IRCTC RuPay Credit Card

• Save 1% transaction charge on railway ticket bookings through www.irctc.co.in.
• Avail of exclusive travel privileges by logging in to irctc.co.in.  
• Book your airline tickets through IRCTC at competitive prices.
• Wide range of tailor-made packages available, ranging from wildlife, adventure, pilgrimage, and leisure tours to different places in India.
• Accommodation at more than 5,000 hotels, covering 350 cities of India.

Railway Lounge Program

4 complimentary accesses in a year to participating railway lounges in India (maximum 1 access per quarter). Use your IRCTC RuPay SBI Card at the respective lounges to avail of the offer. Offer is available only for primary cardholders.

Fuel Surcharge Waiver

No need to pay 1% fuel surcharge in all petrol pumps in India, by making transactions between  500 and  3,000 (exclusive of GST & other charges). The maximum surcharge waiver available is up to  100 per credit card account per statement cycle.

Transaction Charges Waiver

Save 1% transaction charge (exclusive of GST & all other charges) on booking railway tickets on irctc.co.in, using your IRCTC RuPay SBI Card. If you cancel any railway ticket booked online on irctc.co.in using IRCTC RuPay SBI Card, 1% charge of the total amount of refund will be debited to your card.

Other Benefits

• Offers from RuPay: IRCTC RuPay SBI Card provides amazing offers on travel, dining, golf, and other entertainment options from RuPay.
• Contactless Advantage: The card makes your daily purchases an easy and quick task. Simply wave your credit card at a secure reader to complete your transaction. No need to hand over your credit card or bring cash for everyday small ticket purchases. Just wave your card and go. Even if you waive the card multiple times at the reader, its unique security feature of RuPay Contactless ensures that only one transaction goes through and makes it more secure.
• Balance Transfer on EMI: Now easily transfer the outstanding balance of other bank's credit card to IRCTC RuPay SBI Card, and avail a lower interest rate and pay back in EMIs.
• Cash on the Go: You can withdraw cash from over 2 million global ATMs present in 190 countries, including more than 43,000 SBI ATMs in India.
• Global Acceptance: The card can be used in over 44 million Merchant Locations in 190 countries globally & 3.7 million terminals in India.
• Add-on Cards for Your Family: You can apply for add-on cards for your spouse, parents, children, and siblings (above the age of 18 years).
• Easy Bill Pay Facility: Using SBI's Easy Bill Pay facility, you can ensure that your electricity, telephone, insurance, and other utility bills are paid on time.
• Flexipay: With Flexipay, you can convert your transactions into easy EMIs. Just make a transaction for  2,500 or more & log on to sbicard.com within 30 days of the purchase.
• Easy Money Facility: With Easy Money, you can avail money whenever you need and get the cheque/draft delivered at your doorstep.
• Railway Ticket Booking: Use your IRCTC RuPay SBI Card to book railway tickets online & get them delivered at your doorstep.

If you are a frequent traveller who prefers travelling by trains, IRCTC SBI Card (on RuPay platform) or IRCTC RuPay SBI Card comes with some attractive deals and offers for you.

With 350 activation bonus reward points, 10% value back on train ticket purchase through irctc.co.in and IRCTC Mobile App, Railway Lounge Program, 1% fuel surcharge waiver and other offers, you can get the maximum benefit out of this card.

On top of that, this credit card comes with no joining fee till 31st March 2021.

The fastest way to apply for IRCTC RuPay SBI Card is through MyMoneyMantra. You can also apply online at bank's website sbicard.com, through their Chatbot ELA, by calling SBI Card helpline at 39 02 02 02 (prefix the STD Code of your city), or by visiting the nearest SBI branch.

Yes, you can apply for IRCTC RuPay SBI Card even if you don't own any other credit card.

If you want to upgrade your current SBI Credit Card, you can log on to your SBI Card Online account. On being eligible for an upgrade offer, you will be able to see a 'Card upgrade' link in the left side of the page. You can also call the SBI Credit Card helpline to check if you are eligible for any pre-approved offer for card upgrade. If you want to apply for an additional SBI Credit Card, you can select 'Yes' for 'Do you have an SBI Card?' question on the online application for the SBI Card you wish to apply for and after that fill in the required details. On submitting the form, SBI executives will connect with you for further process.

You can login to SBI's website with the help of your User ID and Password and apply for Add-on Card on your SBI Card Account. Another option is to login to Chatbot ILA using your user ID and password for online account and apply for an Add on card. Alternatively, you can also download the Add-on Card form provided under form central option on bank's website and complete the enclosed form and send the original form at the address: SBI Cards and Payment Services Pvt. Ltd, P.O Box No-16, G.P.O, New Delhi-110001. You may also call SBI on their helpline number 1860 180 1290 or 39 02 02 (prefix local STD code).

Only primary cardholders of SBI Card PRIME and SBI Card ELITE are eligible for CV Membership.

Yes. The Joining Fee or Annual Fee for the card is  500. However, it is waived off till 31st March 2021.