L&T Finance Personal Loan

Note: L&T Finance is powered by https://www.ltfs.com/our-products/consumer-loan/fees-charges and the information mentioned here is provided by L&T Financial services.

The features of L and T Finance personal loan are mentioned below in detail:

• Loan amount: You can avail of a loan amount of as low as Rs. 50,000 and a maximum up to Rs. 15,00,000 from L&T Finance from L&T Finance personal loan app or website. 
• Purposes: L & T personal loan is unsecured in nature and can be used for a variety of reasons such as education, home renovation, wedding, travel, medical emergency or general purposes.
• Tenure of repayment: The repayment tenure  is flexible, ranges from 12 months to 48 months.
• Rate of interest: L&T Finance personal loan interest rate starts from as low as 13.00% per annum.
• Processing fee: A processing fee of 1.75% to 2% of the sanctioned loan amount will be applicable.
• Eligible applicants: Salaried and self-employed professionals who are Indian citizens and have valid ID proof. 
• Age criteria: If you want L&T Finance personal loan apply online after you turn 23 years old and before 58 years of age.
• Benefits: Completely digital application process, Higher loan amount approval for salaried customers, fast disbursal, and No income proof documents required.

The L&T Personal Loan Interest Rate starts from just 13.00% p.a. The applicable interest rate depends on various factors, including the borrower’s credit score, loan amount to be applied for, income and other eligibility criteria. Interest rates for the L & T Finance personal loan are fixed rates and charged on the reducing balance method. Apart from the interest rate, you will be required to a nominal processing fee of 1.75% to 2% of the loan amount when applying for the loan. 

If you want L&T personal loan apply online with the following documents:

• A valid ID proof
• Valid Address proof such as Aadhaar, Passport, Driving Licence, Voter ID, Electricity Bills, Water Bills,
• Bank details
• No Income proof required if you apply upto Rs. 15 Lakhs.

If you want to get L&T Finance personal loan apply online by following the easy steps as mentioned below:

• Click on the link https://www.ltfs.com/companies/lnt-finance/consumer-loan.html for L&T personal loan login.
• After L&T Finance personal loan login, fill up the online form by providing the following information:
  • First Name
  • Last Name
  • Email
  • Mobile Number
  • City

• Check the check box for receiving communications, updates, alerts, notifications, information.
• Click the ‘Submit’ button to complete the L & T personal loan application process.

A personal loan important is important as it provides you with many crucial details about your loan. You can get L&T Financial loan statement by sending an email to the lender at customercare@ltfs.com. To get your L&T Finance personal loan statement via email, you will have to mention your loan account number in the email.

For any queries regarding L&T Finance loan products, you can contact at the following LT Finance customer care numbers:

• L&T Finance Personal Loan customer care number or consumer loans customer care number: +91 7264888777
• L&T Finance Two Wheeler Loan customer care number: +917264888777
• Equipment Finance: +917264888777
• Micro Loans: + 9118002587702
• SME Finance: +91 9158004777
• Housing/Real Estate Finance: +919158004777