6E Rewards IndiGo HDFC Bank Credit Card

The key highlights of the 6E Rewards HDFC IndiGo credit card are given below:

Following are the features and benefits of the 6E Rewards IndiGo HDFC Bank Credit Card in detail:

Welcome Benefit

• 1 complimentary flight ticket worth Rs. 1,500, 1 complimentary 6E Prime add-on priority check-in, choice of seat, and a complimentary meal.
• To get a complimentary flight ticket and 6E Prime add-on, you need to make a minimum of 3 transactions in each of the first 3 months from the date of the card issued.
• Joining fees should be realised. 
• Offer not applicable for LTF & FYF card, and also in case the fee is reversed. 
• Benefits can be availed on the IndiGo app. 
• The validity of these benefits is 6 months from the date posted.
• To avail of the welcome benefits, the customer needs to activate the card within 30 days from the card opening date. 

Reward Points Benefit

• 2.5 6E Rewards on spending per Rs. 100 on flight booking on the IndiGo app or website.
• 2 6E Rewards on spending per Rs. 100 on grocery, dining and entertainment. Grocery capping of 1000 Reward Points in a month is applicable.
• 1 6E Rewards on spending per Rs. 100 on all other categories.

Other Benefits

• Discounted convenience fee on IndiGo tickets (Rs. 150 per passenger).
• Good Food Trail Dining program at premium restaurants across top cities. 
• Zero lost card liability in the unfortunate event of losing your 6E Rewards IndiGo HDFC credit card, on reporting it immediately to HDFC’s 24-hour call centre. 
• Interest-free credit period up to 50 days, from the date of purchase.
• Revolving credit facility at nominal interest rate. 
• Exciting offers and benefits curated by Mastercard from a wide range of categories including travel, dining, shopping and more. 
• Convert a variety of purchases through your card into SmartEMI.
• Contactless payments, facilitating fast and secure payments at retail outlets.

• 1 6E Rewards = Rs. 1.
• Rewards earned will be transferred to your IndiGo account at the end of each month.
• Visit goindigo.in website or download the IndiGo app and log in using your registered mobile number and password. 
• You can download the IndiGo app on your Android or iOS mobile device to redeem rewards.
• Rewards can be only redeemed through the IndiGo account on flight bookings and 6E Add-ons and services.
• 6E Rewards are valid for 2 years starting from the month in which rewards were posted.

The 6E IndiGo Rewards HDFC Bank Credit Card fees and charges are mentioned below in detail:

• Joining & annual fees: Rs. 500 + applicable taxes.
• Add-on-card fee: Not applicable.
• Foreign currency transactions: Cross currency markup of 3.5% on the transaction value.
• Cash advance charges: 2.5% on the amount withdrawn or Rs. 500, whichever is higher.
• Late fee for Insta Jumbo loans: Rs. 500 + GST. 
• Charges on over-limit account: 2.5% of the over-limit amount (minimum Rs. 550).
• Payment return charges: 2% of the payment amount (minimum Rs. 450).
• Cash processing fee: Rs. 100 for all card payments by depositing in HDFC Bank branches or ATMs.
• Rewards redemption fee: Rs. 99 per redemption request.
• Balance transfer processing fees: 1% of the transfer amount or Rs. 250, whichever is higher.
• Railway ticket purchase fee: 1% of the transaction amount + GST.
• Duplicate physical statement charges: Rs. 10 per duplicate physical statement.
• Insta Loan, Jumbo Loan, and Smart EMI processing fees: Up to Rs. 999 + GST.
• Insta Loan, Jumbo Loan, and Smart EMI preclosure charges: 3% of the balance principal outstanding. 
• Reissuance of lost/ stolen/ damaged card: Rs. 100 per card reissued.
• Outstation cheque processing charge: Rs. 25 for cheque value up to Rs. 5,000 & Rs. 50 for above Rs. 5,000.
• Finance charges for revolving credit & cash advances: 3.60% p.m. (43.20% p.a.)
• Card validation charges at the domestic lounge: Rs. 2.
• Rent pay transactions: 1% fee on transaction amount from the second transaction for the month.
• Dynamic currency conversion markup fee: 1%.

Below are the 6E Rewards IndiGo HDFC Bank Credit Card eligibility criteria:

• Citizenship: The applicant must be a resident of India.
• Age: A self-employed applicant must be aged between 21 to 65 years and a salaried applicant must be aged between 21 to 60 years. The age of the add-on cardholder should be at least 15 years.
• Occupation: The applicant must be a salaried or self-employed individual.
• Income: The salaried individual must be earning a gross monthly income of at least Rs. 50,000 whereas the self-employed applicant’s minimum income tax return (ITR) should be above Rs. 7.2 Lakhs per annum.

You need to submit the following documents to apply for a 6E Rewards IndiGo HDFC Bank Credit Card:

• Duly filled and signed credit card application form.
• 2 recent passport-sized photographs.
• Copy of Form 60 and PAN Card.
• Identity proof such as an Aadhaar Card, PAN Card, or Driving Licence.
• Address proof like PAN Card, Aadhaar Card, Passport, or Utility Bills.
• Proof of income including Form 16, latest salary slips or income tax returns.

You can apply for a 6E Rewards IndiGo HDFC Bank Credit Card online through our portal by following the steps mentioned below:

• Click on the ‘Credit Cards’ tab on the homepage of our website.
• Then, select ‘HDFC Credit Card’ from the dropdown menu and select the desired card.
• Click the ‘Apply Credit Card’ button.
• Enter the required details, such as your personal and professional details.
• Verify your mobile number with an OTP.
• You will receive a call from our credit card expert soon to assist you in completing the credit card application process.