Joining/Renewal Fee | Rs 1,000 + GST |
Renewal Fee Waiver | Renewal fee can be waived off if the cardholder manages to spend at least Rs 2.5 lakh in the preceding year. |
Welcome Benefit | Vouchers worth Rs 5,000 are sent to users via registered email as a welcome gift within 7 days of successful card activation. |
Movie Discounts | You can avail 50% discount on movie ticket bookings via BookMyShow. |
Complimentary Benefits | Annual membership of Times Prime. |
Dining Discounts | You can get up to 30% instant discount at over 25,000 restaurants and an extra discount of 15% up to a maximum of Rs 1,500. |
Discounts on Shopping & Hotels | A discount of up to 20% is there on online, as well as offline transactions at selected merchants. . |
Reward Points | You can earn 3 reward points per Rs 150 spent through HDFC Bank Times Platinum credit card. |
Times Prime Membership: With HDFC Times Platinum credit card, users can enjoy a complimentary membership of Times Prime for one year. The Times Prime membership provides various offers and subscription benefits on brands such as Sony Liv, Gaana Plus, TOI+, Uber, Myntra, Zee5, Dineout Passport Membership, Chaayos, Lifestyle and others.
Movie Discounts: A Times Platinum credit cardholder can avail 50% discount of up to Rs 600 on movie tickets per transaction purchased by BookMyShow and a discount of Rs 50 on food & beverage. With BookMyShow offer on movie tickets, you can buy a maximum of four discounted tickets in a calendar month.
Discounts on Dine-In: HDFC Bank Times Platinum credit card members can get an extra discount of 15% up to a maximum of Rs 1,500 on payments via PayEazy on EazyDiner.
Welcome Benefit: All HDFC Times Platinum credit cardholders are eligible for welcome vouchers worth Rs 5,000. The welcome benefit can be availed only after card activation within 30 days of issuance.
Other Offers:
Reward Points:
Joining/Renewal Fee | Rs 1,000 + GST |
Cash Advance Fee | 2.5% or Rs 500, whichever is higher |
Finance Charges | 3.60% p.m. or 43.20% p.a. |
Auto EMI Conversion Charges | Rs 99 + GST |
Dynamic Currency Conversion Mark-Up | 1% |
Overlimit Charges | 2.5%, subject to a minimum of Rs 550 + GST |
Bill Payment via Cash | Rs 100 |
Late Payment Fee for Insta Jumbo Loan EMIs | Rs 500 + GST |
Penalty For Default or Delayed Payment | Nil for balances less than Rs 100 |
Rs 100 for balances between Rs 100 & Rs 500 | |
Rs 500 for balances between Rs 501 & Rs 5,000 | |
Rs 600 for balances between Rs 5,001 & Rs 10,000 | |
Rs 800 for balances between Rs 10,001 & 25,000 | |
Rs 1,100 for balances between Rs 25,001 & Rs 50,000 | |
Rs 1,300 for balances above Rs 50,000 | |
Payment Return Charges | 2%, subject to a minimum of Rs 450 + GST |
Reward Redemption Fee | Rs 99 + GST |
Railway Ticket Booking Charge | 1% + GST |
Balance Transfer Processing Charge | 1% or Rs 250 + GST |
Processing Fee (Insta Loan, Jumbo Loan, Smart EMI) | Up to Rs 999 + GST |
Easy EMI Processing Fee | Up to Rs 299 + GST |
Loan Pre-Closure Charges | 3% of principal outstanding |
Outstation Cheque Processing Charges | Rs 25 for cheque value up to Rs 5,000 and Rs 50 for cheques above Rs 5,000. |
Rent Pay Transaction Charge | 1% + GST |
Credit Card Re-issuance Charge | Rs 100 |
Duplication Physical Statement | Rs 10 |
HDFC Bank requires certain documents that can be submitted for KYC purposes. This includes…
You can apply for HDFC Bank Times Platinum credit card online on MyMoneyMantra’s website by following the steps:
Step 1: Go to the Credit Cards page available on our website.
Step 2: Choose ‘HDFC’ from the dropdown menu under the ‘Credit Cards’ section.
Step 3: Click on the ‘Apply Now’ button.
Step 4: Enter all the details required including your name, mobile number, email id, employment type, net monthly income, company name, etc.
Step 5: Verify your mobile number with the OTP received by you.
Step 6: You will receive a call from our representative soon to help you complete the credit card application process.
Apart from Platinum Times Credit Card, HDFC Bank offers the following credit cards:
Know how good your score is
Get insights on how to improve it
Unlock offers as per your score
To earn max rewards & redeem cashback, value back offers, discounts & exclusive deals. Select the best Credit Card as per need.
The limit of HDFC Bank Times Platinum credit card is subject to various factors such as the credit score, ongoing debt obligations, income level, sources of earnings, stability of job, past repayment behaviour, etc.
The key differences between a HDFC Bank Titanium Times and Platinum Times credit card is in the annual fee, renewal fee waiver condition, discount on movie ticket bookings via Bookmyshow and reward points accrual.
HDFC Bank Titanium Times credit card commands an annual fee of Rs 500, which can be waived off on spends of more than Rs 1.5 lakh in the preceding calendar year. Titanium Times credit card offers 25% discount up to a maximum of Rs 350 on movie tickets via BookMyShow.
Whereas, HDFC Platinum Times credit card has an annual fee of Rs 1,000, which can be waived off on spends of over Rs 2.5 lakh. There is a 50% discount on movie tickets up to maximum of Rs 600 via Bookmyshow.
HDFC Platinum Times credit card provides 3 reward points for every Rs 150 spent and 10 reward points on Rs 150 spent on dining on weekdays. HDFC Titanium Times credit card offers 2 reward points for every Rs 150 spent and 5 reward points for Rs 150 spent on dining on weekdays.
You can pay HDFC Times Platinum credit card bill via HDFC Bank net banking, mobile banking application, cheque or cash deposit at the bank branch and through third-party credit card bill payment services providers.
Yes, you can use HDFC Bank Times Platinum credit card for making foreign purchases. The card charges a dynamic currency conversion fee of 1%.
The minimum monthly repayment for HDFC Bank Times Platinum credit card is 5% of the retail purchases and cash advances. On top of this, the bill will include loan EMIs, Smart EMIs, Easy EMIs, interest, taxes and previous month dues.