The key highlights of the HSBC Premier Credit Card are given below:
Best for | Lifestyle |
Joining fee | Rs. 12,000 (applicable after card activation) |
Annual fee | Rs. 20,000 |
Rewards | 3 reward points for spending every Rs. 100 |
Net monthly salary credit | Rs. 3,00,000 or more |
The following are the main HSBC Premier MasterCard Credit Card benefits and features:
Airlines/ Membership Programme | Points | Miles on HSBC Premier Credit Card |
---|---|---|
Air India's Flying Returns (for Star Alliance members) | 1 | 1 Flying Return points |
Club Vistara (CV) Points | 1 | 1 CV point |
British Airways Executive Club | 1 | 1 Avios Mile |
Etihad Airways | 1 | 1 Airmile |
InterMiles | 3 | 2 JPMiles |
To apply for HSBC Premier Card, you have to meet at least one of the following criteria:
Premier customers meeting any one of the above three Premier Eligibility criteria can add their family members (spouse, partners, children up to the age of 30 years and parents) who can avail Premier benefits as part of the single Premier family relationship. After the age of 30 years, any family member classified as "children" will have to individually meet Premier eligibility.
HSBC Premier customers in India must meet the TRB criteria of Rs. 40 Lakhs quarterly. The TRB will be calculated based on the following:
Mortgage eligibility for the Premier proposition is based on a home loan value of more than or equal to Rs. 1.15 Crores. The waiver on balance-based charges related to non-maintenance of TRB will be valid for the life of the mortgage relationship with HSBC India. On termination of the mortgage relationship, you will need to maintain the applicable Premier TRB eligibility.
If the TRB criteria are not met for a particular quarter, a quarterly service charge of 0.2% will be levied on the shortfall in the TRB, up to a maximum of Rs. 2,000 + applicable taxes.
If you don’t receive a salary credit/ receive a salary credit of an amount lower than Rs. 3 Lakhs, HSBC will reclassify your account to an alternate offering after providing due notice.
The following are the basic documents required to apply for an HSBC Premier Credit Card:
You can apply for an HSBC Premier Credit Card through MyMoneyMantra.
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Your HSBC Premier Card’s credit limit is decided at the discretion of the HSBC Bank after thorough checks. Some key factors for deciding the credit card limit are your credit score, credit report, and previous/existing debt repayment habits.
Yes, you can earn 3 reward points for spending every Rs. 100.
Yes. With this card, you get a buy one and get one offer from BookMyShow.