Axis Bank Reserve Credit Card
Following are the key highlights of the Axis Reserve credit card:
Joining Fee | Rs. 50,000 + taxes |
Annual Fee | Rs. 50,000 + taxes |
Welcome Gift | 50,000 bonus reward points |
Key Benefits | 12 complimentary airport lounge access, buy 1 & get 1 ticket complimentary on BookMyShow, 15 edge reward points for spending every Rs. 200, Club ITC Culinaire and Accorplus memberships, etc. |
Reward Points | 15000 Edge Points on card activation, 15 edge reward points for spending every Rs. 200, and 2X rewards on international spends. |
Foreign Currency Transaction Fee | 1.5% of the transaction value |
Age | 18 - 70 years |
Features & Benefits of Axis Reserve Credit Card
The key features and benefits of the Axis Bank Reserve credit card are as follows:
Complimentary Airport Concierge Services
- 8 complimentary VIP assistance services per primary cardholder.
- The services include assistance with airport processes like check-in, security check, immigration process, and porter services.
- The primary cardholder can use the services for accompanying guests.
- Bookings should be made at least 48 hours before the service time.
- Valid for domestic and international departures/arrivals.
Complimentary Luxury Airport Transfers
- 4 complimentary chauffeured luxury airport pick-ups/drops per primary cardholder every year.
- Valid at 46 locations across India.
- Bookings should be made at least 48 hours before the service time.
- Valid for domestic and international departures/arrivals.
Complimentary Aiport Lounge Access
- With Priority Pass membership, get unlimited complimentary international lounge access for primary as well as add-on cardholders.
- 12 complimentary visits a year for accompanying guests.
- Unlimited complimentary domestic lounge access for primary as well as add-on cardholders.
- 12 complimentary guest visits a year for accompanying guests.
Buy 1 & Get 1 Complimentary on BookMyShow
- Buy 1 movie ticket and get up to Rs. 500 off on the 2nd.
- Buy 1 non-movie ticket & get up to Rs. 1,000 off on the 2nd.
- These benefits can be availed for a maximum of 10 times (5 movies & 5 non-movies) in a month per Axis Bank Reserve card.
Rewards Benefit
- 15,000 Edge Points on card activation.
- 15 edge reward points for spending every Rs. 200.
- 2X rewards on international spending.
- Customers must make the first transaction within 30 days of card creation to get 15,000 Edge Points in the first year.
- Activation and renewal benefits are not available to customers who have first-year free and lifetime free credit card.
- Renewal benefit is not applicable for customers who have lifetime free credit card
- Utilities and government institutions are not considered for edge reward points.
- Rental transactions are capped at Rs. 1,00,000 per month (7,500 edge points per month).
- For fuel transactions below Rs.400 and above Rs. 4,000, cardmembers will get 15 edge reward points for every Rs. 200 spent.
Club ITC Culinaire Membership
- Complimentary third-night stay.
- 50% savings on published room tariff for suites on weekends.
- 25% Green Points on spending on food & beverage.
- Bouquet of 10 certificates and more.
- The benefit is offered only upon receiving the consent form filled by the customer.
- Membership is valid for 1 year and is renewed on card renewal.
- If a customer already has an ITC membership, the above membership can be availed only after the expiry of the current membership.
Accorplus Membership
- 1-night complimentary stay in the Asia Pacific region.
- Complimentary room upgrade.
- Up to 50% off on dining.
- Complimentary lunch buffet for 2 persons across Accor hotels in India.
- The benefit is offered only upon receiving the consent form filled by the customer.
- Membership is valid for 1 year and is renewed on card renewal.
- If a customer already has an Accor Plus membership, the above membership can be availed only after the expiry of the current membership.
Handcrafted Club Marriott Asia Pacific Membership
- 20% off on food & beverage.
- 20% off on best available rates at partner Marriott hotels in India and on Weekend rates in Asia Pacific.
- The benefit is offered only upon receiving the consent form filled by the customer.
- Membership is valid for 1 year and is renewed on card renewal.
- If a customer already has a Club Marriot membership, the above membership can be availed only after the expiry of the current membership.
Exclusive Offers at Oberoi Hotels & Resorts
- 15% savings on Room Only Rate and Room with Breakfast Rate or third night complimentary.
- Offer is unavailable on select blackout dates, as determined by the hotel.
- The customer has to verify the offer applicability directly with the hotel.
15% Savings at Postcard Hotels
- 15% off on the best available room rates.
- Anytime check in & check out.
- A complimentary lifestyle consultation at Postcard hotels in Goa.
- Discount is available for up to 2 rooms per booking.
Complimentary Golf Rounds
- Complimentary 50 golf rounds per year across the best golf courses in India.
- Applicable validity is a financial year (i.e. 1st April to 31st March).
Complimentary EazyDiner Prime Membership
- Savings of up to 25% across premium restaurants.
- The benefit is available only for primary Axis Bank Reserve credit card holders.
- The membership has to be activated within 6 months of receiving the code.
- The benefit is renewed every year on the card anniversary if the card is active.
Insurance Benefits
- Counterfeit/lost card liability up to credit limit.
- Purchase protection of Rs. 2 Lakhs.
- Loss/delay in baggage & personal documents of 500 USD.
- Credit shield of Rs. 5 Lakhs.
Fuel Surcharge Waiver
- 1% fuel surcharge waiver on fuel purchase at all fuel stations in India.
- The offer is valid on transactions between Rs. 400 to Rs. 4,000.
- Maximum benefits available up to Rs. 400 per month.
Other Benefits
- Handpicked curated experiences at extraordinaryweekends.com such as sailing, golf, chef for a day, unique tours, etc.
- Reduced markup of 1.5% on international transactions.
- Zero cash withdrawal charges.
- Reduced APR of 3% on extended credit.
Axis Bank Reserve Credit Card Fees & Charges
Axis Reserve Credit Card involves the following fees and charges:
- Joining fee: Rs. 50,000 + taxes.
- Annual fee: Rs. 50,000 + taxes; waived on spending Rs. 35 Lakhs in the preceding year.
- Joining & annual fees for add-on card: Waived.
- Overdue interest on extended credit & interest on cash advances: 3% per month (42.58% p.a.).
- Fee for Cash Payment at branches: Rs. 100.
- Late payment fee: Up to Rs. 1,200 (depending on the total payment due amount).
- Overlimit penalty: 2.5% of the over-limit amount (minimum Rs. 500).
- Cheque return/ dishonour/ auto debit reversal fee: 2% of the payment amount (minimum Rs. 450 & maximum Rs. 1,500).
- Surcharge on purchase/ cancellation of railway tickets: As prescribed by IRCTC/ Indian Railways.
- Edge reward points redemption fee: Up to Rs. 99 (depending on the reward points).
- Dynamic currency conversion markup: 1% + taxes.
- Rent transaction fee: 1% (maximum Rs. 1,500) per transaction.
Axis Bank Reserve Credit Card Eligibility
Following are the Axis Reserve credit card eligibility in detail:
- The primary cardholder of the Axis Reserve Bank credit card must be an Indian resident.
- The Primary cardholder must be aged between 18 and 70 years.
- The Add-on cardholder should be above 15 years of age.
Axis Reserve Credit Card Documents Required
If you are looking for an Axis Bank Reserve credit card, apply online with the following documents:
- A photocopy of the PAN card or Form 60
- Recent coloured passport-size photograph
- Income proof: Recent Payslip/ Bank Statement/ Form 16/ ITR copy
- Identity proof: Passport/ Driving License/ Voter ID Card/ Aadhaar Card/ PAN Card
- Residence proof: Passport/ Driving License/ Voter ID Card/ Aadhaar Card
How to Apply for an Axis Bank Reserve Credit Card?
You can apply for an Axis Bank Reserve credit card through MyMoneyMantra.
- You can apply now by clicking the "Apply Now" button.
- You will be redirected to the Axis Bank website.
- Choose "Yes" or "No" for existing or new Axis Bank's customers.
- Fill in the required details and submit.
Axis Bank Reserve Credit Card FAQs
No, you will be required to pay Rs. 50,000 as a joining and annual fee for the Axis Bank Reserve credit card. However, the annual fee can be waived completely on spending Rs. 35 Lakhs in the preceding year.
Yes, this card is a metal card.
You can get a metal card easily by simply placing a replacement request with Axis Bank customer care at 1800 419 0065 or through the Axis Bank mobile app.
You can increase your limit for Axis Reserve credit card by placing a request with the bank. The bank will check your credit history and income. If you meet the internal eligibility criteria of the bank, it will provide you with a limit increase.
You can get a credit limit of up to Rs. 5 Lakhs initially for the Axis Bank Reserve credit card.