Axis Bank LIC Signature Credit Card

Rewards Points on Axis LIC Signature Credit Card: 

Axis Bank LIC Signature credit card provides complimentary lost card liability insurance cover up to the existing credit limit of the card. 

Axis Bank LIC Signature credit card offers 2X rewards points on LIC premium payments and international transactions done through the credit card. 

• A card member is entitled to get 2 rewards points for every Rs 100 spent on LIC policy premium payments, as well as foreign currency transactions. 
• Regular payments are qualified for one reward point for every Rs 100 spent on all other categories. 
• However, Axis Bank doesn’t offer any rewards points on fuel purchases, wallet loads and EMI conversions. 

Rewards Points Redemption

• LIC Signature credit card members can redeem the accumulated rewards points for e-vouchers, listed products and gift cards.
• The rewards points earned during the card membership year can be redeemed by calling the Axis LIC Signature credit card customer care number 1800 419 0064. 
• In order to redeem the rewards points, you have to confirm the desired product code, select quantity, confirm the address of delivery and place the request. 
• A handling charge of Rs 30 + GST is levied on rewards points conversion through Axis Bank LIC Signature credit card.
• The confirmed gift cards and products listed on the rewards catalogue of Axis LIC Signature credit cards are delivered to the registered address within 21 working days from the date of rewards points redemption.
• E-vouchers will be sent via SMSes on the mobile number registered with the bank within 10 working days from rewards points redemption. LIC doesn’t issue physical vouchers as e-vouchers are only communicated through the registered mobile numbers.
• Axis Bank LIC Signature credit card holders are only qualified for a maximum of 25 gift cards in a financial year. Any request for reward point redemption against products or e-vouchers will be rejected and rewards points will be reversed in 45 to 90 days. 

Complimentary Airport Lounge Visits on Axis LIC Signature Credit Card:

• With the possession of Axis Bank LIC Signature credit card, the primary card member can enjoy 8 complimentary visits to domestic airport lounges in a calendar year. 
• The complimentary airport lounge access program is available till 31 August 2025. 
• A nominal entry fee of Rs 2 for Visa and Rs 25 for Mastercard will be applicable for eligible Axis LIC Signature credit card holders to validate the entry into airport lounges. 
• If permissible, children accompanying the primary cardholder will be subject to full guest fee. 

Axis Bank Dining Delights Benefit:

• With the facility of Axis Bank Dining Delights, a card member can enjoy discounts of up to 20% at over 4,000 participating restaurants across India. 
• The Dining Delights discounts with Axis Bank LIC Signature credit cards are offered in partnership with EazyDiner. 

Fuel Surcharge Benefit on Axis LIC Signature Credit Card: 

• With Axis Bank LIC Signature credit cards, cardmembers can enjoy a 1% fuel surcharge waiver across all fuel stations in India. However, there are no rewards points on fuel purchases. 
• The fuel surcharge waiver benefit is only applicable for transaction sizes ranging between Rs 400 and Rs 4,000 with the maximum monthly benefit capped at Rs 400. 
• The applicable GST on fuel surcharge is not included in the surcharge waiver benefit.

For Axis Bank LIC Signature credit cards, the basic eligibility parameters are age of the applicant and the residential status. 

• Age: The age of the primary credit card applicant should be between 18 and 70 years. 
• Residential Status: The credit card applicant should be a resident of India. 
• Credit Score: The credit score should be in good shape while applying for Axis LIC Signature credit card. Any CIBIL score over and above the mark of 750 is considered good from the lender’s point of view for issuing new credit cards. 

The eligibility factors including the age, residential status and credit score is only indicative as the approval for credit card applicants may vary from profile to profile. LIC and Axis Bank reserves the right to approve or decline an application for Axis Bank LIC Signature credit card.

In order to obtain a Axis LIC Signature credit card, an applicant should provide a copy of PAN card or Form 60, a proof showcasing income, a coloured photograph, a proof of residence and a proof of identity. 

Residence Proof 

You can submit a copy of any one of the following documents: 

1. Passport 
2. Ration Card
3. Electricity Bill
4. Landline Telephone Bill

ID Proof

For identity proof, you can submit a copy of any of the following documents: 

1. Passport
2. Driving Licence
3. Aadhaar Card
4. PAN Card

Income Proof

To verify the earnings, you can submit a copy of any of the following documents: 

1. Latest Salary Slip
2. Form 16 provided by the employer
3. Income Tax Return 

The aforementioned documents are generic as there can be different requirements depending on the nature of the profile. For example, you may be asked to submit a proof for current address verification, if any of the documents including Aadhaar, Passport, Electricity Bill, Landline Telephone Bill and Ration Card contains a different address.

You can apply for an Axis Bank LIC Signature credit card through MyMoneyMantra. 

• Step 1: Click on the "Apply Now" button.
• Step 2: You will be redirected to the Axis Bank website.
• Step 3: Choose "Yes" or "No" for existing or new Axis Bank customers.
• Step 4: Fill in the required details and submit.