Pop Club Credit Card
The YES Bank POP-CLUB Credit Card is a co-branded card by YES Bank and Pop Club, designed to enhance your spending experience. With zero joining fees and welcome benefits worth ₹5,000, it offers seamless payments through UPI integration via RuPay and rewards every transaction with POPcoins. Enjoy exclusive deals, cashback offers, and reward points tailored to your needs, combining the best of YES Bank and Pop Club to make every purchase rewarding and convenient.
Key Details of Yes Bank Pop Club Credit Card
Best for | Health |
Joining fee | Nil |
Annual fee | Rs. 399 + applicable taxes; Waived on annual spends of Rs. 1,50,000 |
Joining benefits | 500 Bonus POPcoins worth up to Rs. 500, 6 Pharmeasy Plus membership worth up to Rs. 1,499, Cleartrip voucher worth Rs. 750, Cult sport voucher worth Rs. 500, Zomato Gold membership of 3 months, 24 Ride passes from Rapido 2 every month |
Milestone benefits | 400 POPCons on payment of the annual fee, 1500 POP Coins on crossing the Rs. 1.5 Lakhs milestone, 6 Pharmeasy Plus membership worth up to Rs. 1,499, Cleartrip voucher worth Rs. 750, Cultsport voucher worth Rs. 500, Zomato Gold membership of 3 months, 24 Ride passes from Rapido 2 every month |
Rewards | 10 POP Coins/ Rs. 100 on online spending, 2 POP Coins/ Rs. 100 on all other spends & additional 5% coins on UPI transitions using POP Card via POP UPI App |
Additional POP key benefits | Flex Max on Cleartrip at Rs. 1, limited to 1 usage per calendar quarter |
Fuel surcharge waiver | 1% |
Age | 21 - 60 years |
Features & Benefits Yes Bank Pop Club Credit Card
Joining/Activation Benefits
- Receive 500 Bonus worth up to Rs. 500 as welcome bonus on card activation.
- 400 again and on payment of the annual fee.
- 1500 bonus for customers who cross the Rs. 1.5 Lakhs milestone.
- PharmEasy: Free 6 month PharmEasy Plus membership worth up to Rs. 1,499.
- Cleartrip: Get Cleartrip voucher worth Rs. 750.
- Cult sport: voucher worth Rs. 500 from Cult sport.
- Zomato Gold: Enjoy 3 months of Zomato Gold membership.
- Rapido: Get free 24 Ride passes from Rapido, 2 every month worth 100.
Rewards
- Earn 10 Coins for every Rs. 100 spent online.
- Earn Coins for every Rs. 100 on all other spends.
- No coin issuance is applicable for utilities, real estate/rent, insurance premiums, wallets and service stations.
- Additional 5% coins on UPI transitions using POP Card via POP UPI App.
- Reward issuance through YBL is to be operationalised through feedback.
Reward Redemption
- Rewards can be redeemed across a wide network of brands, including up to 20% off at Rs. 1 per coin.
- Redeem rewards on the POP app for more than 500 brands at up to 20% off at Rs. 1 per coin.
- Redeem rewards for POP Mini (Sample Program) at up to 20% off at Rs. 1 per coin.
- With POP Reward Store, choose from anchor brand vouchers including platforms like Blinkit, Zomato, Cult, Cleartrip, Rapido, and Pharmeasy at Rs. 0.25.
Additional POP Key Benefits
- Flex Max on Cleartrip at Rs. 1.
- Offer is limited to 1 usage per calendar quarter.
- Bin Locking is required to avail of this benefit.
Other Benefits
- 1% fuel surcharge waiver.
- Waiver of the annual fee of Rs. Rs. 399 + applicable taxes on annual spending of Rs. 1,50,000.
Yes Bank POP-CLUB Credit Card Charges
Type of Charge | Details |
Joining fee | Nil |
Annual fee | Rs. 399 + applicable taxes; waived on annual spends of Rs. 1,50,000 |
Revolving credit, sash advances & overdue amount fee | 3.80% per month (45.60% annually) |
Fee for rental transactions above Rs. 1 | Minimum 1% of transaction value or Rs. 199 (whichever is higher) |
Fee for wallet transactions above Rs. 1 | Minimum 1% of transaction value or Rs. 1 (whichever is higher) |
Utility charges | 1% + applicable GST (up to Rs. 3,000/ month) on all utility transactions above Rs. 15,000 in a month |
Education fee payment charges | 1% + applicable GST (up to Rs. 5,000/ month) on education transactions done via third-party websites & apps |
Fuel transaction charges | 1% + applicable GST (up to Rs. 5,000 per customer/ month) on every fuel transaction above Rs. 10,000 |
Yes Bank Pop Club Credit Card Eligibility Criteria
You must meet the following eligibility criteria to apply for a Yes Bank Pop Club credit card:
- You must be between 21 and 60 years old.
- You must be a salaried or self-employed individual.
- You must be earning a minimum net salary of Rs. 25,000 per month or an Income Tax Return of Rs. 5 Lakhs.
- Existing Yes Bank credit cardholders are not eligible for this card
On meeting the eligibility criteria mentioned above, you can easily apply for the Yes Bank Pop Club credit card with the following documents:
- Identity and address proof: A valid Voter ID Card/ Passport/ Driving License/ NREGA Job Card
- Income proof: A recent Payslip or Income Tax Return
- Permanent Account Number (PAN) or Form 60 (mandatory)
- Aadhaar Card: You can authenticate your Aadhaar with e-KYC mode (biometric or OTP-based) or offline verification
How to Apply for a Yes Bank Pop Club Credit Card?
Following are the steps to apply for a Yes Bank Pop Club credit card:
- Under the ‘Credit Card’ section, click the ‘Yes Bank Credit Card’ and then select the ‘Yes Bank Pop Club credit card’ option.
- Click on the ‘Apply Now’ button.
- You will be redirected to the Yes Bank POPclub credit card’s official web journey.
- Register and apply for the card.
- After the OTP login, you will be required to give permission (location) and fill in some personal details (PAN, date of birth, current residential PIN code, type of occupation, gender, etc.).
- Then click on ‘proceed’.
- Give your Aadhar number and enter the OTP sent on the number linked with your Aadhar Card.
- Click on ‘proceed’.
- You will see your old residential address pulled from your Aadhar details. If it is different than your current residential address, add your current residential address. Make sure you always fill in full details.
- Select the name on the card you want to be printed and your father's name as per your PAN Card.
- Fill in the professional details (salaried and self-employed).
- Select the delivery address (it can be your office or current residential address).
- Complete the vKYC process within 72 hours of reaching the VKYC page.
FAQs
You can earn POPcoins through several transactions. For instance, earn 10 POPcoins for every Rs. 100 spent online, an additional 5 POPcoins for each Rs. 100 spent on the POP Club App, 2 POPcoins per Rs. 100 spent for offline purchases, and an extra 5 POPcoins for every Rs. 100 spent with UPI on the POP Club App with your card.
Apart from an annual fee of Rs. 399 + applicable taxes, you will have to pay the following charges on the YES Bank POP-CLUB Credit Card:
Revolving credit, sash advances & overdue amount fee | 3.80% per month (45.60% annually) |
Fee for rental transactions above Rs. 1 | Minimum 1% of transaction value or Rs. 199 (whichever is higher) |
Fee for wallet transactions above Rs. 1 | Minimum 1% of transaction value or Rs. 1 (whichever is higher) |
Utility charges | 1% + applicable GST (up to Rs. 3,000/ month) on all utility transactions above Rs. 15,000 in a month |
Education fee payment charges | 1% + applicable GST (up to Rs. 5,000/ month) on education transactions done via third-party websites & apps |
Fuel transaction charges | 1% + applicable GST (up to Rs. 5,000 per customer/ month) on every fuel transaction above Rs. 10,000 |
POPcoins are a loyalty currency available on the website of website and mobile app of POPclub and partner websites.
1 POPcoin is worth up to Rs. 1 on the Yes Bank POP Club Credit Card.
- Rewards can be redeemed across a wide network of brands, including up to 20% off at Rs. 1 per coin.
- Redeem rewards on the POP app for more than 500 brands at up to 20% off at Rs. 1 per coin.
- Redeem rewards for POP Mini (Sample Program) at up to 20% off at Rs. 1 per coin.
- With POP Reward Store, choose from anchor brand vouchers including platforms like Blinkit, Zomato, Cult, Cleartrip, Rapido, and Pharmeasy at Rs. 0.25.
YES Bank POP-CLUB Credit Card does not offer any complimentary airport lounge access. However, it offers a 1% fuel surcharge waiver.