Axis Bank Miles & More World Credit Card

Welcome Benefit

• 5,000 award miles welcome bonus.

Award Miles

• 4 award miles on spending every Rs. 200.
• Easily earn up to 55,000 miles in the first year.
• Award miles never expire.
• Redeem accumulated miles in many ways including Flights & Upgrades, Hotels, Shopping, Car Rentals, etc.

Airport Lounge Visits

• Up to 16 complimentary access (4 per calendar quarter) to select domestic lounges on minimum spends of Rs. 50,000 in the previous 3 months.
• 2 Priority Pass lounge visits per annum to 1,000+ airport lounges.
• Priority Pass will be issued automatically on card activation.
• Priority Pass lounge visits are only for primary cardholders, guest charges will be applicable for others.

Dining Offer

• Minimum 15% discount at partner restaurants in India with Axis Bank Dining Delights.

Other Benefits

• Convert purchases above Rs. 2,500 into easy EMIs.
• Preferred rates on Axis Bank loans.
• 24x7 dedicated concierge desk.
• This Axis Bank credit card is an EMV-certified chip credit card which reduces the possibility of counterfeit & skimming fraud.
• Pay your credit card bills from any account by enrolling for auto-debit.
• Pay utility bills automatically by initiating a simple standing instruction on the card.
• Insurance Coverage for Delay of Checked-In Baggage/ Baggage Delay, Loss of Checked-In Baggage, Purchase Protection and Credit Shield.

Following are the details of Axis Bank Miles & More World credit card charges:

• Joining fee: Rs. 3,500 + GST
• Annual fee: Rs. 3,500 + GST
• Joining & annual fees for Add-on card: Nil
• Foreign currency transaction fee: 3.50% of the transaction value.
• Cash payment fee: Rs. 100
• Finance charges for retail purchases & cash: 3.6% per month (52.86% p.a.)
• Cash withdrawal fees: 2.5% (minimum Rs. 500) of the amount withdrawn
• Overlimit penalty: 2.5% of over the limit amount (minimum Rs. 500)
• Overdue penalty/ Late payment fee: Up to Rs. 1,200, depending on the due payment amount.
• Cheque return/dishonour fee or auto-debit reversal: 2% of the amount (minimum Rs. 450 & maximum Rs. 1,515).
• Surcharge on purchase/cancellation of railway tickets: As prescribed by IRCTC/Indian Railways.
• GST: As per existing government norms.
• Rent transaction fee: 1% (maximum Rs. 1,500) per rental transaction + taxes
• Dynamic currency conversion markup: 1% + taxes.

The following are the main Axis Bank Miles & More World credit card eligibility criteria:

• The applicant can be an Indian resident or a Non-Resident Indian (NRI).
• The primary cardholder must be between 18 and 70 years old.
• The add-on cardholder should be above 18 years of age.

If you are looking for an Axis Bank Miles & More World credit card apply online with the following documents:

• A copy of the PAN card or Form 60
• Recent coloured photograph
• Income proof: Recent Payslip/ Form 16/ ITR copy
• Identity proof: Passport/ Driving License/ PAN Card/ Aadhaar Card
• Residence proof: Passport/ Ration Card/ Electricity Bill/ Landline Telephone Bill
• For existing Miles & More members: Copy of the latest Miles & More membership card statement and credit card statement of existing Miles & More card (not older than 2 months).

You can apply for an Axis Bank Miles & More World credit card through MyMoneyMantra.

• Click on the "Apply Now" button.
• You will be navigated to the Axis Bank's website.
• Choose "Yes" or "No" for existing or new Axis Bank customers.
• Submit the form with the required information.