Zype Loan

Following are the key highlights of personal loans availed through the Zype loan app:

The following are the attractive features and benefits of Zype loan app:

• Instant personal loans up to Rs. 2 Lakhs are available in just 6 minutes.
• Get loan approval in just 60 seconds.
• 100% digital process.
• Instant disbursal online.
• Personal loan interest rates start from as low as 1.5% per month.
• Processing fee ranges from 2% to 6% of the loan amount.
• Flexible repayment plans of 6,9, and 12 months to manage your budget easily.
• No paperwork is required. Just apply, sign, and get funds online.
• Your data’s safe, and your terms are clear. No hidden surprises
• Get funds without the need to pledge any asset or security.

Zype offers low interest rates on fixed-rate personal loans. Zype personal loan interest rates start at just 1.5% per month. The lender charges interest on the reducing rate method. The interest rate on personal loans depends on Various factors, including your credit score, repayment history, credit report, etc. The stronger your credit score, the lower the interest will be.

The following are the charges applicable on a Zype loan:

• Processing fees: Ranges from 2% to 6% of the loan amount (on every loan).
• Pre-closure charges: Nil
• Interest on overdue EMIs: Late payment penalties and overdue interest will be charged to the total outstanding loan daily.

• Nationality: You should be an Indian 
• Age: 21 to 45 years
• Occupation: Salaried employee
• Minimum monthly salary: Rs. 20,000
• Employment & monthly income: The applicant should have a stable income source
• Minimum V3 bureau score: Above 650; Bureau 0, -1 (NTC) not eligible
• Salary mode: Through bank transfer 
• Customer should have an active PI or credit card of up to Rs. 2 Lakhs\

Documents required for a Zype loan:

• KYC documents: A valid PAN or Aadhaar number
• Income proof (optional): If you want to apply for a higher loan amount, you have to upload your bank statement for the last 4 months

You can apply for a Zype personal loan with a minimum interest rate in the following 6 simple steps.

• Download the Zype app from the Play Store or AppStore and create your account.
• Complete the application process by adding your PAN number and some other basic details like your name and phone number.
• Get approved for a personal loan from Zype within 60 seconds based on your credit profile.
• Add your Aadhaar number and do a selfie verification to complete the KYC.
• Now select the desired loan amount and EMI option.
• Get the money directly transferred to your bank account instantly.

You can contact the Zype customer care team through any of the following ways:

• Zype customer care number: 080350 18179; Available from Monday to Friday, from 10 AM to 6 PM
• Zype customer care email ID: support@getzype.com