Andhra Bank
Credit Card

• Interest-free period from 21 to 50 days.
• Fuel surcharge waiver up to 2000/- per day at all fuel stations across the country is available.
• Group Accident Insurance cover option up to 2.00 lakhs for both the primary cardholder and the add-on card holder for a nominal premium is available.
• Accepted by around 9 lakh merchants in India and 29 million merchants abroad.
• Lost card liability cover up to 1.50 lakhs for transactions after reporting the loss is available.
• Add-on card facility is available.
• Exclusive offers for shopping, dining, travel, car rentals etc. are available
• Visa Classic cards will also be issued against Fixed Deposit up to 75% of the Fixed Deposit amount without insisting for income proof or credit score.

• The card is accepted worldwide.
• Personal accident insurance cover is available at a nominal premium.
• Lost card liability insurance is available.
• No cash withdrawal charges at Andhra Bank ATMs.
• Interest-free period is available for roll-over facility also.

• A card specifically catering to the requirement of corporate customers.
• Only corporate customers over a net worth of 25.00 lakhs qualify for this card.
• A consolidated statement is provided yearly with details of the spending pattern.
• The card is globally accepted.

• Personal accident insurance cover option up to 10.00 lacs for the primary cardholder and 5.00 lakhs for the add-on card holder is available for a nominal premium.
• Lost card liability up to 1.50 lakhs for transactions after the report of the loss.
• Interest-free period from 21 days to 50 days is available
• Fuel surcharge waiver up to 2000/- a day is available.
• The card is widely accepted in India and around the globe.
• Add-on card facility is available.
• A wide range of offers for shopping, dining, travel, entertainment etc.

• Personal accident insurance cover up to 30.00 lakhs for both primary and add-on cardholder at a nominal premium.
• Interest-free period from 21 days to 50 days.
• Lost card liability insurance up to 1.50 lakhs.
• Dedicated concierge services for all bookings and emergency assistance.
• The card is accepted widely in India and across the globe.
• An array of offers on dining, travel, movie tickets and restaurants.
• Fuel surcharge waiver up to 4000/- a day at all fuel stations across the country.
• Domestic airport lounge access is available.

• An interest-free period of 21 days to 50 days is available for rollover facility also.
• Personal accident cover is available at a nominal premium.
• Lost card liability insurance cover is also available.
• Nil ATM cash withdrawal charges at Andhra Bank ATMs.

• The card is issued against Fixed Deposit and the minimum fixed deposit amount is 10,000/-.
• An interest-free period is available for rollover facility also.
• Personal accident insurance cover at a nominal premium is available.

• Personal accident insurance cover up to RS. 2.00 lakhs for both primary and add-on card holder at a nominal premium.
• Interest-free period from 21 days to 50 days is available.
• Lost card insurance cover up to 1.50 lakhs for transaction done after the loss is reported.
• Fuel surcharge waiver up to 2000/- per day is available.
• Round-the-clock concierge service is available for all bookings and emergency assistance.
• Exclusive offers at eateries, for shopping, travel, entertainment etc., are available.

• Lost card insurance cover up to 1.50 lakhs for transaction done after the loss is reported
• Personal accident insurance cover up to 10.00 lakhs for both primary and add-on card holder at a nominal premium.
• Interest-free period from 21 days to 50 days.
• Fuel surcharge waiver up to 4000/- per day is available.
• Round-the-clock concierge service is available for all bookings and emergency assistance.
• Exclusive offers at eateries, for shopping, travel, entertainment etc., are available

5 reward points for every 150/- spend on the

card for all purchases

Restaurant offers:

• Get up to 15% discount at :
• 150 top restaurants in London at Teabox
• 19 top restaurants in Kaulalampur
• 20 restaurants in Dubai
• 16 top restaurants in Singapore
• 22 top restaurants in Hongkong
• 21 restaurants in Bangkok
• Get unmatched discounts at Taj Experiences
• Get a discount up to 40% and complimentary breakfast at Cinnamon Hotels

Eat-out offers

• Get a 10% discount on total bill at GoGourmet
• Get 15% discount on total bill at Cookie Man
• Get 10% off on total bill at Baskin Robins
• Get 100/- discount at Eazy Diner
• On renewal of Gourmet Passport Membership you can get 3 months membership free and 40% discount on dine out.
• Get up to 100/- discount on your first order at Foodpanda
• Get 20% discount on your first order at Zomato.

Wellness and fitness offers

• Get up to 15% discount at Apollo Pharmacy
• Get an additional 1000/- off at Gold?s Gym
• 3 days free gym trial and 30% discount at Talwarkars
• Get up to 70% discount at SRL Labs
• 15% discount Texas Medical Concierge
• Cult-fit offers a 7- day complimentary pack for Visa Cardholders
• Get up to 63% discount at Thryocare

Shopping offers

• Get 100/- off on purchases above 3000/- at Croma
• Get 500/- off for purchases at Wills Lifestyle stores
• Get a discount of 20% on gold making charges and 3000/- discount on diamond jewellery at Joyallukas
• 10% discount at Tribe Amarpali.
• Get 1000/- discount at Lenskart
• Get a discount of 20% on Zoomcar.
• Get 15% discount on Urban Clap.
• Get 10% discount at Jabong.
• Get up to 20% discount on Scootsy.
• Get 500/- discount at Jaypore.
• Get up to 300/- Dunzo cash at Dunzo.
• Avail 10% cashback on Amazon.
• Get 1000/- discount at Crocs.
• Get up to 2000/- discount at Furlenco.
• Get 20% discount on a minimum spend of 800/- at Big Basket.
• Get 11% discount on a purchase of above 1500/- at Shopclues.
• Get an additional 5% discount on Elitify,
• An additional discount of 10% on Skybags.
• Get 500/- discount at Myntra.
• Get 70% discount on Gaana Subscription.
• Get 600/- discount at Firstcry
• Avail exclusive offers at Pepperfry.

Travel and Entertainment

• Get a cash back up to 1000/- at Cleartrip
• Get up to 10,000/- discount on flight bookings at Yatra
• Get up to 50% discount on tickets and up to 200/- discount on food combos at Bookmyshow.

There are many more apart from the ones mentioned above. There are exclusive offers at over 150 merchant establishments.

Travel and Entertainment offers:

• Flat 10% discount up to 7500/- on international flight booking to UK, Europe and South East Asia at MakeMyTrip. The minimum transaction to avail this offer is RS. 10,000/-.
• A discount of 6% up to 4000/-for a minimum booking of 25000/- for international flights at Yatra.
• 7% discount up to 1500/-for a minimum transaction of 2000/- for domestic flights at Yatra<
• 25% discount up to 2000/- for a minimum transaction of 2000/-for domestic hotel bookings at Yatra
• 15% discount up to 125/- for bus ticket bookings at Yatra
• Avail 20% discount on flight and hotel bookings at Cleartrip.
• 6000/- discount on international holiday packages and 5000/- discount on domestic holiday packages at Thomascook

Restaurant and Hotel offers:

• 50% discount on transactions at any restaurant in the UK. You should look for Rupay Logos at the outlets.
• A discount of 50% plus 50% cashback for bookings at OYO.

Shopping offers:

• 20% cashback with a maximum of 2500/- for transactions at any merchant establishment except restaurant.
• 300/- on a purchase of 999/- at Myntra
• Cashback of 100/- for minimum purchase of 1000/- on Grofers.

Online food orders:

• 50% discount up to 100/- for the first 5 orders on Swiggy.
• Avail a discount of 50% up to 125/- at Fasoos
• Avail a discount of 100/- for an order worth 275/- at Foodpanda.
• 15% discount for a minimum transaction of 300/- at Pizaroma

Dining offers

• Avail 100/- discount for a spend of 450/- at Eazy Diner
• Avail 15% discount on Food and Beverages at Kailash Parbat.
• Avail 15% discount on Food and Beverages at Via Milano, Bangalore.
• Avail 15% discount on Food and Beverages at The Ashok.

500/- for a regular card and 400/- for a card against fixed deposit.

(the fee will be waived if there is an annual spend of 18000/- in the previous year)

1000/- for the main card

400/- for the card against the fixed deposit

(the fee will be waived if there is an annual spend of 30000/- and above on the card in the previous year)

Add-on card: 300/-

2000/- for the main card.

1000/- for the card against fixed deposit.

1000/- for add-on card.

200/- for the main card

150/- for the add-on card

(waived for an annual spend of 18000/- in the previous year)

299/- for the main card.

199/- for add-on card.

Nil for the card against fixed deposit.

(charges will be waived for a spend above 30000/- in the previous year)

499/- for the main card.

299/- for the add-on card.

Nil for the card against fixed deposit.

(waived for annual spends of 50,000/- and above in the previous year)

• If the outstanding balance is up to 5000/-: 200/-
• If the outstanding balance is 5001/- to 15000/- 300/-
• If the outstanding balance is 15001 to 25000/-: 400/-
• If the outstanding balance is above 25001: 600