Yes Bank Pop Club Credit Card

Joining/Activation Benefits

• 500 Bonus POPcoins worth up to Rs. 500.
• 400 POPCons again and on payment of the annual fee.
• 1500 POP Coins for customers who cross the Rs. 1.5 Lakhs milestone.
• 6 Pharmeasy Plus membership worth up to Rs. 1,499.
• Cleartrip voucher worth Rs. 750.
• Cult sport voucher worth Rs. 500.
• Zomato Gold membership of 3 months.
• 24 Ride passes from Rapido 2 every month.
• Annual benefits will be operationalised by POP basis fee application signal from YBL.
• Joining benefits are funded by Yes Bank’s anchor partners (including POP) and are in the process of being finalised.

Rewards 

• Earn 10 POP Coins/ Rs. 100 on online spending.
• Earn 2 POP Coins/ Rs. 100 on all other spends.
• No coin issuance is applicable for utilities, real estate/rent, insurance premiums, wallets and service stations.
• Additional 5% coins on UPI transitions using POP Card via POP UPI App.
• Reward issuance through YBL is to be operationalised through feedback.

Reward Redemption

• Rewards can be redeemed across a wide network of brands, including up to 20% off at Rs. 1 per coin.
• Redeem rewards on the POP app for more than 500 brands at up to 20% off at Rs. 1 per coin.
• Redeem rewards for POP Mini (Sample Program) at up to 20% off at Rs. 1 per coin.
• With POP Reward Store, choose from anchor brand vouchers including platforms like Blinkit, Zomato, Cult, Cleartrip, Rapido, and Pharmeasy at Rs. 0.25.

Additional POP Key Benefits

• Flex Max on Cleartrip at Rs. 1. 
• Offer is limited to 1 usage per calendar quarter.
• Bin Locking is required to avail of this benefit.

Other Benefits

• 1% fuel surcharge waiver.
• Waiver of the annual fee of Rs. Rs. 399 + applicable taxes on annual spending of Rs. 1,50,000.

You must meet the following eligibility criteria to apply for a Yes Bank Pop Club credit card:

• You must be between 21 and 60 years old.
• You must be a salaried or self-employed individual.
• You must be earning a minimum net salary of Rs. 25,000 per month or an Income Tax Return of Rs. 5 Lakhs.
• Existing Yes Bank credit cardholders are not eligible for this card

On meeting the eligibility criteria mentioned above, you can easily apply for the Yes Bank Pop Club credit card with the following documents:

• Identity and address proof: A valid Voter ID Card/ Passport/ Driving License/ NREGA Job Card 
• Income proof: A recent Payslip or Income Tax Return 
• Permanent Account Number (PAN) or Form 60 (mandatory) 
• Aadhaar Card: You can authenticate your Aadhaar with e-KYC mode (biometric or OTP-based) or offline verification

Following are the steps to apply for a Yes Bank Pop Club credit card:

• Under the ‘Credit Card’ section, click the ‘Yes Bank Credit Card’ and then select the ‘Yes Bank Pop Club credit card’ option.
• Click on the ‘Apply Now’ button.
• You will be redirected to the Yes Bank POPclub credit card’s official web journey. 
• Register and apply for the card.
• After the OTP login, you will be required to give permission (location) and fill in some personal details (PAN, date of birth, current residential PIN code, type of occupation, gender, etc.). 
• Then click on ‘proceed’. 
• Give your Aadhar number and enter the OTP sent on the number linked with your Aadhar Card. 
• Click on ‘proceed’.
• You will see your old residential address pulled from your Aadhar details. If it is different than your current residential address, add your current residential address. Make sure you always fill in full details.
• Select the name on the card you want to be printed and your father's name as per your PAN Card.
• Fill in the professional details (salaried and self-employed). 
• Select the delivery address (it can be your office or current residential address).
• Complete the vKYC process within 72 hours of reaching the VKYC page.