Axis Bank Credit Card Types Available in India 2024

Types of Axis Bank Credit Cards Available in India 2024

Axis Bank offers a wide range of credit cards for customers in India to choose from, making their lives easier and rewarding. There are various Axis credit card types for different categories including travel, entertainment, fuel, shopping, cashback, rewards, and so on. In this article, we will discuss the best Axis Bank credit card types available in the country right now along with their key features.

Best Axis Bank Credit Cards

Axis Bank offers credit cards under different categories, including shopping, dining, travel, movie, and fuel. We have enlisted the best Axis Bank credit card types below:

Features & Benefits of Axis Bank Credit Card Types in India

1. Axis Bank My Zone Credit Card

Joining & Annual Fees: Rs. 500 + applicable taxes; Lifetime free for select channels.

Key Features:

• Complimentary annual SonyLiv Premium subscription of Rs. 999 on first spend within 30 days of card issuance.
• Flat Rs.120 off on food delivery from Swiggy on minimum spends of Rs. 500. Maximum discount up to Rs. 120 per order, twice a month. Use Code AXIS120.
• 100% discount on the second movie ticket at Paytm Movies. Maximum discount Rs. 200 per calendar month. Use Coupon Code AXIS200.
• Up to Rs. 1,000 off on AJIO on minimum spends of Rs. 2,999 on select styles. Use Coupon Code AJIOAXISMZ.
• 1 complimentary lounge access per calendar quarter within India.
• 4 EDGE REWARDS points on spending every Rs. 200 (except fuel, movie, Insurance, rent, utilities, wallet, education, govt institutions and EMI transactions).
• Up to 15% (up to Rs. 500 on the minimum order value of Rs. 2,500) on dining at partner restaurants in India, once a month.
• 1% fuel surcharge waiver (maximum Rs. 400 per statement cycle) on transactions between Rs. 400 to Rs. 4,000 at all petrol pumps in India.
• Convert any transaction above Rs. 2,500 into EMIs.

2. Axis Bank Select Credit Card

Joining & Annual Fees: Rs. 3,000 + GST (waived on minimum annual spends of Rs. 6 Lakhs); Nil for Burgundy clients.

Key Features:

• 10,000 EDGE Reward points worth Rs. 2,000 on your first transaction within 30 days of card issuance.
• Priority Pass Membership with up to 12 international lounge access on the first card transaction within 30 days of card issuance.
• 2 domestic lounge access per quarter.
• 20% off (up to Rs. 500 per month) on a minimum purchase of Rs. 2,000 on the BigBasket mobile app/website.
• Buy one and get up to Rs. 300 off on the second ticket on BookMyShow, once per month.
• Flat Rs. 200 off on the Swiggy mobile app/website on the minimum order value of Rs. 500, twice a month. Use Coupon Code AXIS200.
• 6 complimentary golf rounds a year and 3 complimentary on annual spends of Rs. 3 Lakhs.
• 5,000 EDGE REWARD Points on reaching the annual spend limit of Rs. 3 Lakhs.
• 10 EDGE REWARD Points on spending every Rs. 200.
• 2X EDGE REWARD Points on spending every Rs. 200 on retail shopping. 

3. IndianOil Axis Bank Credit Card

Joining & Annual Fees: Rs. 500 (waived on minimum annual spends of Rs. 50,000).

Key Features:

• 100% cashback (up to Rs. 250) on the first fuel transaction within 30 days of card issuance.
• Get 20 reward points on spending every Rs. 100 at IOCL fuel outlets in India. 
• Get 5 reward points on spending every Rs. 100 on online shopping. 
• 1 Edge Loyalty Reward Point on spending Rs. 100. 
• 1% fuel surcharge waiver (maximum Rs. 50 per statement cycle) on transactions between Rs. 200 to Rs. 5,000 at all petrol pumps in India.
• Instant discount of up to 10% on booking movie tickets through the BookMyShow app/ website.
• Up to 15% (up to Rs. 500 on the minimum order value of Rs. 2,500) on dining at partner restaurants in India, once a month.

4. Axis Bank Magnus Credit Card

Joining & Annual Fees: Rs. 12,500 (waived on minimum annual spends of Rs. 25 Lakhs in the preceding year).

Key Features:

• Choose your welcome benefit from the following gift vouchers of up to Rs. 12,500:
  • Yatra Gift Voucher 
  • Luxe Gift Card 
  • The PostCard Hotels Gift Voucher
• 8 complimentary end-to-end meet and assist concierge services at the airport.
• Unlimited international lounge access & 8 additional guest visits per year with the Priority Pass Card.
• Unlimited visits to select domestic airport lounges.
• Buy one movie ticket and get up to Rs. 500 off on the second one at BookMyShow, up to 5 times a month.
• Up to 15% discount on domestic & international Trident Hotels.
• 40% discount at 4000+ partner restaurants in India.
• Health and insurance benefits including medical concierge program, second medical opinion, preventive healthcare, and global travel & medical assistance.
• 1% fuel surcharge waiver (maximum Rs. 400 per month) on transactions between Rs. 400 to Rs. 4,000.
• 12 EDGE reward points per Rs. 200 on spends up to Rs. 1.50 Lakhs in a calendar month.
• 35 EDGE reward points per Rs. 200 on incremental spends up to Rs. 1.50 Lakhs in a calendar month. 
• 5X reward points on travel spends via Travel eDGE.
• 2 reward points for every 5 EDGE reward points at 19 travel partners.

5. Flipkart Axis Bank Credit Card

Joining & Annual Fees: Rs. 500 (waived on minimum annual spends above Rs. 3,50,000).

Key Features:

• Voucher worth Rs. 500 from Flipkart on card activation.
• 50% instant discount (up to Rs. 100) on your first wiggy order. Use Code AXISFKNEW. 
• Unlimited 5% cashback on Flipkart.
• Unlimited 4% cashback on preferred merchants.
• Unlimited 1.5% cashback on the eligible categories. 
• 4 complimentary lounge visits per calendar year to select airports within India.
• 1% fuel surcharge waiver (maximum Rs. 400 per month) on transactions between Rs. 400 to Rs. 4,000 across all fuel stations in India.
• 15% off (up to Rs. 500) at 10,000+ partner restaurants in India with EazyDiner.
• Convert Flipkart purchases above Rs. 2,500 into easy EMIs.

6. Axis Bank Aura Credit Card

Joining & Annual Fees: Rs. 749.

Key Features:

• Decathlon gift voucher worth Rs. 750 as a welcome benefit. It can be used at any Decathlon store or website.
• 4 free video doctor consultations per month via Practo. 
• 4 free interactive video fitness sessions per month via Fitternity. 
• Annual discount of up to Rs. 500 on health checkups.
• 1% fuel surcharge waiver (maximum Rs. 250 per statement cycle) on transactions between Rs. 400 to Rs. 4,000 across all fuel stations in India.
• Minimum 30% off on nutritional foods and nutritional/ diet consultation by renowned nutritionalists.
• 2 eDGE loyalty points on spending every Rs. 200.
• 5X eDGE rewards on spending on insurance (maximum transaction limit is Rs. 10,000).
• Up to 20% discount on dining at partner restaurants in India. 

7. Axis Bank Vistara Signature Credit Card

Joining & Annual Fees: Rs. 3,000.

Key Features:

• A complimentary flight ticket voucher of Premium Economy Class on fee payment every year.
• Complimentary Club Vistara Silver membership gives you priority check-in and additional baggage allowance.
• Earn 4 Club Vistara (CV) points on spending every Rs. 200.
• Get 3,000 bonus CV points & up to 4 complimentary Premium Economy Class tickets on achieving milestone spends.
• Up to 4 complimentary Premium Economy Class flight ticket vouchers on achieving milestone spends.
• Complimentary at select domestic airport lounges.
• 25% off (up to Rs. 800) at partner restaurants in India with EazyDiner.
• 3 complimentary golf rounds at some picturesque golf courses in India.
• Purchase Protection Cover worth up to Rs. 1,00,000.
• Up to USD 300 cover for loss of travel documents & check-in baggage delay/loss.
• Convert every transaction above Rs. 2,500 into EMIs.

8. Axis Bank Rewards Credit Card

Joining & Annual Fees: Rs. 1,000 (waived on annual spends of Rs. 2 Lakhs or above).

Key Features:

• 5000 EDGE reward points on net spends of Rs. 1,000 within 30 days of card issuance.
• Unlimited 2X EDGE reward points on spending every Rs. 125.
• 10X reward points on spending per Rs. 125 on apparels & departmental stores.
• Accelerated reward points for spending up to Rs. 7,000 each month on specific categories.
• A bouquet of memberships worth Rs. 1,000 each anniversary year.
• 1,500 EDGE reward points on net spends of Rs. 30,000 per statement cycle.
• 30% off (maximum Rs. 150 per order) on food delivery through Swiggy. Use Coupon Code <AXIS30>. The minimum eligible transaction is Rs. 200 per order. Maximum 2 discounts are available per month.
• 2 access per calendar quarter to select domestic airport lounges.
• 1% fuel surcharge waiver (maximum Rs. 400 per statement cycle) on transactions between Rs. 400 to Rs. 5,000 across all fuel stations in India.
• Purchase Protection Cover of up to Rs. 1 Lakh.
• Up to USD 300 cover for the delay in check-in baggage & loss of travel documents.
• Up to USD 500 cover for loss in check-in baggage.
• Credit Shield of Rs. 1 Lakh.
• Up to 15% off (maximum Rs. 500) at partner restaurants in India.

9. Axis Bank Neo Credit Card

Joining & Annual Fees: Rs. 250; Lifetime free for select channels.

Key Features:

• 100% cashback (maximum Rs. 300) on first utility bill payment within 30 days of card issuance.
• 40% off (maximum Rs. 120 per order) on food delivery via Zomato. Use Coupon Code AXISNEO. The minimum order value should be Rs. 200. Offer available twice a month. 
• 5% cashback (maximum Rs. 150 per month) on mobile recharges, broadband payment and DTH recharge done through Amazon Pay. Offer available once a month.
• 10% (maximum Rs. 250 per month on minimum spends of Rs. 750) off on Blinkit. Offer available once a month.
• 10% off on every shopping on Myntra. The minimum purchase value should be Rs. 500.
• 10% (maximum Rs. 100 per month) discount on every movie ticket purchase via BookMyShow.
• Up to 15% off (maximum Rs. 500) at partner restaurants in India. The minimum order value should be Rs. 1,500.
• Convert every purchase above Rs. 2,500 into EMIs.
• 1 EDGE reward point on spending every Rs. 200. 

Eligibility Criteria for Different Axis Bank Credit Card Types

The eligibility criteria may vary for different Axis Bank credit cards. Following are some basic Axis Bank credit card eligibility criteria: 

• The applicant should be an Indian resident. Non-resident Indians can also apply for some variants.
• The age of the applicant should be 18 to 70 years.
• The add-on cardholder should be aged above 15/18 years, depending on the card variant.
• The minimum annual income requirement will depend on the card type.
• Some Axis Bank credit cards are issued on invitation only. If you are eligible for these cards, you will get a message or email for the same.
• Some Axis credit cards are issued against Fixed Deposits of Rs. 20,000 to Rs. 25,00,000. 
• The applicant’s credit score should be above 750.

Documents Required for Axis Bank Credit Cards

You will be required to provide the following proof of address, identity and income documents to apply for Axis Bank credit cards:

• Identity proof:
  • Aadhaar Card
  • PAN Card
  • Voter ID Card
  • Driving Licence
  • Passport
  • Any other government-approved photo ID
• Address proof:
  • Passport
  • Aadhaar Card
  • Utility bills (not older than 3 months)
  • Any other government-approved ID proof
• Income proof:
  • Last 3 months’ bank statements
  • Last 3 months’ salary slips
  • Form 16
  • Audited financials for the last 2 years (for self-employed)

Axis Bank Credit Card Types - Fees & Charges

Following are the Axis Bank credit card List and their charges:

In addition to the charges mentioned above, Axis Bank credit cards also involve the following fees and charges:

• Cash payment fee: Rs. 100.
• Overdue penalty or late payment fee: Up to Rs. 1,200.
• Cheque return/ dishonour/ auto-debit reversal fee: 2% of the amount (minimum Rs. 450 to maximum Rs. 1,500.
• Surcharge on purchase or cancellation of railway tickets: As prescribed by IRCTC/Indian Railways.
• Rent transaction fee: 1% (maximum up to Rs. 1,500) per transaction + GST.
• Dynamic currency conversion markup: 1% + taxes.
• Fuel transaction surcharge transaction: 1% of the transaction amount.
• GST: As per existing Government norms.

How to Apply for Axis Bank Credit Cards?

You can apply for an Axis Bank credit card online through the Axis Bank website or MyMoneyMantra by following the steps given below:

• Visit here and click on Apply Now
• You will be redirected into bank webpage.
• Then you have fill the required details and submit your application.

Alternatively, you can also apply for any Axis Bank credit card offline by visiting the nearest branch of the bank. 

Frequently Asked Questions (FAQs)

To increase your Axis credit card limit, you can place a request for the same if your card is eligible for limit enhancement. Otherwise, you will get a notification mentioning that your card is currently not eligible for limit enhancement.

✅ What are the late payment charges for the Axis Bank credit card?

• Nil for total payment due of less than Rs. 500.
• Rs. 500 for total payment due between Rs. 501 - Rs. 5,000.
• Rs. 750 for total payment due between Rs. 5,001 - Rs. 10,000.
• Rs. 1,200 for total payment due above Rs.10,000.

✅ How can I contact Axis Bank credit card customer care?

You can contact Axis Bank credit card customer care by dialling 1800 209 5577 or 1800 103 5577 (in India) and +91 - 22-27648000 (from outside India). Alternatively, you can also write an email to premium.cards@axisbank.com for more assistance.

✅ What is the Axis Bank credit card interest-free period?

Axis Bank's credit card interest-free period varies between 20 to 50 days. During this period, you don’t need to pay the interest accrued on the purchases.