HDFC RuPay Credit Cards

1. You can earn 10X cashpoints by spending on Uber, Oyo, BookMyShow, Big Basket and Swiggy.

2. EMI spends at merchant locations also qualify for accelerated cashpoints. 5X cashpoints are accrued for all EMI conversions at point of sale.

3. You can avail discounts of up to 20% on dining at partner restaurants via Swiggy Dineout.

1. You can earn up to 50 litres of free fuel in a calendar year by redeeming fuel points at IndianOil outlets.

2. A card member can earn 5% fuel points on spends at IndianOil, groceries & bill payments.

3. Enjoy 1% fuel surcharge waiver across all refuelling stations in India. Maximum cashback capped at Rs 250 per statement.

1. You can earn 2% NeuCoins on non-EMI spends on Tata brands such as Tata 1MG, Titan, Tanishq, Big Basket, Croma, Air India, IHCL, Westside, Tata Play, Cult and more. An additional 5% is also available on select categories listed on Tata Neu app/website.

2. For non-Tata brands, UPI transactions and EMI spends at any merchants, 1% is returned in the form of NeuCoins.

3. A total of 4 complimentary visits to domestic airport lounges are available in a calendar year, one per quarter.

1. IRCTC & Rail Connect transactions can fetch you 5 rewards points, other spends are eligible for 1 reward point.

2. Enjoy 8 free visits to IRCTC executive lounges in a calendar year, 2 each quarter and earn additional 5% cashback on train ticket bookings via HDFC Bank SmartBuy.

3. Make 1 transaction within the first 37 days of card issuance, earn a welcome gift of Rs 500. Enjoy 1% transaction charges waiver on IRCTC & Rail Connect transactions.

1. Every Rs 150 spent on private label brands at Shoppers Stop will generate 6 First Citizen points and 2 First Citizen points are accrued on other brands & categories.

2. A complimentary Shopper Stop membership is provided with the credit card and a Shoppers Stop voucher of Rs 500 on minimum shopping of Rs 3,000.

3. You can earn 2,000 First Citizen points on spending Rs 2 lakh or above in a calendar year. 1 FC point has a value of Rs 0.60.

1. HDFC UPI RuPay credit card offers 3% cashpoints on categories including groceries, dine-in, supermarket & PayZapp transactions with an upper limit of 500 points in a month.

2. Utility spends qualify for 2% cashpoint up to a maximum of 500 points in a month

3. All other spend categories excluding wallet top-ups, fuel purchases, insurance premium payments, EMI conversions, rent payments & government-related categories earn 1% cashpoints up to a maximum of 500 points in a month.

1. All non-EMI spends on Tata brands including IHCL, Air India, Titan, Tanishq, Big Basket, Croma, Westside, Air India Express, Tata 1MG, Tata Cliq, Tata Play, Tata Pay, Cult and Qmin are eligible for 5% back as NeuCoins.

2. UPI spends on Tata brands, non-Tata brands and EMI transactions with other merchants are qualified for 1.5% back as NeuCoins.

3. An additional 5% back as NeuCoins is available on selected merchant categories on Tata Neu application/website, post successful registration of Tata NeuPass.

1. You can earn as much as 10X cashpoints on spends at merchants including Amazon, BigBasket , Flipkart, Reliance Smart SuperStore & Swiggy, alongside 5X CashPoints on EMI spends at point of sale.

2. Other categories excluding & voucher purchases, fuel purchases & wallets top-ups are eligible for 2 cashpoints per Rs 150 spent.

3. HDFC Bank offers a gift voucher of Rs 500 on crossing a spend of Rs 50,000 per calendar quarter.