PNB Balance Check Number 2024

One banking service, i.e., checking PNB bank balance, is made very easy with the PNB balance enquiry toll-free number service. To avail of the service, the PNB account holders have to call the toll-free number.

This service is made available only to those customers who have registered their mobile numbers with the bank. You are required to give a missed call to the toll-free number and get the account balance through SMS. You can also procure a mini-statement by giving a missed call to the toll-free number.

You can also utilise the services of the missed call number. You will have to give a missed call from your registered number to the number 0120-2303090. Unlike the toll-free number, the call to this number will be chargeable. When you give a missed call on the number, you get the account balance via SMS.

Besides the PNB account balance check number, there are various other ways for a PNB balance check no toll free.

Through Net Banking

To use the net banking services for PNB balance enquiry, you will have to register for internet banking. The registration for an internet banking facility can either be done online by visiting the bank’s official website or by visiting the bank branch. After registration, the net banking facility can be accessed by following the steps mentioned below.

• Access the bank website.
• Log in to the net banking account using login credentials like User ID and password.
• Go to ‘Account summary’ to view the PNB account balance.

You can also register for PNB E-statement through net banking.

• Log in to the net banking using User Id and Password through the bank website.
• Click on ‘other services’ and then ‘service requests’.
• Under ‘service requests’, choose ‘new request.’
• Then navigate to ‘E-statement Registration.’

The customers can register for  E-statement by visiting the nearest branch or by calling the numbers 1800 180 2222 or 1800 103 2222. Another way for E-statement registration is through SMS. Type ESTMT space last four digits of PNB account number space Email ID and send SMS to 9264092640 or 5607040 through the registered mobile number.

Through Mobile Banking

Mobile banking services will be available for both Android and iOS users for PNB balance check no. The mobile applications available are:

• PNB mBanking
• PNB mPassbook

How to check PNB balance using PNB mBanking?

To use the PNB mBanking services, you will have to download the  PNB One app from Google Play Store or Apple Store.  Registration for PNB Mobile Banking services and setting up an MPIN are the next steps. Once this is done, you can go for a PNB balance enquiry by following some simple steps.

• Log in to the PNB Mobile Banking app using the four digit MPIN
• Thumbnails for different services will appear on the mobile screen.
• Access your savings bank account through the home screen
• You can then view the account statement as well as the account balance.

PNB balance check using PNB mPassbook

Android and iOS users should download the  PNB mPassbook on their smartphones through Google Play Store or Apple Store for  PNB balance enquiry.  After installing, the app can be used for balance check or view a mini statement.

• Log in  to PNB mPassbook with the four digit MPIN
• Choose the savings/current account from the services list available on the home screen of the mobile.
• You can then check savings/current account balance or view a mini statement.

PNB Mobiease App for PNB account balance check

This app is available for Android or iOS users. The PNB Mobiease App enables the users to use SMS, Missed Call and USSD Banking services without internet connection, WiFi or 3G  for PNB balance check no.

PNB SMS Banking

PNB balance check can be done using PNB SMS Banking. To initiate SMS Banking services, you will have to first register for PNB Missed Call Services. Post-registration, you can use PNB SMS Banking by following the procedure mentioned below:

• Type SMS BAL /space/ 16 digit Account Number and send SMS to 1800-180-2223 or 0120-2303090. 
• You will get the account balance through SMS.

PNB Balance Enquiry through USSD 

PNB Balance Enquiry through USSD was introduced to facilitate checking of account balance and other banking services to customers for those who do not have access to smartphones, internet connection/Wifi or 3G.

• A registered mobile number is required for PNB Balance check through USSD
• Use dialer pad to dial PNB USSD Code *99*42#
• Select the preferred language
• Enter the two-digit/four-digit bank code or the IFSC Code and click on ‘Send.’
• A menu with options for  PNB balance check, mini statement and other services will open.
• You can opt for the Punjab National Bank Balance Check nu to view the account balance.

Through PNB Passbook

A passbook will be issued to every PNB account holder on opening a banking account. The passbook contains details of daily transitions and account balance. You can visit any branch of PNB to get the passbook updated at periodical intervals. Passbook updation has been made simpler by introducing self-service passbook printers that are user-friendly.  Now you can enter a PNB branch, update the passbook using the passbook printer and walk away without wasting much time.

Through ATM

For a PNB balance check through ATM, you will need an ATM Card. All PNB customers will be issued a debit card after opening an account. The steps involved for PNB balance enquiry through ATM are given below.

• Visit PNB ATM of any other bank ATM
• Insert the ATM Card
• Enter the PIN
• Choose ‘Balance Enquiry’
• View the account balance.

Through PNB Balance Enquiry Toll-free Number

You can call the PNB balance enquiry toll-free number 1800 180 2222 to get the account balance

Being aware of your liquidity position is very necessary for prudent financial management. You can put a check on unnecessary expenditure only if you are aware of the reserves in your account.

Periodical PNB balance check no toll free will yield the following benefits:

• It Will help you streamline your expenditure to prevent spending beyond your means. With erratic spending, you may end up utilising funds set aside for EMI payments, medical emergencies, unforeseen expenses, etc., leading to financial stress. There will be various other repercussions that will arise out of missing EMIs, dishonoured cheques, etc. By keeping a close watch on the available reserves with a periodical balance enquiry, you can avoid such extreme circumstances.
• With regular reconciliation of your account, you can avoid anomalies like inappropriate charges levied, wrong credits or debits, double payments made to vendors in the case of business accounts, fraudulent transactions, etc. Discrepancies though unlikely if spotted early, can be resolved easily. 
• The balance maintained in the savings account will earn interest that will be credited at periodical intervals. If you do not want to miss out on this monetary advantage, you will have to do a periodical balance check.

Punjab National Bank Balance Check is a user-friendly tool for the convenience of customers. It allows the customer to know the financial position. It serves as a means for developing financial discipline with proper management of funds. All the accounts and the financial products of the customer will be linked so a single customer ID will give a glimpse of all the accounts. Any discrepancies in the account can be sorted. There are various modes, both offline and online, for  PNB balance enquiry to facilitate the convenience of the customer. In a nutshell, the PNB miss call balance check will help in closely monitoring the account to keep the reserves in place.