Stashfin
Personal Loan

The key details of StashFin Loan are as follows:

Note: Stashfin is powered by https://www1.stashfin.com/ and the information mentioned here is provided by EQX Analytics Private Limited.

StashFin app is a venture-backed digital lending platform which provides instant and hassle-free personal loans. StashFin offers an efficient end to end service delivery process, which includes application, documentation, and instant approval in just 4 hours from the time of application.

Any Indian citizen aged above 18 years, who is residing in India and earning a monthly salary of Rs. 15,000 can apply for a personal loan through StashFin loan app with employment, identity and address proof.

Depending on the needs of the borrower, StashFin offers the following types of personal loans:

• Quick Personal Loans
  • Loan amount: Rs. 1,000 - Rs. 5 Lakhs
  • Interest rate: 11.99% - 59.99%
  • Tenure: 3 - 36 months
• Cash Loans
  • Loan amount: Rs. 1,000 - Rs. 5 Lakhs
  • Interest rate: 11.99% - 59.99%
  • Tenure: 3 - 36 months
• Small Loans
  • Loan amount: Rs. 1,000 - Rs. 5 Lakhs
  • Interest rate: 11.99% - 59.99%
  • Tenure: 3 - 36 months
• Instant Loans
  • Loan amount: Rs. 1,000 - Rs. 5 Lakhs
  • Interest rate: 11.99% - 59.99%
  • Tenure: 3 - 36 months
• Marriage Loan
  • Loan amount: Up to Rs. 5 Lakhs
  • Interest rate: 11.99% - 59.99%
  • Tenure: 3 - 48 months
• Private Loans
  • Loan amount: Rs. 1,000 - Rs. 5 Lakhs
  • Interest rate: 11.99% - 59.99%
  • Tenure: 3 months - 4 years
• Unsecured Loans
  • Loan amount: Up to Rs. 5 Lakhs
  • Interest rate: 11.99% - 59.99%
  • Tenure: 3 - 36 months
• Low Interest Loans
  • Loan amount: Rs. 1,000 - Rs. 5 Lakhs
  • Interest rate: Below 12%
  • Tenure: 2 months - 3 years
• Medical Loan
  • Loan amount: Rs. 1,000 - Rs. 5 Lakhs
  • Interest rate: 11.99% - 59.99%
  • Tenure: 3 - 36 months
• Personal Loan for Shopping
  • Loan amount: Up to Rs. 5 Lakhs
  • Interest rate: 11.99% - 59.99%
  • Tenure: 3 - 36 months
• Home Renovation Loan
  • Loan amount: Up to Rs. 5 Lakhs
  • Interest rate: 11.99% - 59.99%
  • Tenure: 3 - 48 months
• Debt Consolidation Loan
  • Loan amount: Up to Rs. 5 Lakhs
  • Interest rate: 11.99% onwards
  • Tenure: 3 - 48 months
• Travel Loan/Holiday Loan
  • Loan amount: Up to Rs. 5 Lakhs
  • Interest rate: 11.99% - 59.99%
  • Tenure: 3 - 36 months
• Mobile Loans
  • Loan amount: Up to Rs. 5 Lakhs
  • Interest rate: 11.99% - 59.99%
  • Tenure: 3 - 36 months
• Laptop Loans
  • Loan amount: Rs. 5,000 - Rs. 5 Lakhs
  • Interest rate: 11.99% - 59.99%
  • Tenure: 3 - 36 months
• Consumer Durable Loan
  • Loan amount: Up to Rs. 5 Lakhs
  • Interest rate: 11.99% - 59.99%
  • Tenure: 3 - 36 months
• Personal Loans for Salaried
  • Loan amount: Up to Rs. 5 Lakhs
  • Interest rate: 11.99% - 59.99%
  • Tenure: 3 - 36 months
• Personal Loans for Self Employed
  • Loan amount: Up to Rs. 5 Lakhs
  • Interest rate: 11.99% - 59.99%
  • Tenure: 3 - 36 months

• Loan amount: StashFin offers personal loans up to Rs. 5 Lakhs.
• Repayment tenure: The borrowed loan amount can be repaid in tenure ranging from 3 months to 3 years. StashFin loans can be paid through Equal Monthly Instalments (EMIs) via electronic payment. 
• Rate of interest: StashFin offers personal loan interest rates ranging from 11.99% to 59.99% APR (Annual Percentage Rate). The interest rates may vary from case to case. 
• Processing fee: StashFin charges an affordable processing fee between 0% to 10% plus applicable GST on each loan. Each time you load the StashFin Card through the StashFin App, a processing fee will be charged on the withdrawn amount.

Following are the perosnal loan eligibility criteria of StashFin:

• Citizenship: StashFin processes loans to individuals who are recognized citizens of India. Therefore, you must submit the proof of nationality and address at the time of application.
• Age limit: The applicant must be aged at least 18 years when applying for the loan.
• Nature of employment: You must be a salaried employee or self-employed individual to apply for the loan.
• Income: Applicant’s monthly salary be minimum Rs. 15,000 to avail StashFin personal loan.
• NetBanking access: Since StashFin instant loans are offered using online transfers, it is mandatory for the applicant to net banking access with their salaried bank account.
• Good credit history: The applicant must have a good credit score to get hassle-free loan approval and an attractive interest rate on the loan.

If you are looking for StashFin loan apply online with the following documents:

Documents for Salaried:

Mandatory documents to get personal loan to salaried individual are:

• PAN Card as identity proof
• Aadhaar Card as address proof
• A copy of the cheque of salary bank account
• 3 months salary slips till date
• 6 months bank statement till date

Documents for Self-employed:

 Documents required to get personal loan to self-employed person are:

• Income Tax and GST Returns
• Proof of business ownership and continuity
• Last 6 months bank statements
• Last 2 years audited financials
• Proof of office address

To login to SatshFin portal, you have to register on StashFin Personal Loan portal first with the following steps:

• Visit the StashFin website and then click on ‘Not Registered’.
• Now enter the required details, such as your name, mobile number, city, monthly income, and so on. 
• Click on the ‘Proceed’ button after entering the details.
• Enter the OTP that you receive on your mobile number for completing the registration process. 
• Now you can set a password so that you can log in to the portal later on.

Once you have registered on the portal, you can opt for StashFin login by following the steps mentioned below:

• Visit the official website of StashFin.
• Click on the ‘Login’ button.
• Enter your Email ID or Mobile Number, and Password or OTP.
• Now click on the ‘Login’ button to avail services offered by StashFin.

There is no StashFin customer care number. You can click on the link below and select one of the given options to raise StashFin complaints resolve your issue by raising a ticket or to chat with a StashFin customer care executive:

https://www.stashfin.com/contact-us