ICICI HPCL Super Saver Credit Card
Key Highlights of ICICI HPCL Super Saver Credit Card
To know the key highlights of the ICICI HPCL Super Saver Credit Card review the table given below:
| Card type | Entry level |
| Joining fee | Rs. 500 + GST |
| Annual fee | Rs. 500 + GST; Waived on annual spends of Rs. 1,50,000 |
| Welcome benefit | 2,000 reward points on card activation & fee payment |
| Complimentary lounge access | 1 complimentary domestic airport lounge access per quarter on spending Rs. 35,000 in a calendar quarter |
| Cashback | Up to 5% cashback on fuel purchases and 1.5% cashback on reward points via the HP Pay app or by purchasing fuel at HPCL outlets |
Features and Benefits of ICICI HPCL Super Saver Credit Card
Joining Benefit
- 2,000 reward points on card activation and fee payment.
BookMyShow and Inox Offers
- Get a 25% discount (capped up to Rs. 100) on purchasing a minimum of 2 tickets per transaction.
- This benefit can be availed up to 2 times a month on BookMyShow and INOX movies, individually.
- The BookMyShow feature on your card will not be given as an upfront discount on the BookMyShow app or website, instead the applicable cashback will be credited to your statement within 60 days of the transaction.
Domestic Airport Lounge Benefit
- Get 1 complimentary domestic airport lounge access per quarter on your HPCL Super Saver Credit Card.
- The benefit can be availed in the next calendar quarter on spending Rs. 35,000 in a calendar quarter on your card.
Cashback
- Earn up to 5% cashback on fuel purchases.
- Utilise the cashback monthly, year after year at HPCL pumps through ICICI Bank’s POS machines or the HP Pay app.
- You can also earn 1.5% cashback on reward points via the HP Pay app or by purchasing fuel at HPCL outlets.
Reward Points
- Earn 2 reward points for spending every Rs. 100 on retail purchases.
- Benefit not applicable for fuel purchases.
- 1 ICICI bank reward point = Rs. 0.25.
Complimentary 24x7 Roadside Assistance Services
- 24X7 toll-free helpline number for roadside assistance services, on-site roadside repair, towing of the vehicle, taxi services, customer conference calling, custody services, fuel delivery, locked/ lost key benefit, accommodation/ emergency assistance, vehicle repatriation, replacement/ courtesy car.
Other Benefits
- Get a fuel surcharge waiver of 1% over and above the cashback of 4%.
ICICI Bank offers multiple methods for ICICI Credit Card bill payment online
ICICI HPCL Super Saver Credit Card Fee and Charges
The ICICI HPCL Super Saver Credit Card charges are mentioned in the table below:
| Joining fee | Rs. 500 + GST |
| Annual fee | Rs. 500 + GST; Waived on annual spends of Rs. 1,50,000 |
| Supplementary card fee | Rs. 100 |
| Overdue interest on extended credit & cash advances | 3.50% per month (42% p.a.) |
| Interest rate for EMI transactions | 3.50% per month (42% p.a.) |
| Duplicate statement request | Rs. 100 (beyond 3 months) |
| Card replacement fee | Rs. 100 |
| Cheque/ cash pick-up fee | Rs. 100 per pick-up |
| Charge slip request | Rs. 100 per charge slip |
| Redemption handling fee | Rs. 25 - Rs. 99 |
| Dial-a-draft – transaction fee | 3% of the draft value amount, minimum Rs. 300 |
| Late payment charges | Up to Rs. 750 |
| Over-limit charges | 2.50% on the over-limit, minimum Rs. 500 |
| Return of cheque | 2% of the total amount due, minimum Rs. 450 |
| Auto-Debit return fee | 2% of the total amount due, minimum Rs. 450 |
| Fee on cash payment at branches | Rs. 100 per payment transaction |
| Outstation cheque processing fee | 1% of the cheque value, minimum Rs. 100 |
| Railway booking – surcharge | 1.80% of transaction value for internet transactions & 2.50% for other bookings |
| Fuel surcharge | 1% of transaction value or Rs. 10, whichever is higher |
| Goods and Services Tax (GST) | GST will be applicable on all fees, interest, surcharge & other charges |
You can contact the ICICI Credit Card Customer Care team for more details about the fees and charges associated with the HPCL Super Saver Credit Card.
Documents Required for ICICI HPCL Super Saver Credit Card
To apply for the ICICI HPCL Super Saver Credit Card, you will need to provide the following documents:
- Proof of identity: Any government-issued photo ID proof, such as a Passport, Aadhaar Card, PAN Card, Voter's ID Card, etc.
- Proof of address: An Aadhaar Card, Utility Bills (not older than 3 months), Bank Statements, Rental Agreement, etc.
- Proof of income: A salary slip/ bank statement for salaried employees and the most recent ITR for self-employed individuals.
Eligibility Criteria for ICICI HPCL Super Saver Credit Card
Following are the basic ICICI HPCL Super Saver Credit Card eligibility criteria:
| Minimum age | 21 years |
| Maximum age | 65 years |
| Employment | Salaried or self-employed individuals with a stable income |
| Credit score | Minimum of 750 or higher |
How to Apply for an ICICI HPCL Super Saver Credit Card?
If you want an ICICI HPCL Super Saver Credit Card apply online by simply following the instructions given below:
- Visit the ICICI bank's official website and click the 'Cards' option.
- Select the 'credit cards' option.
- Scroll down and find the ‘ICICI HPCL Super Saver credit card’.
- Select 'Get Card’ and complete the online application form with all the essential information.
- Submit the required documents.
Once you have successfully applied for the card, you can track your ICICI Credit Card application status online.
FAQs
Yes, you can get the annual fee of Rs. 500 + GST waived on annual spending of Rs. 1,50,000.
Yes, the card offers a fuel surcharge waiver of 1%.
The ICICI HPCL Super Saver Credit Card comes with a joining and annual fee of Rs. 500 + GST. For detailed information on charges read ICICI HPCL Super Saver Credit Card Fee and Charges section.
The interest rate for ICICI HPCL Super Saver credit card is 3.50% per month (42% p.a.) for EMI transactions, extended credit and cash advances.
The HPCL Super Saver card offers 2,000 reward points on card activation and fee payment as a joining benefit.
The ICICI HPCL Super Saver Credit Card limit is typically one to three times your monthly income. However, the bank can also set the limit based on your credit score and repayment history.
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