American Express® Platinum Card

Embrace the American Express Platinum Credit Card, the pinnacle of luxury and convenience in one sleek package, designed for the elite who demand exceptional service and unparalleled benefits.

Welcome Benefits

Kickstart your journey with the AmEx Platinum Card by earning hotel stay vouchers from Taj, SeleQtions, and Vivanta worth Rs. 45,000, just by spending Rs. 50,000 within the first 60 days.

Travel Advantages: 

The American Express Platinum Charge Card is your passport to comfort, granting unlimited access to select domestic lounges and over 1,200 international lounges. Your travel is enhanced with fast-track upgrades in hotel loyalty programs and up to 25% savings at prestigious Taj, SeleQtions, and Vivanta Hotels. Exclusive airline deals further sweeten your journey, while a global concierge ensures your travel planning is effortless.

Dining and Movie Benefits: 

With the AmEx Platinum Card, savor culinary experiences with up to 50% off at elite restaurants and enjoy a dedicated VIP helpline for reservations, reflecting the exceptional dining privileges that accompany your card.

Golfing Experience: 

Tee off in style at prominent golf courses across India and internationally, courtesy of the American Express Platinum Card.

Fuel Transaction Perks: 

Enjoy a fuel surcharge waiver at HPCL pumps on transactions up to Rs. 5,000, beyond which a 1% surcharge applies. At BPCL and IOCL outlets, a nominal 1% surcharge is levied, with a minimum of Rs. 10. For all other fuel stations, a standard 2.5% surcharge is incurred, with Rs. 10 as the minimum.

Insurance Advantages:

The card provides the following coverage:

• Life insurance for air travel accidents up to Rs. 5 crore.
• Compensation for misplaced checked luggage, passports, or documents up to Rs. 50,000.
• International medical coverage of up to USD 50,000.
• Insurance against the loss or damage of purchased items within 90 days due to fire, theft, or disasters.
• Wallet safety and fraud prevention with coverage up to Rs. 15 lakh.
• Access to emergency accommodation and travel support to a limit of Rs. 2 lakh, along with emergency cash services within India.

Financial Security: 

The American Express Platinum Charge Card assures financial security, with a zero liability policy on reported fraudulent transactions, capping the card holder's liability to a minimum post the stipulated time.

These features are a testament to the card's commitment to enhancing every aspect of the card holder's lifestyle. The AmEx Platinum Card is not just a credit card; it's a key to a realm of exclusivity, offering a blend of luxury, comfort, and security synonymous with the American Express Platinum name.

• Age: Applicants must be over the age of 18.
• Employment Status: For self-employed individuals, their business should have been operational for at least 12 months. Employed applicants must have a personal annual income of Rs. 25 lakhs or more. Self-employed applicants must have a personal annual income of Rs. 15 lakhs or above.
• Credit History: A positive credit history with no records of payment defaults is required.
• Residential Requirement: Applicants must have a current residential address within India.
• Bank Account: Possession of a savings or current account with an Indian or multinational bank in India is necessary.
• Tax Status: Applicants must be Resident Indians as per the Income Tax Act of India and agree to notify American Express in case of any change in their residential status.

• Accumulate 1 Reward Point for each Rs. 40 charged to the card.
• 3X Reward Points on expenditures incurred internationally.
• 5X Reward Points when shopping through the Rewards Multiplier platform.
• Earn 1 Reward Point per Rs. 100 on fuel transactions, plus an extra 4 Reward Points per Rs. 100 spent on fuel, with a monthly limit of 5,000 Reward Points.
• Note that utility bills and insurance payments do not qualify for reward point accumulation.

• Redeem Membership Rewards Points for e-vouchers at top e-commerce sites like Flipkart through Amex's digital shopping service.
• Use points at physical stores for INSTA purchases or to contribute towards credit card bills via the Cash + Points option.
• Transfer points to airline and hotel loyalty programs such as Asia Miles, British Airways Executive Club, Club Vistara, and many more.
• Book travel accommodations, flights, and unique experiences on the Amex Travel Online platform, with the option to pay fees and taxes with points.
• Redeem points for various products within the Membership Rewards catalogue, including dining experiences, travel essentials, electronics, and home kitchen items.

The documentation required to get this amazing card is as follows

You can apply for an Amex Platinum charge card directly through the American Express website and via MyMoneyMantra. 

American Express Credit Card Application Through Amex Online

Step 1: Go to American Express website, select the desired credit card that suits best according to your income levels, nature of expenses and the benefits offered.

Step 2: Provide your personal details including name, date of birth, email address, mobile number and complete residential address. 

Step 3: Quote your PAN, alongside the employment status. 

Step 4: Read the Terms & Conditions and tick the check box for agreeing the same.

Step 5: Click on ‘Agree & Continue’. 

American Express Credit Card Application Through MyMoneyMantra

Step 1: Go to MyMoneyMantra’s American Express credit card page,

Step 2: Click on ‘Apply Now’. You’ll be redirected to the American Express Platinum Charge card page. 

Step 3: Now you can fill in your personal credentials including your name, date of birth, phone number, email address and residential address. 

Step 3: After this, you will be required to share the PAN and employment status. 

Step 4: Tick the check box after reading the Terms & Conditions 

Step 5: Click on ‘Agree & Continue’. 

For American Express cards, an individual can select between an Amex credit card and Amex charge card. Also, you can check the latest credit score beforehand to make sure that your credit profile is in good shape.

Holders of the American Express Platinum Card can access specialized customer service. For assistance or to report a misplaced card, contact the toll-free numbers 1800 419 1255 or 1800 180 1255. Alternatively, you can reach out at 0124-2801444 or 0124-4650244 for support.