BOBCARD EASY Credit Card

Below are the key highlights of the BOBCARD Easy credit card:

• 1% fuel surcharge waiver (maximum ₹250 per statement cycle) for transactions of ₹400 to ₹5,000 at all the petrol pumps in India.
• Joining and annual fees are waived on spending ₹6,000 within 60 days from card activation date and ₹35,000 annually, respectively.
• As a welcome benefit, get 500 reward points on spending of ₹5,000 within 60 days of card issuance.
• 5X reward points (i.e., 15 reward points) for spending every ₹100 at departmental stores and movie tickets (maximum 1000 reward points per statement cycle).
• 1 reward point on spending ₹100 on all other categories.
• Reward points can be redeemed for cashback at 1 point = ₹0.20.
• A facility to convert purchases above ₹2,500 into easy EMIs of 6 to 48 months.
• Up to 3 free add-on cards for family members aged 18 years.
• Lost card liability protection for fraudulent transactions after reporting the loss of the card.
• An interest-free credit period of 50 days from the date of card purchase.

The BOBCARD Easy credit card charges and fees are mentioned in the table below:

To be eligible for a BOBCARD Easy Credit Card, you will have to meet the following eligibility criteria.

• The applicant should be an Indian resident. 
• Salaried or self-employed individuals can apply.
• Primary salaried applicants must be 21 to 60 years old, and self-employed applicants must be 24 to 65 years old.
• The add-on applicant must be above 18 years old.
• The minimum net annual income requirement is ₹4.8 Lakhs for self-employed non-BOBCARD customers, ₹3 Lakhs for salaried BOBCARD customers, and ₹3.6 Lakhs for salaried non-BOBCARD and self-employed BOBCARD customers.

If you want to avail of a BOBCARD Easy credit card apply online with the list of documents mentioned below:

• Recent photograph (passport-size) with a clear/ white background and without dark/ tinted glass.
• Proof of identity: PAN Card/ Voter's ID Card/ Passport/ Aadhar Card/ Driving Licence.
• Address proof if present & permanent addresses are same: Aadhar Card (both sides)/ Driving Licence/ Passport/ NREGA-issued Job Card (duly signed by an officer of the State Government)/ Letter issued by the National Population Register (NPR) with the name and address details. 
• Address proof if the present address is different from permanent address: Recent Property or Municipal Tax Receipt/ Utility Bill (not older than 2 months)/ Pension or Family Pension payment orders for retired employees department or Public Sector Undertakings (if they have address)/ Letter of Allotment of accommodation from Employer issued by Central or State Government Departments, Public Sector Undertakings, statutory or regulatory bodies, Scheduled Commercial Banks, Financial Institutions & listed Companies/ Leave & Licence Agreements.
• Income proof for salaried: Bank Statement displaying salary credit for the last 2 months, Salary Slips along with a bank statement as specified above.
• Income proof for self-employed: Bank Statement (in PDF file format) displaying business transactions for the last 3 months and other financial documents (as required).

Steps to Apply through the BOBCARD Website

• Log in to the official website of the BOBCARD. 
• Select your preferred BOBCARD credit card under the ‘View Cards’ section.
• Fill the online application form by providing all the required details, including your name, contact address, mobile number, etc.
• e-Sign using your Aadhaar.
• Verify your identity via video-KYC.

Steps to Apply through MyMoneyMantra

• Visit our portal and click on the ‘Credit Cards’ tab. 
• Choose the preferred credit card under the ‘BOBCARD’ option.
• Fill in and submit all the required details.
• You will be guided by our credit card experts through the entire application process.
• On successful approval, your card will be dispatched to your address. 
• The card and the PIN will be dispatched separately.