Aditya Birla Capital
Personal Loan

Following are the features of Aditya Birla Personal Loan:

• Purpose of the loan: The loan can be used for any purpose as the end-use for the loan is not defined. It can be used for consolidation of debt, renovation of your existing house, wedding expenses, travel expenses, purchasing high-value consumer durable articles, and so on.
• Quantum of loan: The quantum of the loan is up to Rs. 50 Lakhs, depending upon the income, cibil score and repayment capacity.
• Rate of interest: The interest charged for the loan starts from 10.99%.
• Repayment: The loan has to be repaid within a maximum period of 7 years.
• Security: No collateral security is required to acquire this loan
• Processing fees: Up to 2% of the loan amount.

The benefits of availing Aditya Birla Personal Loan are:

• Flexible repayment options – ECS and NACH.
• Applicants can club the income of co-applicants to enhance eligibility.
• Customised personal loan solutions
• Hassle-free processing
• Transparent charges & processes
• Quick approvals and minimum processing & disbursement time.
• Easy online application process
• Doorstep services
• Simplified documentation through service RMs
• Simple EMIs or structured repayment options available.
• Hassle-free personal loan balance transfer option

The following are the personal loan eligibility criteria of Aditya Birla:

• The age of the applicant should be between 23 to 60 years.
• The applicant should be a salaried individual and drawing the salary through a bank account.
• The individuals should be employed in reputed companies.
• Work experience of a minimum of 2 years is required to ensure income stability.
• The applicant should not have defaulted on any loan repayments in the past and should have a good CIBIL score, preferably above 700.

The following documents are required for Aditya Birla Personal Loan:

• Address Proof, like the Aadhar Card, Voter's ID, Driving Licence, Utility bills, etc.
• Photo ID Proof, like PAN Card, Aadhar Card, Passport, Voter's ID card, Driving Licence, etc.
• Income Proof, like latest salary slips, ITR, etc.
• Bank Statement for the last 6 months of the account where the salary is being credited.

Following are the personal loan processing fees and charges associated with the Aditya Birla Personal Loan:

You can use our online personal loan EMI calculator to calculate your Aditya Birla Personal Loan EMI instantly. The tool is given under the Financial Tools tab on our website. All you have to do is enter some information like loan amount, interest rate, and tenure of repayment. Then hit the Enter button for an instant result.

You can contact the following number for any queries regarding Aditya Birla Personal Loan:

1800-270-7000

OR

You can write to abc.secretarial@adityabirla.com