Poonawalla Fincorp Personal Loan 

• Loan amount: You can get a high loan amount of up to Rs. 3 Lakhs.
• Interest rate: Poonawalla Fincorp personal loan interest rates range from 18% to 30% p.a.
• Processing charges: Poonawalla Fincorp charges a one-time processing fee of up to 3.5% of the loan amount plus taxes.
• Tenure: Get flexible repayment tenure ranging from 1 to 5 years.
• Prepayment: You can pre-close your loan account with zero prepayment charges.

Poonawalla Fincorp offers two types of personal loans as mentioned below:

Personal Loan for Salaried Employees 

• Loan for all your personal needs
• No collateral required to obtain this loan
• Flexible tenure of up to 60 months 
• Attractive interest rate starting from 9.99% p.a.
• Multipurpose loan with high amount up to Rs. 30 Lakhs
• No end-use restrictions
• Quick approval

Professional Loan for Self employed professionsal 

• Loan for professional needs
• Zero foreclosure charges
• Flexible tenure of up to 60 months 
• Attractive interest rate starting from 9.99% p.a.
• Multipurpose loan with high amount up to Rs. 30 Lakhs
• No hidden charges
• Easy and hassle-free online process

You must plan your loan to borrow efficiently and optimally. This means knowing the loan amount you need, the tenure you are comfortable serving and identifying the EMI you can handle each month.

One of the best tools to help you with this planning process is the Personal Loan EMI Calculator. With this online, you can easily calculate the interest payable and also know the personal loan repayment schedule within seconds.

Here are the steps to calculate your Poonawalla Fincorp personal loan EMI using the calculator:

• Visit our site MyMoneyMantra.
• Enter the loan amount you want to borrow.
• Enter the rate of interest offered to you on the loan.
• Enter the loan duration under the Tenure section.
• The EMI amount result will be auto-generated quickly.

• Citizenship: Applicant must have an Indian citizenship.
• Age required: Applicant should be at least 22 years of age at the time of loan application and not older than 58 years at the time of loan maturity.
• Employment: Applicants must be full-time employees at a public or private limited company or an LLP.
• Work experience required: Applicants must have work experience of at least 1 year with stable employment of a minimum of 2 months at the current job.
• Monthly income required: Applicants must have a minimum monthly income of at least Rs. 20,000.

• KYC: Aadhaar Card or PAN Card.
• Current address proof: Passport, Utility Bills, or Rent Agreement.
• Income proof: Latest salary slip, bank account statements, and salary credit statements of the last 3 months.
• Employment proof: Employment certificate & degree certificate for professionals (chartered accountant, doctor, company secretary, etc.).

The Personal Loan Interest Rate is the cost of borrowing, and you must always prioritise your affordability when checking the interest rates. When you opt for the Poonawalla Fincorp Personal Loan, you get a cost-effective personal finance option, tailored to match your profile. You can borrow a personal loan from Poonawalla Fincorp personal loan at an attractive interest rate with a strong financial profile. Poonawalla Fincorp Personal Loan offers a competitive interest rate starting from as low as 9.99% per annum, making it a smart choice even as an emergency loan.

• Processing fees: 0% to 2% of the loan amount + applicable taxes.
• Prepayment charges: Nil.
• Late payment penalty: Missing EMI payments will carry a personal loan late payment penalty.
• Bounce charge: Rs. 500 per bounce + applicable taxes.
• Penal interest: 2% penalty per month on unpaid and overdue interest.

Follow the steps mentioned below to apply for an Instant Personal Loan from Poonawalla Fincorp:

• Click on the ‘Apply Now’ button on Poonawalla Fincorp’s website.
• Enter basic KYC details.
• Upload the required documents.
• Wait for the application assessment.
• Get confirmation on loan approval.
• Approve and authorise your personal loan online disbursal.

You can contact the Poonawalla Fincorp personal loan through the following ways:

• Toll-free number: 1800 266 3201, from 9 AM to 7 PM (Monday to Saturday).
• Email: customercare@poonawallafincorp.com.
• Corporate office address: AP 81, 1st Floor and 2nd Floor, Mundhwa Road, Near to Raga Lawns, Pune - 411036.
• Registered office address: 601, 6th Floor, Zero One IT Park, Survey No. 79/1, Ghorpadi, Mundhwa Road, Pune - 411036, Maharashtra.