ICICI Credit Card Reward Points
ICICI Bank Credit Cards enable purchases even without easy access to cash. Besides, there are reward points for purchases on all the ICICI Bank credit card variants that can be accumulated and redeemed. The number of reward points depends on the credit card available. Read on to know all about the ICICI Bank Credit Card reward points.
About ICICI Bank Credit Cards
ICICI Bank is a premier banking institution in the private banking sector in India. The bank has a widespread network in almost every town in India. Under its technological advancements, ICICI Bank has an extensive clientele spread across every nook and corner of the country. The bank offers various services of which the credit card is one of the most popular products. ICICI Bank takes great pride in being innovative by introducing new products like 'Card in a Flash' where pre-selected customers can get their credit card instantly online. One of the highlights of the ICICI Bank Credit Card is the well-formulated rewards program. Almost all ICICI Bank credit cards offer some sort of reward or another.
ICICI Bank Credit Card Rewards Program
Rewards points are the best incentives for people to use ICICI Bank credit cards. Apart from the regular benefits available on these cards, the customer gets rewards for using the card. These points are redeemable later on for attractive gifts and other products and services. ICICI Bank Credit Cards offers three types of rewards programs.
- Handpicked Rewards - Available to premium credit cardmembers of ICICI Bank as a token of appreciation for patronising the card
- ICICI Bank Rewards Powered by PAYBACK - This program has the backing of India's largest rewards programme, PAYBACK.
- ICICI Bank Rewards - allows customers to earn handsome rewards and redeem them from a host of options.
| Card Product | Ideal for | Number of cards | Number of reward programs |
|---|---|---|---|
| Handpicked Rewards | Premium and pre-selected cardholders | Six cards | 34 |
| ICICI Bank Rewards powered by PAYBACK | All credit cardholders | Seven cards | Redeem PAYBACK points for a variety of gifts |
| ICICI Bank Rewards | All credit cardholders | Ten cards | Ten |
How to Apply for ICICI Bank Credit Cards
ICICI Bank offers facilities to apply for credit cards online. Visit the official webpage of ICICI Bank Credit Cards and proceed with the application.
Provide the following information about yourself:
- Name and date of birth
- Mobile number
- Current residential location
- Email address
- Type of employment
- Existing relationship with ICICI Bank
- Indicate whether you own a credit card
Authorise ICICI Bank marketing officials to contact you concerning your credit card application. Click "Get Offers" to receive information on the range of credit cards.
At a Glance ICICI Bank Credit Cards
ICICI Bank offers six different types of credit cards.
| Card Product | Features/Benefits at a glance | |
|---|---|---|
| Gemstone Cards | Coral Credit Card - MasterCard |
|
| Rubyx Credit Card |
| |
| Sapphiro Credit Card | Twin benefits of American Express and MasterCard Welcome gift 10,000 20,000 PAYBACK points annually 2X rewards on international spends Two complimentary airport lounge and airport spa sessions | |
| Coral Card Visa | Same as that of Coral MasterCard | |
| Coral American Express Card | Same as that of Coral MasterCard | |
| Airline Cards | Jet Airways Coral Visa Card |
|
| Jet Airways Coral American Express Card |
| |
| Jet Airways Rubyx American Express Cards |
| |
| Jet Airways Rubyx Visa Card |
| |
| Jet Airways Sapphiro American Express Card |
| |
| Jet Airways Sapphiro Visa Card |
| |
| Contactless Cards | HPCL Coral Contactless card |
|
| Coral Contactless credit card |
| |
| Fuel Cards | HPCL Coral Credit Card |
|
| HPCL Coral American Express Card |
| |
| HPCL Coral Credit Card Visa | Same as that of HPCL Coral Credit card | |
| Metro Cards | Unifare Bangalore Metro Credit Card |
|
| Unifare Mumbai Metro Credit Card |
| |
| Unifare Delhi Metro Credit Card |
| |
| Ferrari and other cards | Platinum Chip Credit Card - Visa |
|
| Platinum Chip Credit Card - MasterCard | Same benefits as Visa Card | |
| Ferrari Signature Credit Card |
| |
| Manchester United Platinum Credit Card |
| |
| Manchester United Signature Credit Card |
| |
| MakeMyTrip Platinum Credit Card |
| |
| MakeMyTrip Signature Credit Card |
| |
| Ferrari Platinum Credit Card |
| |
Get the advantage of handpicked rewards from ICICI Credit Cards.
The Benefits
- Every time you spend on the ICICI Bank credit card, you earn reward points
- There is no ceiling on the number of Handpicked rewards you earn.
- The highlight is that these reward points do not have any expiry date
- Redeem these reward points for a variety of benefits like fashion fragrances, dining, holidays, and so on.
Eligible Cards
- ICICI Bank Sapphiro Visa Credit Card
- ICICI Bank Rubyx Visa Credit Card
- ICICI Bank Visa Signature Credit Card
- ICICI Bank Platinum Identity Credit Card
- ICICI Bank Ascent American Express Credit Card
- ICICI Bank Platinum Credit Card
Ways to earn handpicked rewards
- Everyday Shopping - Using your ICICI Bank credit cards for your daily shopping requirements like grocery, online shopping, and even dining can earn accelerated handpicked rewards points.
- High-Value Purchases Purchase high-value items like jewellery and use your ICICI Bank credit card to pay the same. Similarly, use the ICICI Bank credit card to pay for your hotel and travel booking.
- International Travel - Use your ICICI Bank credit card at overseas locations when traveling abroad.
- Automatic Bill Pay - Pay your utility bills like electricity, gas, phone, and water bills using the ICICI Bank credit card to earn handpicked rewards points.
- Supplementary Cards - Two family members aged more than 18 years are eligible to receive the additional cards and use them to earn rewards faster.
Handpicked Rewards - At a glance
| Product | Description of the rewards | Code to use | Points to be redeemed |
|---|---|---|---|
| InterMiles | 200 InterMiles | JP0003 | 300 |
| Amazon | Gift voucher worth 1,000 | SR5021 | 1,500 |
| Arrow | Gift voucher worth 500 | HR1001 | 620 |
| Zodiac | Gift voucher worth 500 | HR1002 | 650 |
| Give India | Annamrita Midday Meal for five school children in a year worth 1,100 through Annamrita -ISKCON Food Relief Foundation | SR5011 | 1,600 |
| Give India | Donating a set of spectacles worth 550 to two patients through Sankara Nethralaya | SR5012 | 800 |
| Give India | Medical support to underprivileged mothers and babies worth 550 through the Foundation of Mother and Child | SR5023 | 800 |
| Give India | Support farmers in agriculture and education of their kids worth 1,100 through Manuvikasa | SR5024 | 1,600 |
| Give India | Support elderly destitute women worth 550 through Maitri India | SR5025 | 800 |
| Give India | Support education of a tribal child for a year worth 1,100 through Kalinga Institute of Social Sciences | SR5026 | 1,600 |
| Graphite | Premium men's leather wallet | AC5003 | 1,120 |
| FabIndia | Gift voucher worth 1,000 | SR3593 | 1,250 |
| Flipkart | Gift voucher worth 1,000 | SR5009 | 1,450 |
| Lifestyle | Gift voucher worth 1,000 | SR3587 | 1,250 |
| Mainland China | Dining voucher 1,000 | SR3507 | 1,250 |
| Nike | Gift voucher for 1,000 | SR3504 | 1,250 |
| Tanishq | Voucher for 5,000 | HR1228 | 7,000 |
| Shoppers Stop | Gift voucher - 1,000 | SR3510 | 1,250 |
| Westside | Gift voucher worth 1,000 | SR3580 | 1,250 |
| Croma | Gift Voucher for 1,000 | HR1056 | 1,300 |
| Pizza Hut | Gift voucher - 1,000 | HR1015 | 1,300 |
| Hidesign | Gift voucher worth 1,000 | AC6027 | 1,500 |
| GUESS | EDP Spray 75ml | HR1059 | 4,000 |
| Genesis La Mode | Voucher - 10,000 | HR1220 | 15,500 |
| MakeMyTrip | Voucher - 5,000 | SR5027 | 7,250 |
| MakeMyTrip | Voucher for 10,000 | SR5028 | 14,500 |
| Yatra | Voucher - 10,000 | SR5029 | 14,500 |
| BookMyShow | Gift Voucher - 1,000 | SR5030 | 1,400 |
| Big Basket | Gift voucher - 1,000 | SR5031 | 1,400 |
| Central | Gift Voucher - 1,001 | SR5032 | 1,400 |
| Bata | Gift Voucher - 1,000 | SR5033 | 1,400 |
| Big Bazaar | Gift Voucher - 1,000 | SR5034 | 1,400 |
| Baskin Robbins | Gift Voucher - 500 | SR5035 | 700 |
| Titan | Gift Voucher - 1,000 | SR5036 | 1,400 |
How to Redeem Rewards Points
Redeem your rewards points online
Through Internet banking
- Login to your ICICI Bank Internet banking portal
- Proceed to the Credit Cards page and click on the Rewards Points section
- Click on 'Redeem Online'
- Use the dropdown menu for selecting your preferred item
- Note down the unique ID number for future reference
With a Phone Call
- Call the 24-hour customer care centre in your city and seek the assistance of the customer service representative.
- Specify the item code of the reward you want to redeem.
- Note down the unique ID number.
It should take a minimum of ten working days for the receipt of your gifts.
ICICI Bank Credit Card Rewards Points FAQs
There are various ways to check your rewards points balance and summary.
- Internet Banking - Login to Internet banking using your username and password. Proceed to Exclusive Offerings and click on the Reward Points Option. Select the View Rewards option and submit your request to get your points to balance on that day.
- I-Mobile - Login to your ICICI Bank mobile application and proceed to Smart Keys and Services. Under the Account Services heading, you find the option, 'Rewards Points.'
- SMS - Use your registered mobile number with the bank to send the SMS. Type ‘DCPBAL’. The last four digits of your ICICI Bank account number are 9212146468.
Use your ICICI Bank credit card for your regular shopping and other activities. The points automatically accrue to your account. The more you spend on the card, the higher is the points you earn. ICICI Bank offers add-on cards to the immediate members of your family. They can also pay on their cards to accumulate reward points.
Usually, it should take 24 to 48 hours for the update of the reward points in your account. You get a summary of the points you have earned along with your credit card bill/statement.
No, all eligible credit cardholders automatically qualify for the rewards points program. You do not have to enroll separately.
If you redeem your rewards points for gift vouchers, you get them immediately into your email account. If you order your gifts, it will take a minimum of 10 working days for the delivery of the gifts at your communication address.
ICICI Bank used reputed courier agencies to deliver gifts. These agencies will try every method in the book to locate you. If they are unable to do so, after repeated attempts, ICICI Bank will cancel the redemption request and credit the reward points back to your account.
Usually, a gift voucher is better because it offers you an extended range. For example, an Amazon or Flipkart gift voucher entitles you to choose your product from the massive range of merchandise available on these ecommerce websites. This option is not available when you select your specific gift from the catalogue
It depends on the type of credit card you use. Some of the reward points do not have any expiry date, whereas others expire after two years. However, you get notifications over SMS and email about the status of the expiry of your gift points. Accordingly, you can redeem them.
You can call the ICICI Bank Customer Care Centre on 1860-120-7777 between 7 am and 9 pm any day from your registered mobile number. You have to inform your unique reference ID to know the status of the delivery of the gifts.
No, there is no option to change the item after you have ordered for the same.