Axis Bank LIC Credit Card

Axis Bank LIC Cards offer a rich array of features and benefits tailored for discerning customers. These include earning reward points on every transaction, with enhanced points for LIC premium payments and international spends. Cardholders also enjoy comprehensive insurance covers, including personal and air accident insurance, alongside a waiver on fuel surcharge and no annual fee for LIC Platinum Credit Cards. These benefits make Axis Bank LIC Cards a rewarding choice for financial transactions and safety.

Reward Points Program

• International and LIC Premium Transactions: For every Rs. 100 spent on international transactions and payments towards LIC premiums, cardholders earn 2 reward points.
• General Purchases: Earn 1 reward point for every Rs. 100 spent across other categories, excluding fuel, wallet reloads, and EMI transactions.

Comprehensive Insurance Coverage

• Accident Protection: Cardholders are safeguarded with personal accident insurance up to Rs. 5 lakhs and air accident insurance up to Rs. 1 crore.
• Security Against Loss: A complimentary insurance cover is provided for up to Rs. 5 lakhs in case of card loss, and up to Rs. 1 lakh for purchase protection.

No Annual Fee and More

• The LIC Platinum Credit Cards come with no annual fee.
• Enjoy a 1% fuel surcharge waiver on fuel transactions ranging from Rs. 400 to Rs. 4000, making fuel purchases more economical.
• The lost card liability cover ensures protection up to the credit limit, offering peace of mind in case your card is misplaced or stolen.

• Residency Requirement: Must be a resident of India.
• Age Limit: Applicants should be aged between 18 and 70 years.
• Employment Status: Both self-employed individuals and salaried employees are eligible to apply.
• Credit Score Requirement: A credit score of 700 or above is necessary for eligibility.

• Proof of Address: Acceptable documents include Aadhar card, Voter ID, or Passport.
• Proof of Income: Applicants can submit a Bank Statement or salary slip from the last 3 months, or the last 2 years’ audited financial statement for self-employed individuals.
• Identity Verification: Valid documents for this purpose are Aadhar Card, Driving License, or Voter ID.

• Start by clicking "Apply Now" to navigate to the credit card application page.
• Enter your necessary information as requested.
• Await a call from a bank executive for detail verification and to facilitate your application process.
• Receive your credit card directly at your home.