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SBI Credit Card Statement

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SBI credit card statement helps analyse your credit card use. It helps revisit the expenses incurred during the last billing cycle. A regular review helps assess the usefulness of such expenses, check for any erroneous entries, and get an update on the payment due date or interest levied on revolving credit. Read on all about SBI credit card statement download.

  • Credit Card Statement?
  • SBI Credit Card Statement Online
  • SBI Credit Card Statement Offline
  • How to Check Credit Card Statement
  • How to register
  • Features and Benefits
  • Most Common Terms

What is SBI Bank Credit Card Statement?

SBI credit card statement is the overall summary of your SBI credit card use. It keeps a record of all expenses incurred in a billing cycle, last payment made, interest (if any) levied on revolving credit, details on Total Amount Due and Minimum Amount Due along with the due date. A regular review of the SBI credit card statement thus becomes important to use the credit card prudently. 

Here’s information about SBI credit card statement download through online and offline channels:

SBI Credit Card Balance Transfer Fees and Charges

SBI offers three modes through which online SBI credit card statement download is possible. These are:

SBI credit card statement download via SBI Card Account 

  • Login into the official SBI credit card online portal www.sbicard.com
  • Navigate to the Login link
  • Use User ID and Password to login into your account
  • Move to the ‘My Accounts’ option
  • Choose the ‘Card Statements’ option from the drop-down menu
  • The SBI Credit Card Statement will now be available on the screen.

The cardholder has the option to view or print an SBI credit card statement. SBI Credit Card Statement download option is also available. The duration for which the SBI credit card statement can be downloaded for the last 24 months and/or from the date of card registration, whichever is recent.

SBI credit card statement download via Mobile Application

  • Download and install the SBI Card app from the Google Play Store or Apple App Store
  • Login into your account using your User ID and Password or MPIN or Touch ID
  • Move to the ‘My Account’ option in the main menu
  • Click on the ‘Account Details’ option and then select the ‘Card Statement’ option
  • Click on the ‘View Statement’ option
  • Enter the time duration for which you wish to view the SBI credit card statement.

SBI credit card statement download or print option will be available. 

SBI credit card statement download via Chatbot ILA

  • Visit the official website of SBI credit card www.sbicard.com
  • Click on the ‘Ask ILA’ option available on the bottom right corner of the screen
  • Log in using your account login user ID and SBI credit card statement password
  • Enter your query in the chatbox.
  • Live Assistant will guide you to view your SBI credit card statement.
  • You can also seek assistance related to any other card-related detail.
  • How to Avail SBI Bank Credit Card Statement Online?

How to Avail SBI Bank Credit Card Statement Offline?

SBI offers numerous modes through which offline SBI credit card statement download is possible. These are:

SBI credit card statement via SMS

The SBI credit card statement can be sought simply by sending an SMS to the company. The SMS has to be sent in a pre-defined format; DSTMT XXXX MM to 5676791. The cardholder has to send the aforementioned SMS through the registered mobile number. 

In the format XXXX MM, XXXX represents the last four digits of the credit card and MM denotes the month for which the SBI credit card statement is being sought. 

SBI credit card statement via Customer Care Helpline

The SBI credit card statement can also be obtained by calling the customer care number. The call can be made to 1860 180 1290, 1860 500 1290, 1800 180 1290, 39 02 02 02 (prefixed with local STD code) for this purpose. 

The customer care executive will seek certain information to confirm the authenticity of the credit card customer. Once the authentication process is complete, the SBI credit card statement will be issued to the customer. 

SBI credit card statement via Post

The hard copy (print copy) through the post (courier/registered letter) is one of the traditional ways of receiving the SBI credit card statement. The statement is sent to the mailing address of the customer as mentioned in the bank's records. Typically, the SBI credit card statement is dispatched within 10 days of the statement date. 

SBI credit card statement via Visit bank branch

The customer can visit the nearest State Bank of India branch at their convenience and request the SBI credit card statement. The customer will be required to carry the credit card along.

How to Check SBI Bank Credit Card Statement?

The step-by-step procedure to check your SBI credit card statement is:

  • Visit the official SBI card website www.sbicard.com
  • Login into your SBI account using Registered Login ID and Password.
  • Move to the ‘My Account’ option.
  • From the drop-down menu select ‘Card Statement’.

The statement for the last bill cycle will appear on the careen. The cardholder has the option to view the SBI credit card statement for an earlier period. Enter the timeline for which you wish to view the SBI credit card statement.

How to register for the SBI Bank credit card statement?

SBI Bank offers several ways in which the cardholder can register for an e-statement. These include:

  • Through Email – Cardholders can send the e-statement registration request via email. 
  • Customer Care Helpline - Subscribe for monthly SBI credit card statements by calling the bank’s customer care number @1860 180 1290, 1860 500 1290, and 1800 180 1290, you may also call at 39 02 02 02 prefixed with a local STD code.
  • SMS - To register for SBI credit card statement through SMS type ESR and send to 5676791 or type ESTMT XXXX and send to 5676791. XXXX is the last four digits of the card number.
  • Live Assistant Chatbot ILA – E-statement requests can be given through Live Assistant ILA. For this visit the official SBI card website and login into your account using the registered User ID and password. Subscribe to e-statement from the available options.

Features and Benefits of SBI Bank Credit Card Statement

The numerous benefits that an SBI credit card statement confers are:

  • Keeping track of spending and payouts helps in monthly budgeting and financial management.
  • Free of cost mechanism to help remain posted on all financial transactions.
  • Provides a comprehensive summary of all cashback and rewards earned on SBI credit cards. 
  • Keep you posted on the Total Amount Due and the due date.
  • Provides detailed information on the interest charged on revolving credit.
  • Provides information on the Minimum Amount Due.

Most Common Terms Mentioned in SBI Bank Credit Card Statement

The SBI credit card statement comprises various terms. For a prudent use of a credit card, a comprehensive understanding of these terms is important. Listed below are the few most common terms mentioned in the SBI credit card statement along with their definition.

  • Minimum Amount Due – The minimum amount that is to be paid every month to avoid late payment charges. It usually varied between 2-3% of the total amount due. The balance amount (TAD – MAD) is treated as revolving credit and credit card interest is charged thereon.
  • Total Amount Due – Total expenditure incurred on the credit card along with any interest charged on revolving credit.
  • Payment Due Date – the deadline date by which the Total Amount Due or Minimum Amount Due should be paid to avoid any late payment charges.
  • Credit Limit – The total credit that can be availed on the credit card.
  • Credit Used – The total amount of the total credit limit that has been used.

Transaction Summary – It provides a summary of the transactions made during the billing cycle

SBI Credit Card Statement FAQs

There will be no charge for duplicate SBI credit card statements if downloaded online. If a request for a duplicate physical SBI credit card statement is placed either through online or offline channels for more than 2 month period, a duplicate statement fee of Rs.100.00 plus applicable taxes per statement is charged on the credit card account.

Following are the methods to get your SBI credit card statement:

  • E-Statement – Received on the registered e-mail ID
  • Physical Statement – Received on the registered mailing address.

Online statement – SBI credit card statement download can be done on the computer or Smartphone. Login into sbicard.com or SBI card mobile app and choose the 'e-statement' option. You can also login into Chatbot ILA and ask queries to get an SBI credit card statement.

Request for duplicate SBI credit card statement can be placed in the following ways:

Duplicate Statement Request via Chatbot ILA

  • Step 1: Login into the SBI card website
  • Step 2: Log in to Chatbot ILA. Use the same User ID and password as used for the sbi card website.
  • Step 3: Ask the query “How can I get a duplicate statement?”
  • Step 4: Select the required months from the archived statements for which the statement is required.
  • Step 5: Click on ‘Submit’

Duplicate Statement Request via SBI card website

  • Step 1: Log in to www.sbicard.com. Use the internet banking User ID and password.
  • Step 2: Click on the ‘Requests’ tab available in the left panel
  • Step 3: Click on the ‘Request for Duplicate Statement’ link 
  • Step 4: Enter the required months for which the statement is required. 
  • Step 5: Click on ‘Submit’

Duplicate Statement Request via SBI Card Mobile App

  • Step 1: Login into the SBI card mobile app.
  • Step 2: Click on the ‘Menu Tab’ available on the top left-hand side
  • Step 3: Click on the ‘Service Request’ tab 
  • Step 4: Click on the ‘More’ options link and select the ‘Duplicate Statement’ link.
  • Step 5: Select the required months for which statement is required from the list of archived statements
  • Step 6: Click on ‘Submit’

Duplicate Statement Request via SMS

Send an SMS typing DSTMT XXXX MM from the registered mobile number to 5676791. In the format, XXXX is the last four digits of the credit card, and MM is the month for which the statement is required.

Upon placing a request, an e-statement is received on the registered email ID within 3 calendar days, whereas a physical statement is received within 10 calendar days on the registered mailing address via post. 

To register your email ID to get an SBI credit card e-statement write an email via the official link www.sbicard.com/email or call the SBI helpline number. You can also visit the nearest bank branch to fill up the email ID registration form.

To know the billing cycle of your SBI credit card, please follow the following steps:

  • Login into the website
  • From the Dashboard choose the credit card for which you wish to see the billing cycle
  • Last Billed Date or Payment Due Date is mentioned in the card summary section. 


You can request a change in the billing cycle. Write to SBI credit card at sbicard.com/email or call at SBI customer care helpline.