Bank Balance Check Number

Almost every bank in India offers customers a bank balance check number. This number allows customers to check their bank account balance instantly, helping them to keep track of their bank balance and monitor their expenses.

Gone are the days when you had to visit your bank branch with your passbook to find the remaining balance in your account. Nowadays, banks have provided missed call service, toll-free numbers, tolled numbers, and several other ways to help customers check their account balances easily.

  • Methods to Check Bank Account Balance
  • Check Account Balance of Top Banks
  • Balance Inquiry via Missed Call Service
  • Benefits of Checking Your Balance via Phone

Methods to Check Your Bank Account Balance

Following are some popular methods to check your bank account balance:

  • Online banking: You can log in to your netbanking account using your username and password, and visit the account balance section to check your bank balance. With a fast and reliable internet connection, most people are comfortable with checking bank account balances through netbanking.
  • Mobile banking: Another method to check your balance is by downloading your bank's mobile banking app. The mobile banking app can also be used to pay bills and make other transactions. 
  • our bank balance. 
  • UPI app: Using a UPI app like Google Pay, PhonePe, Paytm, etc. is one of the fastest and easiest ways to to check your bank account balance. All you need to do is enter your UPI PIN to confirm the ‘check bank balance’ request.
  • ATM: If you don’t have access to the internet, you can visit your nearest ATM, insert your debit card into the ATM kiosk, and enter the PIN to check y 
  • Bank statement: You can open your email inbox (registered with your bank) to check your monthly e-statements sent by the bank to view your balance. The e-statement has complete details of your account balance and transactions for the previous month.
  • Ask a bank teller: Visit your bank branch and speak to a teller in person to enquire about your bank balance.
  • Mobile notifications: According to a study, India has over 1.15 billion mobile connections and 82.54% mobile density, making it the second most smartphone-using country in the world. The Indian account holders have convenient ways to keep track of their account balance. The feature of getting text messages and emails for all their transactions has also enabled account holders to track all movements in real-time.
  • Call centre support: Most banks have customer care services to resolve their customers’ queries. If account holders are not comfortable using internet banking or are residing in low-connectivity areas, they can use this method to keep track of their accounts.
  • Missed call service: The latest addition to methods for checking bank balances is balance enquiry numbers. Most banks have set up dedicated numbers where customers giving missed calls from their registered mobile numbers receive a message informing them of their bank balance instantly. It is an instant service and not as time-consuming as visiting an ATM or a branch for a bank balance check.

Check the Available Account Balance of Top Banks in India

Here is the information required to obtain all of your basic and vital account information from top banks at any time and from anywhere:

State Bank of India Balance Check Number

  • Missed call number to check account balance: 09223766666
  • Toll-free Number: 1800 1234/ 1800 2100/ 080-26599990/ 1800 11 2211/ 1800 425 3800
  • SMS Services: 
    • Check account balance: Type ‘BAL’ and send it to 09223766666 
    • Check MOD balance: Type ‘MODBAL’ and send it to 09223766666
    • Get mini statement: Type ‘MSTMT’ and send it to 09223766666
    • Request a chequebook: Type ‘CHQREQ’ and send it to 07208933145
    • Get last 6 months’ e-statement: Enter <ESTMT><space><Account number> <space><any 4-digit code> and send it to 07208933145
    • Check the full list of services: Type ‘HELP’ and send it to 917208933145

Bank of Baroda Balance Check Number

  • Missed Call Service: 
    • Check account balance: 08468001111
    • Get mini statement: 08468001122
  • Toll-free number: 1800 5700/ 1800 5000

Punjab National Balance Check Number

  • Missed call number to check account balance: 800 180 2223 (toll-free)/ 0120-2303090 (tolled)
  • Toll-free number: 1800 1800/ 1800 2021
  • Tolled number: 0120-2490000

Union Bank of India Balance Check Number

  • Missed call number to check account balance: 09223008586
  • Toll-free number: 1800 2222 43/ 1800 2222 44
  • SMS Services: 
    • Balance enquiry for primary account: Type ‘UBAL’ and send it to 09223008486
    • Balance enquiry for non-primary account: Enter UBAL<space><Account number> and send it to 09223008486
    • Mini statement for primary account: Type ‘UMNS’ and send it to 09223008486
    • Mini statement for non-primary account: Enter UMNS <space><Account number> and send it to 09223008486
    • Block debit card: Enter UBLOCK<space><Last four digits of debit card Number> and send it to 09223008486
    • Know the nearest branch: Enter UBRANCH<space><PinCode><space> <Location/city> and send it to 09223008486
    • Know the nearest ATM: Enter UATM<space><PinCode><space><Location/city> and send it to 09223008486

Central Bank of India Balance Check Number

  • Missed Call Service:  
    • Check account balance: 9555244442
    • Get mini statement: 9555144441
  • Toll-free number: 800 110 001/ 1800 180 1111/ 1800 3030 
  • Tolled number: 02241903900 

Bank of India Balance Check Number

  • Missed call number to check account balance: 09015135135/ 09266135135
  • Toll-free number: 1800 103 1906/ 1800 220 229
  • Chargeable number: (022) - 40919191 

Indian Overseas Bank Balance Check Number

  • Missed call number for balance enquiry: 092892 22029/ 092106 22122
  • Toll-free number: 18004254445/ 18008904445

Canara Bank Balance Check Number

  • Missed Call Service: 
    • Check account balance: 8886610360
    • Check mini statement or last 5 transactions (in English): 09015734734
    • Check mini statement or last 5 transactions (in Hindi): 09015613613
  • Toll-free number: 1800 425 0018/ 1800 103 0018/ 1800 208 3333/ 1800 3011 3333
  • Tolled number for global customers: 080-22064232

Bank of Maharashtra Balance Check Number

  • Missed call number for balance enquiry: 09222281818
  • Toll-free number: 18002334526/ 18001022636

Indian Bank Balance Check Number

  • Missed call number for balance enquiry: 96776 33000
  • SMS Services: 
    • Balance enquiry: Enter BALAVL <Ac no> <MPIN> and send it to 9444394443
    • Check last 3 transactions: Enter LATRAN <Ano> <MPIN> LATRAN <MPIN> For default account and send it to 9444394443
    • Issued cheque status enquiry: Enter CHQSTS <chq no> <Ac no> <MPIN> CHQSTS <chq no> <MPIN> For default account and send it to 9444394443
    • Mobile banking PIN change: Enter CHGPIN <New MPIN> <OMPIN> CHGPIN <New MPIN> <OMPIN> and send it to 9444394443
    • Help: Enter HELP <Code> <MPIN> and send it to 9444394443
  • Toll-free number: 180042500000

HDFC Bank Balance Check Number

  • Toll-free number: 1800 1600/ 1800 2600
  • SMS service to register for SMS banking: Enter <Register> <Space> <Last 4 digits of customer ID> <Space> <Last 4 digits of account number> and send it to 7308080808

Axis Bank Balance Check Number

  • Missed Call Service: 
    • Check account balance: 18004195959
    • Get mini statement: 18004196969
  • Toll-free number: 18605005555/ 18004195577 (agri & rural)
  • SMS Services: 
    • Balance enquiry: Type BAL <Account number> and send it to 08691000002/ 56161600
    • Get mini account statement: Type MINI <Account number> and send it to 08691000002/ 56161600
    • Activate your credit card: Type ACA <last 4 digits of credit card number> and send it to 08691000002/ 56161600
    • Check credit card balance: Type CARDBAL <Last 4-digits of credit card number> and send it to 08691000002/ 56161600
    • Check credit card available balance limit: Type AVAILBAL <Last 4-digits of credit card number> and send it to 08691000002/ 56161600
    • Get e-statement on registered email ID: Type ESTMT<Last 5 digits of account number><From Date><To Date> and send it to 08691000002/ 56161600
    • Block debit card: Type BLOCKCARD <Last 4-digits of Debit card number> and send it to 08691000002/ 56161600

ICICI Bank Balance Check Number

  • Missed Call Service: 
    • Check account balance: 9594612612
    • Get a mini statement of the last 3 transactions: 9594613613
  • Toll-free number: 18001080
  • SMS Services: 
    • Check account balance: Type ‘IBAL’ and send it to 9215676766
    • Check the last 3 transactions: Type ‘ITRAN’ and send it to 9215676766
    • Request for a chequebook: Type ‘IICBR’ and send it to 9215676766
    • Enquire about the status of your cheque: Type ‘ICSI’ and send it to 9215676766
    • Stop your cheque request: Type ‘ISCR’ and send it to 9215676766

IDFC First Bank Balance Check Number

  • Toll-free number: 1800 10 888
  • SMS service to check account balance: Enter BAL space <Last 4 digits of account number> and send it to 9289289960/ 5676732

Bandhan Bank Balance Check Number

  • Missed Call Service: 
    • Check account balance: 09223008666
    • Get mini statement: 09223008777
  • Toll-free number: 1800-258-8181 
  • Tolled number: 033-4409-9090/ 033-6633-3333/ 033-4090-3333 
  • SMS services: 
    • Mobile number registration: Enter REG<space><Account number> and send it to 9136022000
    • Mobile number non-registration: Enter DEREG<space><Account number> and send it to 9136022000
    • Account balance check: Enter BAL<space><Account number> and send it to 9136022000
    • Get mini statement: Enter MINI<space><Account number> and send it to 9136022000
    • Request for a chequebook: Enter CHQBOOK<space><Account number> and send it to 9136022000
    • Cheque status check: Enter CHQSTATUS<space><Account number><space>Cheque NO<space><cheque number> and send it to 9136022000
    • Stop a cheque: Enter CHQSTOP<space><Account number><space>Cheque NO<space><cheque number> and send it to 9136022000
    • Set an account as your primary account: Enter SETPRIME<space><Account number> and send it to 9136022000

Kotak Mahindra Bank Balance Check Number

  • Missed call number for balance enquiry: 1800-274-0110/ 1800-270-7300
  • Toll-free number: 1860 266 2666 (24*7)/ 1860 266 0811 (8 AM to 8 PM, Monday to Saturday, excluding Bank holidays)
  • SMS Services: 
    • Check account balance: Type ‘BAL’ and send it to 5676788/ 9971056767
    • Check last 3 transactions: Enter TXN<space><Last 4 digits of account number> and send it to 5676788/ 9971056767
    • Get the last 3 months' e-statement: Enter STMT<space><Last 4 digits of account number> and send it to 5676788/ 9971056767 
    • Cheque status check: Enter CHQSTATUS<space><Last 4 digits of account number><space><6 digit Cheque number> and send it to 5676788/ 9971056767
    • Request a new cheque book: Enter CHQBOOK<space><Last 4 digits of account number> and send it to 5676788/ 9971056767

IndusInd Bank Balance Check Number

  • Missed call number for balance enquiry: 18002741000
  • Toll-free number: 1860 26 77777/ 022 685 77777/ 022 422 07777/ 022 440 66666
  • SMS Banking: 
    • Check account balance: Type BAL and send it to 9212299955
    • Check the last 3 transactions: Type MINI and send it to 9212299955

RBL Bank Balance Check Number

  • Missed call number for balance enquiry: 18004190610
  • Toll-free Number: 
    • For banking: +91 22 6115 6300
    • For credit card: +91 22 6232 7777
    • For super card: +91 22 7119 0900
    • For Micro-Finance: +91 22 6184 6300
  • SMS Services: 
    • Register for SMS banking: Enter REG<space><Customer ID> and send it to 9223366333 
    • Check last 3 transactions: Enter BAL<space><Customer ID> and send it to 9223366333 
    • Enquire the status of cheque: Enter CHQSTA<space><Customer ID><space><Account Number><space><Cheque Number> and send it to 9223366333

Top 50 Banks Offering Balance Inquiry via Missed Call Service

Below is the table containing the missed call and balance enquiry numbers of the top 50 banks in India, arranged alphabetically:

S. NoBank NameMissed Call Service Number
1Andhra Pradesh Grameena Vikas Bank9289222024 
2Assam Gramin Vikash Bank9555244442 
3AU Small Finance Bank Limited1800 121 2586
4Bandhan Bank09223008666/ 09223008777
5Bank of Baroda08468001111
6Bank of India09266135135/ 09015135135
7Bank of Maharashtra09222281818
8Baroda UP Bank9986454440
9Canara Bank8886610360
10Capital Small Finance Bank Ltd1800 120 1600
11Central Bank of India09555244442/ 09555144441
12Citibank1860 210 2484
13City Union Bank Limited9278177444 
14Dakshin Bihar Gramin Bank1800 2023 001
15DBS Bank India Limited1800 209 4555
16DCB Bank07506660011/ 07506660022
17Dhanlaxmi Bank+91 80 67747700/ +91 80 67747711
18Federal Bank08431900900/ 08431600600
19HDFC Bank1800 270 3333
20ICICI Bank9594612612
21IDBI Bank1800 209 4324/ 1800 22 1070
22IDFC First Bank1800 2700 720
23Indian Bank9677633000
24Indian Overseas Bank092892 22029/ 092106 22122
25IndusInd Bank1800 274 1000
26Jammu & Kashmir Bank1800 180 0234 
27Jana Small Finance Bank Limited1800 2080
28Jharkhand Rajya Gramin Bank6512202120 
29Karnataka Bank1800 425 1445/ 1800 425 1446
30Karnataka Gramin Bank9015800700
31Karur Vysya Bank09266292666/ 09266292665
32Kerala Gramin Bank9015800400 
33Kotak Mahindra Bank1800 274 0110
34Maharashtra Gramin Bank7834888867
35Meghalaya Rural Ban93553 85959
36Nainital Bank1800 180 4031
37Punjab and Sind Bank7039035156
38Punjab Gramin Bank1800 180 7777
39Punjab National Bank1800 180 2223 
40RBL Bank1800 419 0610
41Saraswat Bank09223040000/ 09223501111
42South Indian Bank09223008488
43State Bank of India09223766666
44Tamilnad Mercantile Bank09211937373
45Telangana Grameena Bank09278031313 
46UCO Bank1800 103 0123 
47Ujjivan Small Finance Bank Limited9243032121
48Union Bank of India09223008586
49Uttarakhand Gramin Bank9212005002
50Yes Bank1800 1200

Benefits of Checking Your Balance via Phone

There are various benefits of checking your bank balance by phone, including:

  • Accessibility: There is a feasibility to check your balance from anywhere and at any time, without visiting a physical branch. 
  • Security: With the use of encryption and multi-factor authentication, mobile banking apps protect your financial information. You can set up login PINs and OTPs for transaction verification. 
  • Real-time notifications: You can get alerts about account activity such as suspicious transactions, payment reminders, etc. in real-time. 
  • Fraud protection: You are usually notified of any suspicious activity, enabling you to report it to your bank immediately. 
  • Environmental impact: Using your mobile phone can reduce paper waste.

FAQs

You can check your bank account balance on a mobile phone by logging into your netbanking account, through mobile notifications, by calling the bank’s missed call/ toll-free/ tolled service numbers, and through UPI apps.

  • Log in to your bank's website, type in your account number, and follow the instructions.
  • Visit your bank branch with your account number, bank card, and ID proof and talk to the teller to know your balance verbally or in print.
  • Use WhatsApp banking to check your bank balance and transaction history.
  • Give a missed call to your bank's balance check number.
  • Send a message to the bank's balance check number. 
  • Call your bank's phone number and follow the instructions.
  • Use a bank balance checker app and give a missed call/ send an SMS to your bank's balance check number. 
  • Send "Hi" to your bank's WhatsApp number.
  • By visiting a bank branch
  • Through ATM
  • By using a mobile banking app
  • Through telephone banking
  • By reviewing bank statements
  • By visiting a bank teller
  • By contacting customer service
  • Through net banking
  • By using telephone banking
  • By using a bank balance enquiry app

Most banks no longer allow checking bank balances with account numbers. However, there are still some banks that provide general account balance information to people by simply calling and providing an account number. You can also use the IVR facility of the banks to check your bank balance by mentioning your bank account number.

You can opt for a bank balance check online by logging into your net banking account, using UPI apps, via mobile banking, and so on.

You can opt for an ATM balance check by following the steps mentioned below:

  • Swipe your ATM cum debit card on the ATM.
  • Enter your ATM PIN.
  • Then select the “Balance Enquiry” option to know the bank balance.
  • Finish the transaction.

Using mobile banking apps. Through text messaging options. Using UPI apps. Availing missed call service of the concerned bank.

The customer should register his/her mobile number with the bank to avail this facility of the bank account balance on the phone.

Yes, you can install the mobile app of your bank. This app enables you to know the account balance at any time. However, you need an internet connection for this facility to work. It is not so in the case of a missed call or balances enquiry through the SMS facility. It is also possible to check your account balance at an ATM.

The missed call and balance enquiry facilities are 'pull' alerts. Push alerts are those where the bank sends you an SMS alert without you requesting for the same.