AU Zenith credit card is the most premium credit card of AU Small Finance Bank. It offers a range of benefits and offers, including vouchers of top brands, bonus reward points, lower cross-currency foreign markup fees, complimentary airport and railway lounge access, and so on. This card is best suited for those who are looking for rewards and travel benefits.
Key Highlights
Features & Benefits
Fees & Charges
Eligibility Criteria
Required Documents
How to Apply
Key Highlights of AU Bank Zenith Credit Card
Following are the key highlights of the AU Bank Zenith Credit Card:
Annual card membership fee
Rs. 7,999 + applicable taxes
EMI conversion facility
Available on transactions above Rs. 2,000
Suitable for
Rewards and dining
Age
21 to 60 years
Features and Benefits of AU Bank Zenith Credit Card
Offers for First-Time Card Holders
Vouchers worth Rs. 1,000 of top brands on the first POS retail transaction.
10,000 bonus reward points on retail spends of Rs. 1 Lakh.
These benefits are applicable on retail spends done within 60 days of the card set up.
Fuel transactions and cash withdrawals are excluded from bonus reward points spending calculation.
Accelerated Rewards Program
20 reward points on spending every Rs. 100 on dining at standalone restaurants.
10 reward points on spending every Rs. 100 on international transactions, grocery & departmental stores.
5 reward points on spending every Rs. 100 across all other merchant categories.
Fuel transactions are excluded from earning reward points.
Bonus Reward Points
Choose from vouchers worth Rs. 1,000 of top brands on retail spends of Rs. 2 Lakhs or more per calendar quarter.
Complimentary Epicure Membership on retail spends of Rs. 8 Lakhs or more in a card anniversary year.
2,500 bonus reward points on one retail transaction done on your birthday.
Lower International Markup Fee
Lower cross-currency foreign markup fee of 1.99% on international transactions.
Complimentary Lounge Access
Complimentary lounge access within and outside India at 1,000+ airport lounges.
2 complimentary access at all participating lounges each calendar quarter with Priority Pass.
2 complimentary lounge access each calendar quarter in India with VISA cards.
2 complimentary lounge access each calendar quarter with VISA cards at railway stations in New Delhi, Ahmedabad, Kolkata (Sealdah), Jaipur, and Agra.
Complimentary airport and railway lounge access are also available to add-on cardholders within the mentioned complimentary number of visits.
Dedicated Concierge Services
Global Concierge Assistance for booking your travel, arranging a golf session, planning a perfect anniversary dinner, and so on. Call on 24x7 toll-free number at 1800 210 0298 or 022-42320298.
Fuel Surcharge Waiver
1% fuel surcharge waiver.
Valid for fuel transactions up to Rs. 1,000 per statement cycle done across all fuel stations in India.
Comprehensive Protection Cover
Rs. 2 Crores worth Air Accident Cover.
Credit Shield of up to Rs. 15 Lakhs.
Purchase Protection of up to Rs. 50,000.
Credit Liability Cover in the event of credit card loss. Zero liability on any fraudulent transactions made with the card after reporting the loss to the bank.
Cover for baggage loss/delay, flight delay, loss of passport, and plane hijack.
Contactless Card Usage
Use your AU Zenith Card to make quick, secure and easy payments by just tapping your card and paying at participating merchants without entering the credit card PIN for amounts up to Rs. 5,000.
XpressEMI
Convert transactions worth Rs. 2,000 or more into easy EMI options on the select tenure of your choice.
Annual Card Membership Fee
Rs. 7,999 + applicable taxes. This fee is waived on retail spends of Rs. 5,00,000 done in the previous card anniversary year.
AU Bank Zenith Credit Card Fees & Charges
Following are the fees and charges associated with AU Small Finance Bank Zenith Credit Card:
The age of primary cardholders must be between 21 and 60 years.
The age of add-on cardholders should be above 18 years.
The applicant should be an Indian resident.
The eligibility criteria mentioned above are indicativeonly. AU Bank reserves the right to approve or reject credit card applications.
AU Bank Zenith Credit Card Documents Required
If you want to apply for an AU Bank Zenith credit card, keep the following documents ready:
KYC documents: Valid Passport with photograph & signature/ Aadhar Card or proof of possession of Aadhar/ Driving Licence (handwritten/laminated) issued by regional transport Authority/ Voter's Identity Card issued by the election commission of India/ Job Card issued by NREGA (duly signed by an official of State Government), etc.
Income proof: Form 16, Income Tax Returns, and recent Salary Slips.
How to Apply for AU Bank Zenith Credit Card?
If you want to get an AU Bank Zenith Credit Card, you can apply online on our website by following the steps mentioned below:
Click on the ‘Credit Cards’ on the homepage of our website and select ‘AU Bank Credit Card’ from the dropdown menu.
Then select your preferred card and click the ‘Apply Now’ button.
Enter all the required details such as your mobile number, name, email address, employment information, income details, etc.
Verify your mobile number with an OTP.
You will get a call from our credit cards expert soon to help you complete the credit card application process.
FAQs
In case you have an AU Small Finance Bank account, the bill payment can be made through Internet Banking, Mobile Banking, ATMs, or Standing Instruction facility such as Autopay.
If you are a Non-AU Small Finance Bank account holder, the card payment can be made through the Bill Desk facility with other banks’ Net Banking account or through NEFT fund transfer mode from other bank accounts (with IFSC code AUBL0CCARDS).
You can also drop cheques or drafts into any of the AU Small Finance Bank Credit Card drop boxes placed in the AU Small Finance Bank branches.
One more payment option is cash payments at the bank branches.
You can contact the AU Bank Credit Card Customer Care team for any inquiries or grievance redressal through any of the following ways:
24X7 hours call centre number: 1800 1200 1500
Email: creditcard.support@aubank.in
Zenith and Vetta customers can send emails on: creditcard.priority@aubank.in
Mail: AU Small Finance Bank, Credit Card Division, Third Floor Hall C, Sunny Junction STC, New Atish Market, Jaipur, Rajasthan - 302020
The annual card membership fee for an AU Zenith credit card is Rs. 7,999 + applicable taxes.
Yes, you can get the first annual card fee waiver if you make Rs. 1,25,000 retail spending within 90 days of card set up. To get the fee waiver for the second year onwards, you must make Rs. 5,00,000 retail spends in the previous card anniversary year.
No. This card is available only for Indian residents.
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