Axis Bank AURA Credit Card
Axis Bank Aura Credit Card Details
The key details of the Axis AURA credit card are given store in the table below:
| Features | Details |
|---|---|
| Best for | Health & Wellness |
| Joining fee | Rs. 749 |
| Annual fee | Rs. 749 |
| Welcome benefits | Decathlon gift voucher worth Rs. 750 for purchases at any Decathlon store or website |
| Purchase to EMI conversion facility | Available on spends of Rs. 2,500 or above |
| Required age | 18 to 70 years |
Benefits & Features of Axis AURA Credit Card
Axis Bank AURA credit card benefits and features are mentioned in the table below:
| Features & Benefits | Details |
|---|---|
| Welcome Benefits |
|
| Free Doctor Consultation |
|
| Free Fitness Sessions |
|
| Helath Checkup Discount |
|
| Fuel Surcharge Waiver |
|
| Discounts |
|
| Reward Points |
|
Axis Bank AURA Credit Card Fees & Charges
The details of Axis Bank AURA credit card charges are given below:
| Joining fee | Rs. 749 |
| Annual fee | Rs. 749 |
| Joining & annual fees for Add-on card | Nil |
| Finance charges for retail purchases & cash | 3.4% per month (49.36% per annum) |
| Cash withdrawal fee | 3.4% of the cash amount (minimum Rs. 500) |
| Overdue penalty/ late payment fees | Up to Rs. 1,000 depending on total payment due |
| Cash payment fee | Rs. 100 |
| Over limit penalty | 2.5% of the over limit amount (minimum Rs. 500) |
| Cheque return/ dishonor/ auto-debit reversal fee | 2% of the payment amount (minimum Rs. 450) |
| Foreign currency transaction charges | 3.5% of the transaction value |
| Surcharge on purchase/ cancellation of railway tickets | As prescribed by IRCTC/Indian Railways |
| Duplicate statement fee | Waived |
| Card replacement fee for lost/ stolen/ re-issuance card | Waived |
| Charge slip retrieval fee/ copy request fee | Waived |
| Outstation cheque fee | Waived |
| Balance enquiry charges | Waived |
| Mobile alerts for transactions | Free |
| Hotlisting charges | Nil |
| GST | As per existing government norms |
Axis AURA Credit Card Eligibility Criteria
The following individuals are eligible for AURA Credit Card Axis Bank:
- Primary cardholders should be between 18 and 70 years old to qualify for the card.
- Add-on cardholders should be aged over 15 years.
- The applicant should either be an Indian resident or a Non-Resident Indian (NRI).
NOTE: The eligibility criteria mentioned above are only indicative and Axis Bank reserves the ultimate right to approve or reject applications for Axis Bank AURA Credit Card.
Documents Required for Axis AURA Credit Card
Keep the following documents ready when applying for Axis Bank AURA Credit Card:
- A photocopy of PAN card or Form 60.
- Recent passport-size colour photograph of the applicant.
- Proof of income like latest payslip/ Form 16/ Income Tax Return copy.
- Proof of residence like Passport/ Ration Card/ Electricity Bill/ Landline Telephone Bill.
- Proof of identity like Passport/ Driving License/ PAN Card/ Aadhaar Card.
NOTE: The above list is only indicative, and document requirements may vary on a case-to-case basis.
How to Apply for an Axis Bank AURA Credit Card?
You can apply for an Axis Bank AURA credit card through MyMoneyMantra.
- Click on the "Apply Now" button.
- You will be redirected to the Axis Bank website.
- Choose "Yes" or "No" for existing or new Axis Bank customers.
- Fill in the required details and submit.
Axis Bank Aura Credit Card FAQs
Indian residents, as well as NRI individuals who are aged between 18 and 70 years to be eligible for the card and have a regular source of income, can apply for an Axis AURA credit card.
Axis AURA card does not provide specific benefits for travelers as it is a health and wellness credit card. However, travelers can use the following benefits to their advantage:
- 1% fuel surcharge waiver on transactions between Rs. 400 to Rs. 4,000 per month at any fuel station. The maximum benefit available up to Rs. 250 per payment cycle.
- 2 eDGE loyalty points on every spending of Rs. 200
- 5X accelerated eDGE rewards on spending on insurance. The maximum transaction limit is Rs. 10,000
Late payment fee or overdue penalty for Axis AURA card is mentioned below:
- If the total payment due is up to Rs. 300: Nil charges.
- If the total payment due is between Rs. 301 and Rs. 500: Rs. 100.
- If the total payment due is between Rs. 501 and Rs. 1,000: Rs. 500.
- If the total payment due is between Rs. 1,001 and Rs. 10,000: Rs. 500.
- If the total payment due is between Rs. 10,001 and Rs. 25,000: Rs. 750
- If the total payment due is between Rs. 25,001 and 50,000: Rs. 1,000.
- If the total payment due is more than Rs. 50,000: Rs. 1,000.
The income requirement depends from case to case. The actual income eligibility for the Axis AURA card will be communicated by the bank at the time of application.
Following are the special features offered by Axis Bank AURA credit card:
- Decathlon gift voucher worth Rs. 750 as a welcome gift.
- 4 free video doctor consultations each month via Practo.
- 4 free interactive video fitness sessions every month via Fitternity.
- Annual discount of up to Rs. 500 on health checkups.
- 1% fuel surcharge waiver on transactions between Rs. 400 to Rs. 4,000 per month at any fuel station.
- Minimum 30% off on nutritional or diet consultation from renowned nutritionalists
- Minimum 30% off on nutritional foods
- Up to 20% discount on dining at partner restaurants in India
- 2 eDGE loyalty points on every spending of Rs. 200
- 5X accelerated eDGE rewards on spending on insurance. The maximum transaction limit is Rs. 10,000
- Login to https://axisbankaura.poshvine.com.
- Now enter your RMN used for the credit card program.
- You will receive a secret OTP.
- Enter your secret OTP to validate and log in.
- After successful login, all the benefits of the card will be visible to you for usage.
- You can redeem your reward points against any of these benefits.
Axis AURA provides 4 free video doctor consultations each month via Practo. Apart from this, there is no extra discount.
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