Fibe Axis Bank Credit Card

Following are the key highlights of the Fibe Axis Bank credit card:

This Axis Bank credit card offers various attractive features and benefits as mentioned below:

Cashback

• 3% cashback on online food delivery, entertainment & local commute. 
• 1% cashback on other spends.
• A capping of Rs. 1,500 per statement cycle will be applicable.
• Cashback does not include wallet load, fuel spends, cash withdrawal, gold items purchase, gift card purchases, EMI transactions, purchases converted to EMI post facto, rental payments, repayments, insurance, education, government services, CC on UPI transactions less than Rs. 2,000 & CC on UPI transactions on small merchants. 

Credit Card on UPI Transactions

• You can link your Axis Bank Fibe Credit Card with UPI to enjoy instant & seamless UPI transactions.

Airport Lounge Access

• Complimentary 4 domestic lounge visits per calendar year.
• Up to 1 complimentary lounge access per quarter can be availed.
• The benefit is available at select airport lounges in Bangalore, Chennai, Mumbai, Kolkata, Hyderabad & New Delhi.

Fuel Surcharge Waiver

• 1% fuel surcharge waiver on fuel spending.
• The offer is valid on transactions between Rs. 400 to Rs. 5,000.
• Maximum benefits available up to Rs. 400 per month.

Dining Benefits

• 15% off at 10,000+ partner restaurants in India with EazyDiner.
• The maximum benefit available is Rs. 500.

The fees and charges associated with the Fibe Axis credit card are mentioned below:

• Joining fee: Nil
• Annual fee: Nil
• Foreign currency transaction fee: 3.5% of the transaction value
• Cash payment fee: Rs. 100
• Overlimit fee: 2.5% of the over-limit amount (minimum Rs. 500)
• Late payment fee: Up to Rs. 1,200 (depending on the payment due).
• Finance charges (for retail purchases & cash): 3.6% per month (52.86% p.a.)
• Cash withdrawal fee: 2.5% of the cash amount (minimum Rs. 500)
• Cheque return/ dishonour fee/ auto-debit reversal: 2% of the amount (minimum Rs. 450 & maximum Rs. 1,500)
• Rent transaction fee: 1% (maximum Rs. 1,500) per rental transaction
• Dynamic currency conversion markup: 1%.
• Surcharge on purchase/cancellation of railway tickets: As prescribed by Indian Railways/IRCTC

The detailed Fibe Axis Bank credit card eligibility criteria are mentioned below:

• The applicant must be aged between 18 and 70 years.
• The applicant must be a resident of India.

Unless there are any case variations, the documents required to apply for a Fibe Axis Bank credit card are:

• A copy of PAN Card or Form 60. 
• A recent coloured photograph in passport size.
• Recent Payslip/ Form 16/ ITR copy as income proof.
• Passport/ Driving License/ Aadhaar Card/ Voter ID Card/ PAN Card as identity proof.
• Passport/ Voter ID Card/ Driving License/ Aadhaar Card as residence proof.

Following are the steps to link your Fibe Axis Bank credit card with UPI:

• Download the UPI Third Part app (like Paytm, Mobikwik, BHIM, etc.).
• Verify your mobile number on the UPI app & complete registration.
• After successful registration, select the ‘Add Credit Card/ Link Credit Card’ option.
• Select Axis Bank as the Credit Card Issuer Bank.
• Select the Axis Bank credit card to be linked & confirm your choice.
• Proceed to generate UPI PIN.
• Select the ‘Generate PIN’ option & then select ‘Axis Bank RuPay Credit Card’.
• Enter Axis Bank RuPay Credit Card details such as the last 6 digits and expiry date.
• OTP will be triggered to your registered mobile number.
• Enter OTP & set the PIN of your choice.

Following are the steps to make a payment with Axis Bank Fibe Credit Card on UPI:

• Scan Merchant QR Code/ enter Merchant UPI ID.
• Enter the amount/ pay the auto-fetched amount.
• Select Axis Bank RuPay Credit Card account.
• Enter UPI PIN & confirm.
• Transaction status can be seen in ‘Transaction History’.

You can apply for an Axis Bank Fibe Credit Card through MyMoneyMantra.

• Click on the ‘Apply Now’ button.
• You will be redirected to the Axis Bank's website.
• Choose ‘Yes’ or ‘No’ for existing or new Axis Bank customers.
• Submit the form with the required information.