ICICI Bank Sapphiro Credit Card

The ICICI Bank Sapphiro credit card provides a diverse range of benefits that enhance the overall cardholder experience:

• International Airport Lounge Access: Experience seamless travel with 2 complimentary international lounge visits through the DreamFolks membership. Access over 650 lounges worldwide across 100+ countries, available to primary cardholders regardless of airline or class.
• Domestic Airport Lounge Access: Enjoy 4 complimentary access to select domestic lounges in India with gourmet meals, Wi-Fi, and comfortable seating. Make your airport experience luxurious and stress-free.
• Complimentary Rounds of Golf Every Month: Earn a free golf round or lesson for every ₹50,000 spent in a month, up to 4 rounds. Enjoy premier golfing privileges by booking and tracking online.
• 24/7 Concierge Services: Access i-Assist for 24/7 help with restaurant reservations, gift assistance, and travel bookings. Enjoy convenience with medical, auto assistance, and even movie ticket delivery in select cities.
• Comprehensive Insurance Coverage: Get peace of mind with insurance coverage, including ₹3 crore in air accident insurance and protections for baggage, purchases, and missed connections. Additional coverage includes card liability and flight delay insurance.
• Reward Points: Get upto 20,000 ICICI bank reward points every anniversary year. Earn 2 points for every ₹100 domestic retail spend and 4 points for every ₹100 international spend. For utilities and insurance payments, get 1 reward point.
• Enhanced Security with Chip and PIN Card: Stay protected with a chip-embedded card and secure PIN entry for each transaction. This advanced security feature reduces the risks of counterfeiting.
• Fuel Surcharge Waiver: Receive a 1% surcharge waiver on fuel purchases at any station for transactions up to ₹4,000. Save on every refill and make fuel expenses lighter.

The fees and charges applicable to the Sapphiro credit card are given below:

To apply for the ICICI Sapphiro credit card, applicants need to have a stable income and cater to the specific eligibility requirements based on your banking transactions. The ICICI Sapphiro credit card limit varies based on individual income and credit score.

Documents Required for Application

Some of the common documents needed are:

• Identity Proof: Passport, Aadhaar, or PAN card.
• Address Proof: Utility bill, Aadhaar, or voter ID.
• Income Proof: Salary slips, income tax returns, or Form 16.

One of the highlights of the ICICI Bank Sapphiro credit card is its lounge access program. Via Priority Pass, cardholders can enjoy a luxurious travel experience. The card offers multiple free visits each year, making it particularly beneficial for frequent travellers who value comfort and exclusivity.

• International Lounge Access: Experience seamless travel with complimentary international lounge access, courtesy of the DreamFolks membership provided with your ICICI Bank Sapphiro credit card. Primary cardholders can enjoy two complimentary visits to over 650 luxurious lounges worldwide, spanning 100+ countries, regardless of airline or travel class.
• Domestic Lounge Access: Upgrade your travel experience within India with four complimentary lounge visits each quarter at select domestic airport lounges. Relax in luxury with comfortable seating, Wi-Fi, gourmet meals, widescreen TVs, and beverage services—just present your ICICI Bank Sapphiro credit card and boarding pass to access these benefits.
• Additional Access: After using your complimentary domestic visits, enjoy continued access to airport lounges in India, with subsequent visits available at rates set by each lounge provider. This benefit is exclusively available to primary cardholders, providing ease and comfort at both domestic and international lounges.

The ICICI Bank Sapphiro credit card is a solid choice for individuals seeking a mid-range premium credit card with a mix of lifestyle, travel, and dining benefits. The card's reward points system is robust, allowing cardholders to earn on every transaction. It combines competitive features like lounge access, insurance, and milestone benefits, making it suitable for frequent travellers and high spenders.

Although the joining and annual fees are slightly high, these costs can be offset with the annual fee waiver and milestone rewards. Overall, the Sapphiro Credit Card delivers excellent value for travel-centric card users.

You can apply for the ICICI Sapphiro credit card through several methods:

• Online: Visit the ICICI Bank website, navigate to the Sapphiro Credit Card section, and complete the online application by providing the required information and uploading documents.
• Branch Application: Visit an ICICI Bank branch with the required documents for in-person assistance.