BOBCARD TIARA Credit Card
Are you liking this Credit Card?
Key Highlights of BOBCARD TIARA Credit Card
The key highlights of the BOBCARD Tiara credit card are as follows:
| Best for | Rewards, shopping & health benefits |
|---|---|
| Joining Fee | ₹2,499 + GST |
| Annual Fee | ₹2,499 + GST |
| Lounge Access | Unlimited complimentary domestic airport lounge visits on spending ₹40,000 in the previous quarter |
| Reward Points | 15 reward points on spending every ₹100 on dining, travel, & international spends, and 3 reward points on spending every ₹100 on other purchases |
| Fuel Surcharge Waiver | 1% for transactions of ₹400 to ₹5,000 |
Features & Benefits of BOBCARD TIARA Credit Card
The following are the attractive features of the BOBCARD Tiara women's credit card:
- Reward Points:
- 15 reward points on spending every ₹100 dining, travel, & international spends.
- 3 reward points on spending every ₹100 on other purchases.
- Reward points can be redeemed for cashback, valued at 1 point = ₹0.25.
- UPI credit card reward points are capped at ₹500 per statement cycle.
- Unlimited Domestic Airport Lounge Access:
- Enjoy unlimited complimentary visits to partner domestic airport lounges on spending ₹40,000 in the previous quarter.
- Quarterly spending requirement is waived in the first quarter for newly issued cards.
- Lifestyle & Entertainment Perks:
- Quarterly discount vouchers of top e-commerce brands: ₹500 each for Myntra, Nykaa, and Flipkart.
- Quarterly vouchers of Lakme Salon worth ₹1,500.
- Annual memberships for Amazon Prime/ Jio Hotstar, Gaana Plus, etc.
- Free 3-month membership (once per annum) of Swiggy offering unlimited free food deliveries and Instamart orders.
- Quarterly discount of ₹250 on Big Basket.
- Quarterly discount of ₹250 on movie tickets (minimum 2 movie/non-movie tickets purchase) via BookMyShow.
- Health & Safety Benefits:
- Free women’s health package: Pap Smear & Blood Tests and Mammography.
- Free FitPass Pro membership of 6 months, worth ₹15,000..
- Fuel Surcharge Waiver:
- 1% fuel surcharge waiver (up to ₹250 per statement cycle) on all fuel stations across India.
- This benefit is available on transactions between ₹400 and ₹5,000.
- Other Features:
- Low forex markup fee of just 2% for international spends.
- UPI-enabled payments (RuPay variant).
- Purchases above ₹2,500 can be converted into easy EMIs of 6 to 48 months.
- Up to 3 lifetime free add-on cards.
- Zero liability on lost cards.
BOBCARD TIARA Credit Card Fees & Charges
The following are the fees and charges associated with the BOBCARD Tiara:
| Charge Type | Details |
|---|---|
| Joining Fee | ₹2,499 + GST; Reversed on spending ₹25,000 in the first 60 days. |
| Annual Fee | ₹2,499 + GST; Waived on spending ₹2,50,000 in a year |
| Cash Withdrawal Fee | 2.50% of the amount withdrawn or ₹500 (whichever is higher) |
| Foreign Currency Mark-up Fee | 2% of the transaction amount |
| Finance Charges | 3.25% per month (39% p.a.) |
| Duplicate Statement Fee | ₹25 per bill |
| Charges for Exceeding Credit Limit | 2.5% of the amount exceeding the credit limit or ₹600, whichever is higher |
| Cheque Return/ Auto Debit/SI Bounce Fee | 2% of the payment amount (minimum ₹500) |
| Card Replacement Fee | ₹100 per card |
| Cash Payment Processing Fee | ₹250 for every cash payment |
| Cheque Payment Processing Fee | ₹100 for every cheque payment |
| Rent Payments, Wallet Loading, Utility & Fuel Transactions Processing Fee | 1% |
| Charge Slip Retrieval Fee | ₹250 per slip |
| Late Payment Charges |
|
BOBCARD TIARA Credit Card Eligibility Criteria
Applicants have to meet the following criteria to be eligible for a BOBCARD Tiara Credit Card:
- The applicant must be an Indian resident, a salaried or self-employed individual.
- Primary salaried applicants must be 21 to 60 years old.
- Primary self-employed applicants must be 21 to 65 years old.
- The add-on applicant must be aged 18 years.
- The minimum net annual income of the applicant should be ₹7.2 Lakhs.
Documents Required for BOBCARD TIARA Credit Card
The following documents are required to apply for the BOBCARD Tiara:
- PAN Card (mandatory)along with a recent passport-size photograph with a clear/ white background and without dark/ tinted glass.
- Proof of identity: PAN Card/ Passport/ Aadhar Card/ Voter's ID Card/ Driving Licence.
- Address proof if present & permanent addresses are same: Aadhar Card issued by UIDAI/ Passport/ Driving Licence/ NREGA-issued Job Card/ Letter issued by the National Population Register.
- Address proof if the present address is different from permanent address: Recent Property Tax Receipt/ Municipal Tax Receipt/ Utility Bill (not more than 2 months old)/ Pension or Family Pension payment orders/ Leave & Licence Agreement/ Letter of Allotment of accommodation from Employer issued by Public Sector Undertakings, Central or State Government Departments, statutory or regulatory bodies, Scheduled Commercial Banks, Financial Institutions & listed Companies.
- Income proof for salaried: Bank Statement displaying salary credit for the last 2 months, Salary Slips (with specified bank statement).
- Income proof for self-employed: Bank Statement (PDF format) showing last 3 months’ business transactions and other financial documents (as required).
How to Apply for BOBCARD TIARA Credit Card
Steps to Apply on the BOBCARD's Website
- Log in to the BOBCARD’s official website and select your preferred BOBCARD under the ‘View Cards’ section.
- Fill in the online application form by mentioning all the required details.
- e-Sign using your Aadhaar.
- Verify your identity via video-KYC.
Steps to Apply via MyMoneyMantra
- Visit our website, click the ‘Credit Cards’ tab, and choose the preferred credit card under the ‘BOBCARD’ option.
- Enter all the required details.
- You will be guided by our card experts through the entire application process.
- On approval, your card will be dispatched to your address.
- The card and the PIN will be dispatched separately.
FAQs
No, the BOBCARD TIARA Credit Card is not a lifetime free credit card. However, the joining fee of ₹2,499 + GST can be reversed on spending ₹25,000 in the first 60 days, and the annual fee of ₹2,499 + GST can be waived on spending ₹2,50,000 in a year.
The BOBCARD TIARA Credit Card does not offer any cashback. However, the accumulated reward points can be redeemed for cashback, valued at 1 point = ₹0.25.
The joining fee for the BOBCARD TIARA Credit Card is ₹2,499 + GST.
Yes, the BOBCARD TIARA Credit Card offers unlimited complimentary visits to partner domestic airport lounges on spending ₹40,000 in the previous quarter. Quarterly spending requirement is waived in the first quarter for newly issued cards.
The annual charges for the BOBCARD TIARA Credit Card are ₹2,499 + GST.
You can contact BOBCARD customer care for BOBCARD TIARA issues on the following numbers:
- 24x7 toll-free numbers: 1800 2090/ 1800 2665 100/ 1800 2667 100
- 24X7 WhatsApp number: Just drop a ‘Hi’ to 7208476628