35 Lakh Home Loan EMI

Many banks and other financial institutions offer Rs. 35 Lakh Home Loan in India at different interest rates. The table for different Home Loan Interest Rates of the Top 10 banks and NBFCs for a Home Loan of Rs. 35 Lakhs is given below:

Below is the table for Rs. 35 Lakhs Loan EMI, total Interest payable and total Repayment at 8.35% interest rates for 5 years tenure:

Below is the table for Rs. 35 Lakhs Loan EMI, total Interest payable and total Repayment at 8.35% interest rates for 10 years tenure:

Below is the table for Rs. 35 Lakhs Loan EMI, total Interest payable and total Repayment at 8.35% interest rates for 20 years tenure:

Below is the table for Rs. 35 Lakhs Loan EMI, total Interest payable and total Repayment at 8.35% interest rates for 30 years tenure:

Every Home Loan EMI is subject to the loan amount sanctioned, the applicable interest rate and the selected repayment tenure. Home Loan EMI for a Rs 35 lakh home loan can be easily calculated through the Home Loan EMI calculator within a minute. MyMoneyMantra Home Loan EMI calculator can provide you the exact Home Loan EMI for the selected Home Loan amount, tenure and rate of interest. 

You’re just required to enter the desired home loan, the tenure in which you wish to repay the Home Loan and the interest rate quoted by the bank or housing financier. With MyMoneyMantra’s Home Loan EMI calculator, you can ascertain your monthly repayments before you take a Home Loan.

You have to meet the Home Loan Eligibility Criteria given below to be eligible to avail of a home loan of Rs. 35 Lakhs:

Eligibility Criteria for Salaried Borrowers

• Applicants should be resident Indians.
• Applicants should be aged between 18 and 65 years.
• Applicants should have a work experience of at least 3 years.
• Applicants should be earning a minimum monthly income of Rs. 25,000 on a regular basis.

Eligibility Criteria for Self-employed Borrowers

• Applicants should be resident Indians.
• Applicants should be aged between 21 and 70 years.
• Applicants should have at least 3 years of business continuity.
• Applicants should be earning at least Rs. 2,60,000 per year.

The following documents are required to be submitted to apply for a Rs. 35 Lakhs home loan:

• Duly filled in & signed home loan application form.
• Recent passport-sized photographs of applicants and co-applicants.
• Identity proof, such as Aadhaar Card, Driving License, Passport, Voter ID, etc.
• Address proof, such as Aadhaar Card, Driving License, Passport, Voter ID, etc.
• Age proof, such as Birth Certificate, Class 10th Certificate, etc.
• Bank statements of last 6 months.
• Form 16 or Income Tax Return.
• Processing fee cheque.
• Balance Sheet and P&L Statement of the last 3 years certified by a CA certified (for self-employed applicants).
• Business profile of self-employed applicants.

You can also check Documents Required For Home Loan

Follow the steps given below to apply for a home loan of Rs. 35 Lakhs:

• Visit our website and then click on the ‘Home Loan’ tab under the ‘Loans’ section.
• Fill out the online home loan application completely and accurately by entering all the mandatory details.
• Enter the ‘OTP’ received on your registered mobile number.
• Click on the ‘Submit’ button to receive the best home loan offer quote.
• Housing loan offers will be displayed on the screen according to the information entered by you.
• Choose your preferred option and apply online.
• Our home loan experts will contact you regarding the home loan process completely.