HDFC Diners Club Privilege Credit Card

Following are some of the major HDFC Diners Club Privilege Card benefits:

Lounge Access

• All HDFC Diners Club Privilege credit card members are entitled for 2 complimentary visits to airport lounges across the world per calendar quarter. 
• The benefit of complimentary lounge access is valid for primary, as well as add-on card members. 
• In order to avail complimentary lounge access, card members are required to spend at least Rs 15,000 in the previous quarter. 

Welcome Benefit

As a card member, you can avail complimentary annual membership of Swiggy One and Times Prime on reaching a spend threshold of Rs 75,000 within the first 90 days of HDFC Diners Club Privilege credit card issuance. 

Milestone Benefit

• HDFC Diners Club Privilege credit card members can also get bonus vouchers worth Rs 1,500 on achieving a spend of Rs 1.5 lakh per calendar quarter. 
• The vouchers of Rs 1,500 include popular brands such as Marriott Experience or Barbeque Nation or Decathlon or Lakme Salon or O2 Spa.

Movie Benefit

• All Diners Club Privilege credit card members are eligible for ‘Buy 1 Get 1 Free’ on movie/non-movie weekend ticket purchases through BookMyShow. 
• The ‘Buy 1 Get 1 Free’ offer on movie/non-movie tickets is applicable for weekends only, i.e., shows listed for Friday, Saturday and Sunday. However, tickets can be purchased any day of the week. 
• The maximum discount under ‘Buy 1 Get 1 Free’ is capped at Rs 250 per ticket and a maximum of up to 2 free tickets can be claimed every calendar month per credit card.

Reward Points

• All HDFC Diners Club Privilege credit card members can earn 4 reward points for every Rs 150 spent on retail purchases. 
• You can earn 5X reward points, or 20 reward points on every Rs 150 spent on Swiggy and Zomato. 
• The additional 4X reward point, or 16 reward points are capped at 2,500 per calendar month. 
• Spend via HDFC Diners Club Privilege Smartbuy page can fetch up to 10X reward points. 

Reward Point Redemption:

• HDFC Diners Club Privilege credit card members can redeem reward points through HDFC Smartbuy page or HDFC net banking. 
• The value of 1 reward point stands at Rs 0.50 if it is redeemed against flight tickets, hotel bookings, and exclusive privilege dining catalogue on selected restaurants via Smartbuy. 
• The value of 1 reward point on exclusive reward redemption catalogue is up to Rs 0.35. 
• Card members willing to convert reward points into cash back can get a value of Rs 0.20 per 1 reward point.

Other Complimentary Benefits

• Accidental Air Death Cover: Rs 1 crore
• Emergency overseas hospitalisation: Up to Rs 25 lakh
• Travel Insurance Cover: Up to Rs 50,000 on baggage delay
• Credit Liability cover: Up to Rs 9 Lakh

Following are the Freedom Credit Card eligibility criteria in detail:

Eligibility for Salaried:

• The applicant should be an Indian citizen.
• The minimum age of the applicant should be 21 years and the maximum up to 60 years.
• The net monthly income of the applicant should be above Rs. 70,000.

Eligibility for Self-employed:

• The applicant should be an Indian citizen.
• The minimum age of the applicant should be 21 years and the maximum up to 65 years.
• The Income Tax Return (ITR) of the applicant should be above Rs. 8.4 Lakhs per annum.

Also Read: HDFC Bank Virtual Credit Card

HDFC Bank requires certain documents that can be submitted for KYC purposes. This includes

• Passport size photographs. 
• A user is mandatorily required to submit a copy of PAN. Those who don’t possess a PAN can provide a copy of Form 60. 
• For verifying the identity, credit card applicants can submit a passport, or a Voter’s ID card, or an Aadhaar card, or a copy of driving licence. 
• For verifying the address, users can submit a passport, or a Voter’s ID card, or an Aadhaar card. 
  Additionally, the bank may ask for latest salary slips and bank statements, or Form 16 to verify the earnings and source of income. 

You can apply for HDFC Bank Diners Club Privilege credit card online on MyMoneyMantra’s website by following the steps:

Step 1: Go to the Credit Cards page available on our website.
Step 2: Choose ‘HDFC’ from the dropdown menu under the ‘Credit Cards’ section.
Step 3: Click on the ‘Apply Now’ button.
Step 4: Enter all the details required including your name, mobile number, email id, employment type, net monthly income, company name, etc.
Step 5: Verify your mobile number with the OTP received by you.
Step 6: You will receive a call from our representative soon to help you complete the credit card application process.