LIC IDFC Classic Credit Card

• 6X Reward Points on LIC Payments: Earn six times the reward points when paying for LIC policies.
• 3X Reward Points on Selected Categories: Triple reward points on expenses in categories such as utilities, education, and government transactions.
• Complimentary Railway Lounge Access: Free access to railway lounges, enhancing the travel experience.
• Quarterly Domestic Lounge Access: One free access to a domestic airport lounge every quarter, totaling four visits per year.

• Enhanced Reward Points: Secure 6X Reward Points for each Rs. 125 spent on LIC Insurance Premium payments, exclusively through LIC's official online portal.
• 3X Points on Key Categories: Gain three times the Reward Points on expenses in prioritized categories including utilities, education, groceries, government services, and railway bookings.
• Universal Triple Points: Earn triple Reward Points on all miscellaneous expenditures.
• Exclusions: Transactions involving rent, fuel, cash withdrawals, and EMI payments do not qualify for Reward Points.
• Value of Points: Each Reward Point holds a value of Rs. 0.25.
• Point Validity: Reward Points remain valid for a duration of three years, offering ample time for redemption.

Securing an IDFC First bank LIC Classic Credit Card is a straightforward procedure that necessitates the provision of certain documents for the purpose of KYC (Know Your Customer) compliance and to assess your qualification. Here's a detailed list of the documents you'll need to prepare:

Key Documents for KYC:

• Proof of Identity: Acceptable documents include your Passport, Voter ID, Driving License, Aadhaar Card, NREGA Card, or PAN Card.
• Proof of Address: To verify where you live, you may submit Utility Bills, Passport, or your Ration Card.
• Proof of Income: For employed individuals, it's necessary to provide your most recent three months' Salary Slips or Bank Statements to demonstrate your income.
• Photographic ID: You'll also need to provide recent passport-sized photographs.

• Age Criteria for the Primary Card User: Applicants must be aged between 21 to 60 years.
• Age Criteria for Supplementary Card Users: Must be aged 18 years and above.
• Nationality Requirement: The card is exclusively accessible to Indian citizens only.

• Initial Step: Select the “Apply Now” option, redirecting you to the page dedicated to Credit Cards.
• Detail Submission: Complete the form with the necessary information as requested by the bank.
• Confirmation Call: Await a call from a bank representative who will confirm your details and facilitate the swift processing of your application.
• Card Delivery: Await the arrival of your new credit card at your specified address.