1,000 to Rs.10,000: Rs.600 Rs.10,000-Rs.25,000: Rs.800 Greater than Rs.25,000: Rs.950
Priority Pass Lounge charges	Access to domestic Airport Lounges through Priority Pass Program at $27 per visit + taxes. After exhausting complimentary visits, Overseas Airport Lounge visits through the Priority Pass Program are charged at usage fee of $27 per visit + taxes. All guests accompanied by the SBI Card Priority Pass Customer to Airport Lounge, will be charged at $27 per visit + taxes.
Cash payment fee	100

ETIHAD GUEST SBI PREMIER Credit Card