Hero FinCorp Personal Loan
Hero FinCorp Personal Loan offers instant loans up to ₹5 lakh at 19 to 30% p.a., enjoy flexible repayment tenures ranging from 6 to 36 months. Enjoy a hassle-free online application, minimal documentation, real-time approval, and quick disbursal. Eligibility requires a minimum monthly salary of ₹15,000, making it accessible for salaried individuals.
Hero FinCorp Personal Loan Details
Loan amount | Rs. 50,000 - Rs. 5 Lakhs |
Tenure | 6 - 36 months |
Rate of interest | 19 to 30% p.a. |
Processing fee | 2.5% to 3.5% of the loan amount + taxes |
Minimum Salary | Rs. 15,000 per month |
Age | 21 to 58 years |
Hero FinCorp Personal Loan Features & Benefits
- Hero Fincorp offers flexible loan amount from ₹ 50,000 to ₹ 5 Lakhs.
- The loan amount can be used for home renovation, family functions, weddings, travel, shopping, urgent medical treatments, and other personal financial requirements.
- Hero FinCorp loan offers quick approval & instant disbursed within a few minutes once you submit all the necessary documents.
- Hero FinCorp personal loan interest rate starting from 19% p.a. & can go up to a maximum of 30% p.a.
- Flexible repayment tenure of up to 60 months.
- Foreclosure is allowed with nominal fee of 5% plus GST on remaining principal loan amount.
- Collateral-free personal loan interest rates at affordable rates.
- No hidden charges are involved.
- Prompt customer service, incase of any issue during journey call us at 1800-103-5271.
- Hero FinCorp Loan Status is updated in real-time and instantly shared with you via SMS and Email, ensuring you stay informed at every step of the process.
Also Check: Compare Best Banks for Personal Loan
Hero FinCorp Personal Loan Eligibility
Following are the detailed Hero FinCorp personal loan eligibility criteria:
Eligibility Criteria for Salaried Applicants
- A salaried individual's minimum age should be at least 21 years when applying for the loan.
- The maximum age should not be beyond 58 years when the loan matures.
- The applicant must be employed with the current organisation for at least the last 6 months.
- Minimum income should be at least Rs. 15,000 per month.
- The credit score is also a major factor that impacts the interest rate of personal loans. So, check free credit score before applying for a loan.
**You can check Credit Score online for Free by PAN number on our MyMoneyMantra website.
Eligibility Criteria for Self-employed
- The minimum age should be at least 21 years when applying for the loan.
- The maximum age should not be beyond 58 years when the loan matures.
- The self-employed can avail loan if the applicant should be in the current business for a minimum of 2 years.
- The last ITR filed should be above Rs. 2 Lakhs in value.
Document Required for Hero FinCorp Personal Loan
If you need a Hero FinCorp personal loan apply online along with the following documents:
Documents Required for Salaried Applicants
- KYC documents: Identity and address proof.
- Proof of income: Last 6 months’ bank statement or salary slips.
- Photograph: One recent passport-size photograph.
- Job Continuity Proof: Appointment Letter from your current company and Experience Letter from your previous company (if associated with your current employer for less than 6 months).
- Other documents: Aadhar Card and PAN Card.
Documents Required for Self-employed Applicants
- KYC documents: Identity and address proof.
- Proof of income: Last 6 months’ bank statement.
- Photograph: One recent passport-size photograph.
- Other documents: Aadhar Card and PAN Card.
Hero FinCorp Personal Loan Customer Care
To reach Hero FinCorp customer care, you can contact through any of the following ways:
- Call at 1800-102-4145 from 9:30 AM - 6:30 PM, Monday to Saturday
- Email at customer.care@herofincorp.com
Also Check: Other Bank's Personal Loan Customer Care
Hero Fincorp Loan Payment
You can make Hero Fincorp loan payments through any of the following ways:
- E-wallet: Paytm, PhonePe, MobiKwik and Airtel.
- Internet Banking: State Bank of India, HDFC Bank, ICICI Bank, Axis Bank, or any other bank’s Internet banking account.
- iCash: You can pay the Hero Fincorp loan through iCash as well.
- Debit Card: Visa, MasterCard, Maestro, and RuPay.
- UPI: The payment can also be done via any UPI app.