Axis Bank Credit Card Apply
Axis Bank Credit Cards have a huge variety to suit your own needs. Apply now Axis Card to get cashback, amazing offers, exciting rewards, welcome benefits, complimentary services, airport lounge access, and various credit card other benefits.
Best Axis Bank Credit Cards
| Card Name | Annual Fee | Best For |
|---|---|---|
| IndianOil Axis Bank Credit Card | Rs. 500+ GST | Fuel & Entertainment |
| Axis Bank MY Zone Credit Card | Rs. 500+ GST | Lifestyle & Entertainment |
| Axis Bank Select Credit Card | Rs. 3,000 + GST | Shopping, Travel & Lifestyle |
| Axis Bank Neo Credit Card | Rs. 250+ GST | Shopping & Lifestyle |
| Axis Bank Vistara Credit Card | Rs. 1,500 + GST | Travel & Lifestyle |
| Axis Bank Privilege Card | Rs.1500 + GST | Rewards & Lifestyle |
| Axis Bank AURA Credit Card | Rs. 749 + GST | Health & Wellness |
| Axis Bank Vistara Infinite Credit Card | Rs. 10,000+GST | Travel & Lifestyle |
| Axis Bank Rewards Credit Card | Rs.500+GST | Lifestyle & Entertainment |
| Axis ACE Credit Card | Rs 499+GST | Cashback |
| Samsung Axis Bank Signature Credit Card | Rs.500+GST | Cashback |
| Axis Bank Vistara Signature Credit Card | Rs. 3,000+GST | Travel & Lifestyle |
Note: Axis Bank is powered by https://www.axisbank.com/ and the information mentioned here is provided by Axis Bank.
Axis Bank Credit Card Benefits
The following are some attractive benefits of the Axis Bank Credit Card:
- Global acceptance: The card is accepted worldwide by innumerable merchant establishments.
- Revolving facility: A revolving facility for payment of Credit Card dues is available wherein you will have to pay a minimum stipulated amount and the balance can be carried over for an interest.
- EMI facility: A facility to convert purchases over Rs. 2,500 to EMIs is available.
- Global assistance: Emergency global assistance for immediate replacement of the lost card and also for providing cash advance while overseas, in the event of loss of the card is available.
- Reward programme: Numerous reward points that can be redeemed for attractive vouchers and gifts.
- Insurance: An insurance covering up to Rs. 25 Lakhs in the event of an air accident, is available
- Card Protection Plan: Up to Rs. 1 Lakh.
- Insurance cover: An insurance cover for loss of travel documents and baggage loss, delay in check-in bag arrival, etc. is available while on travel.
- Credit limit: The credit limit of the card is decided based on the monthly income, credit score, and pattern of spending.
- Interest-free period: An interest-free period of up to 50 days is available and also a grace period is provided by the bank for paying the dues beyond the due date, without any extra charges on select cards.
- Income criteria: No minimum criteria for certain categories of cards since credit limit is fixed against Fixed Deposits.
- Documentation: Hassle-free documentation since it requires minimal paperwork.
Axis Bank Credit Card Eligibility
The following are the eligibility criteria to qualify for the Axis Bank Credit Card:
- Cards are issued to both resident and non-resident Indians.
- The age of the applicant should be between 18 years to 70 years.
- The add-on cardholder should be over 15/18 years, depending on the card type.
- The minimum annual income required depends on the card type.
- Some of the cards like Axis Bank Reserve Card are issued on invitation only. If the customer is eligible for these cards, the banner will be displayed on their FreeCharge mobile app.
- Some cards are issued against Fixed Deposits. The value of the Fixed Deposits should be between Rs. 20,000 to Rs. 25,00,000. The card will not be issued against tax saver Fixed Deposits, Flexi Deposits, and against Fixed Deposits in the name of HUFs/ Society/ Trusts/ Companies.
- Credit Score should be above 750.
Documents Required for Axis Bank Credit Cards
The following documents are required to apply for Axis Bank Credit Cards:
- Colour photographs of the applicant
- PAN card photocopy/ Form 60
- Latest payslip/ Form 16 /ITR copy as income proof
- Any one of the following address proof:
- Ration card
- Passport
- Electricity bill
- Telephone bill (landline)
- Any one of the following identity proof:
- PAN card
- Driving license
- Passport
- Aadhaar Card
Axis Bank Credit Card Fees and Charges
Below are the fees involved in availing Axis Bank Credit Cards:
| Name of the Card | Joining Fee | Annual Fee |
|---|---|---|
| IndianOil Axis Bank Credit Card | Rs. 500 + GST | Rs. 500 + GST |
| Axis Bank MY Zone Credit Card | Rs. 500+ GST | Rs. 500+ GST |
| Flipkart Axis Bank Credit Card | Rs. 500 | Rs. 500 |
| Axis Bank Select Credit Card | Rs. 3,000 + GST (Joining Fee waiver on Spends of Rs.60,000 in 90 Days) | Rs. 3,000 + GST |
| Axis Bank Neo Card | Rs. 250+ GST | Rs. 250+ GST |
| Axis Bank Vistara Credit Card | Rs. 1,500+ GST (Joining Fee waiver on Spends of Rs.30,000 in 90 Days) | Rs. 1,500 + GST |
| Axis Bank Magnus Credit Card | Rs. 10,000+ GST | |
| Axis Bank Vistara Signature Credit Card | Rs. 3,000+ GS T(Joining Fee waiver on Spends of Rs.60,000 in 90 Days) | Rs. 3,000 + GST |
| Axis Bank Vistara Infinite Credit Card | Rs. 10,000+ GST | Rs. 10,000+ GST |
| Axis Bank Privilege Credit Card | Rs.1500 + GST (Joining Fee waiver on Spends of Rs.30,000 in 90 Days) & (NIL for Priority Customers) | Rs.1500 + GST |
| Axis Bank Miles & More Select Credit Card | Rs. 10,000 | Rs. 4,500 |
| Axis Bank Miles & More World Card | Rs. 3,500 | Rs. 3,500 |
| Axis Bank Reserve Credit Card | Nil | Nil |
| Axis Bank Pride Platinum Credit Card | Nil |
|
| Axis Bank Pride Signature Credit Card | Nil |
|
| Axis Bank My Zone Easy Credit Card | Rs.500+GST | Rs.500+GST |
| Axis Bank Signature Credit Card with Lifestyle Benefits |
|
|
| Axis Bank Buzz Credit Card | Rs. 750 |
|
| Axis Bank My Wings Credit Card | Rs. 1,200 |
|
| Axis Bank Free Charge Credit Card | Rs. 250 + applicable taxes | Rs. 250 + applicable taxes |
| Axis Bank My Choice Credit Card | Rs. 250 |
|
| Axis Bank Platinum Credit Card |
|
|
| Axis Bank Titanium Smart Traveller Credit Card |
|
|
Note: As per Ministry of Finance guidelines, GST as per existing Government norms is being levied on all fees, interests & other charges on all credit cards. No refund shall be provided for GST charged on Fuel Transaction Surcharge.
Axis Bank Credit Card Bill Payment Options
There are many ways to make your Axis Bank Credit Card bill payment. After downloading your Axis Bank Credit Card Statement, opt for any of the following payment modes:
FAQs
To enhance the Axis Bank Credit Card Limit, you will have to log in to Axis Bank Internet banking. Click on Account, and from there, you will have to go to Credit Card Accounts. Under Credit Card Accounts, choose limit enhancement and check if you are eligible for the enhancement. If so, you can place a request for enhancement.
To get an Axis Bank Credit Card, you will either have to submit an application online along with the required KYC documents or visit the nearest Axis Bank branch and submit the application along with the documents personally.
To enhance the Axis Bank Credit Card Limit, you will have to log in to Axis Bank Internet banking. Click on Account, and from there, you will have to go to Credit Card Accounts. Under Credit Card Accounts, choose limit enhancement and check if you are eligible for the enhancement. If so, you can place a request for enhancement.
The interest charged for an overdue period of Axis Bank Credit Card is between 2.50% to 3.25%, depending on the card type.
The bill is generated from the 15th of the previous month to the 14th of the current month and has to be paid by the 5th of the next month. So, an interest-free period between 20 to 50 days will be available.
A message will be sent to your registered mobile number regarding the status of the transaction. The service provider also will intimate the status of the transaction through SMS as well as Email. If the transaction is not successful and the card has been debited for the amount, then the same will be reversed within 4 working days.
The validity period is 3 minutes.
Net income of Rs. 9,00,000 per annum and above.
The limit of Axis Bank Credit Cards may vary from card to card and may differ for each credit card user. If you have an Axis Bank credit card, you can check your limit by loging in to www.axisbank.com, clicking on Accounts, and going to My Credit Cards.
Which Axis credit card is best for new users depend on the usage pattern and requirement of the customer. For example, if you need a card with fuel benefits, then IndianOil Axis Bank Credit Card is the best card. If you like shopping online, Flipkart Axis Bank Credit Card is best for you. For frequent flyers, Axis Bank Vistara Credit Card and Axis Bank Vistara Signature Credit Card are most suitable. If you shop from Samsung brand frequently, then Samsung Axis Bank Signature Credit Card and Samsung Axis Bank Infinite Credit Card are an excellent choice for you. You can visit the official website of Axis Bank credit card to check the features of all credit card options offered by the bank.