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RBL Bank Credit Card

RBL Bank Credit Card

RBL Credit Cards are the most popular cards among each segment of users. You can enhance your lifestyle, splurge on a luxurious indulgence, make your purchases rewarding, get fuel benefits, fly to global destinations with these cards.

On RBL Bank website
  • Top 10 RBL Credit Cards
  • Features and Benefits
  • Charges
  • Reward Points
  • Eligibility
  • Bill Payment
  • Documents are Required

Top 10 RBL Credit Cards

Card NameAnnual FeeBest For
Platinum Delight CardRs. 1,000Rewards
CA SuperCardRs. 999 + Service TaxCash Withdrawal, Rewards & Lifestyle
World Safari Credit CardRs. 3,000Travel
Edition Credit CardRs. 2,000Cashback & Movies
Shoprite Credit CardRs. 500Shopping & Rewards
Movies and More CardRs. 1,000Movies & Cashback
Doctor’s SuperCardRs. 999Health, Shopping & Lounge Access
World Max SuperCardRs. 2,999Shopping & Rewards
RBL Bank Paisa On DemandRs. 500Instant money Transfer, Shopping & Rewards
RBL Bank Popcorn Credit CardRs. 1,000Entertainment & Cashback

RBL Bank Credit Card Features and Benefits

The main features of the RBL Credit Card are:

  • RBL cards have a PIN-based EMV chip which enhances the security feature which protects against fraudulent transactions.
  • With the chip, the payment mechanism is safer and reduces the chances of personal data being copied, skimming etc.
  • It is mandatory to use a PIN i.e. Personal Identification Number to authorise the transactions.
  • Online transactions are made safer with the validation of the transactions with an OTP ( one- time password).
  • OTP is sent to the registered mobile number.
  • With Flexi limit facility, regulating your card limit and the add-on card limit is just a call away.
  • Information regarding payment receipt, important card transactions made on the credit card, due date for card payment etc. vide SMS to the registered mobile number.
  • RBL credit cards are accepted at major establishments across the globe.
  • Purchases can be made in any currency and paid back in Indian Rupees.
  • Online access to your credit card account is available. You can view both the billed and unbilled transactions and also can view the available limit in the card.
  • ATM that displays a Cirrus/Maestro/Master card sign can be accessed in India or abroad.
  • There is a zero- fraud liability cover for the transactions made on your lost or stolen card after informing the customer care about the loss/theft.
  • Up to 5 add-on cards will be issued.

The following benefits can be availed with RBL Bank Credit Card:

  • Split n Pay facility: Under this facility, you can convert heavy purchases into EMI and pay in easy instalments. The repayment option will be 3, 6 and 12 months. This EMI facility will be available at a nominal rate of interest and the processing charge for this transaction will be nominal. Any RBL Credit Card holder is eligible for this facility. To avail this facility, you can call the toll-free number 1800-121-9050 or send an SMS EMI to 560701.
  • Transfer n Pay facility: This facility is offered to select customers. This facility allows the transfer of balances on other bank credit cards and payment in easy instalments. The repayment option available is 3, 6 or 12 months.
  • Xpress Cash facility: This facility is available for select credit cardholders. Under this facility, pre-approved cash up to the credit card limit will be available and you can utilise this whenever in need of funds and repay in easy instalments. Multiple repayment options are available which will ease the repayment. Instant cash will be available with no additional documentation.
  • Cash Advance: This facility is available for select credit cardholders. The cardholder can opt for the one -month cash advance wherein a pre-approved cash advance will be available within the credit limit of the card which can be paid in easy instalments.
  • Dial for Cash: This offers a pre-approved loan and the credit limit of the card will be available for usage along with the loan. The loan can be repaid in easy instalments.
  • Split n Pay Plus: You have the option to convert any purchase above Rs. 3,000 into EMI and pay in easy instalments. Both billed and unbilled transactions are eligible for conversion.

RBL Bank Credit Card Fees & Charges

The details of fees for RBL Bank Credit Card are as mentioned in the table below:

Name of the CardAnnual FeeRenewal Fee
Insignia Preferred Banking World CardNilNil
RBL Bank Icon CardRs. 5,000Rs. 5,000
Platinum Maxima CardRs. 2,000Rs. 2,000
Platinum ShopDaily SuperCardRs. 499Rs. 499 (reversed on spending Rs. 50,000)
Freedom SuperCardRs. 999Rs. 999 (waived on spending Rs. 75,000 in a year)
Platinum Delight CardRs. 1,000Rs. 1,000 (waived on spend of Rs. 1.50 Lakhs or more in a year).
Titanium Delight CardRs. 750Rs. 750 (waived on spend of Rs. 1 Lakh the previous year).
Movies and More CardRs. 1,000Rs. 1,000 (waived on spend of Rs. 1.50 Lakhs the previous year.
Blockbuster CardRs. 3,000Rs. 3,000
Money Tap Black CardRs. 3,000Rs. 3,000
Shoprite cardRs. 500Rs. 500 (waived on spends of Rs. 1 Lakh and more in the previous year).
ET Money LoanpassNilRs. 499 (waived on spend of Rs. 1 Lakh and more in the previous year).
Paisa on DemandRs. 500Rs. 500 (waived on spend of Rs. 1 Lakh and more in the previous year).
RBL Bank Fun+ CardRs. 499Rs. 499 (waived on spend of Rs. 1.50 Lakhs and more in the previous year).
World Prime SuperCardRs. 2,999Rs. 2,999
World Max SuperCardRs. 2,999Rs. 2,999
World Plus SuperCardRs. 4,999Rs. 4,999
MoCash Credit CardRs. 500Rs. 500 (waived on spend of Rs. 1 Lakh and more in the previous year).
Doctor's SuperCardRs. 999Rs. 999
RBL Bank Cookies Credit CardRs. 500Rs. 500
Corporate CardNilNil
All other RBL Bank Titanium CardsUp to Rs. 2,000Up to Rs. 2,000
All other RBL Bank Platinum CardsUp to Rs. 4,000Up to Rs. 4,000
Add on CardsNilNil
RBL Bank Popcorn Credit Card Rs. 1,000Rs. 1,000
RBL Bank Monthly Treats Credit CardThis card comes with a monthly membership fee of Rs. 50Monthly fee is waived off on spending Rs. 3,000 every month.
World Safari Credit Card Rs. 3,000Rs. 3,000
Edition Credit Card Rs. 2,000Rs. 2,000 (Annual fee is waived off on spending Rs. 2,50,000 in the preceding year).
Edition Classic Credit CardRs. 500Rs. 500
Platinum Shopgain SuperCardRs. 1,499Rs. 1,499
RBL Bank vCardNilRs. 500 (Annual fee from second year onwards is waived off on spending more than Rs. 1 Lakh in the previous year).
Platinum LifeEasy SuperCardRs. 1,999 (Welcome Gift of Gift Vouchers worth Rs. 2,000 on payment of fee).Rs. 1,999 (Spend Rs. 2,00,000 in a year and get next year's annual fee waived off).
CA SuperCardNilRs. 999 (Reversed on spending Rs. 1,00,000 in a year).
Platinum Bonus SuperCardRs. 999Rs. 999 (Spend Rs. 1,00,000 in a year and get next year's annual fee waived off).
Platinum ShopSmart SuperCardRs. 499Rs. 499 (Reversed on spending of Rs. 50,000)
Platinum TravelEasy SuperCardRs. 999Rs. 999 (Spend Rs. 1,00,000 in a year and get next year's annual fee waived off).
Platinum ValuePlus SuperCardRs. 499Rs. 499 (Spend Rs. 50,000 in a year and get next year's annual fee waived off).

*All charges mentioned above are exclusive of GST. Applicable GST will be levied.

Balance Transfer: How to Use the BT Feature and What are the Benefits?

RBL Bank offers Transfer ‘n’ Pay facility, which is an exclusive & pre-approved facility for select card members that allows:

  • Balance Transfer from any other credit card to RBL Bank Credit Card with payback in low-cost EMIs according to your choice.
  • You can choose from 3/6/12 months as repayment tenure for the amount with minimum processing fee.

RBL Credit Card Reward Points

Reward details are as mentioned in the table below:

Name of the CardDetails of RewardsSpecial Rewards
Insignia Preferred Banking World Card
  • 5 reward points for every 100 spent within India
  • 10 reward points for every 100 spent abroad
 Nil
Platinum Maxima Card
  • Pay the annual fee and make a purchase within 30 days of issuance of the card and earn 8000 reward points a welcome gift.
  • 2 Reward points for every Rs. 100 spent.
  • 10 reward points for every Rs. 100 spent on dining, entertainment, utility bills payment, fuel, and international transactions.
  • 10,000 bonus reward points for purchases of Rs. 2 Lakhs and more in a year.
  • Additional 10,000 point for crossing Rs. 3.5 Lakhs utilisation in a year
Platinum Delight Card
  • Use your card within 60 days from the date of issuance and earn 4,000 reward points as welcome gift.
  • 2 reward points on every Rs. 100 spent on all purchases.
  • Earn 4 reward points on every Rs. 100 spent on weekends
  • 1,000 bonus points for 5 transactions above Rs. 1,000 in a month.
Titanium Delight Card
  • 2,000 bonus points as welcome gift for the usage of the card within 30 days from the date of issuance of the card.
  • 1 reward point on Rs. 100 spent for groceries, dining, travel, and utility bills
  • Additional 1,000 points on spend of Rs. 10,000 with 60 days from the date of issuance of the card.
  • 4,000 bonus points for spends over Rs. 1.20 Lakhs in a year.
Classic Platinum Card
  • Inland spend of every 100 will fetch 2 reward points
  • 4 reward points for every Rs. 100 spent abroad
No special rewards
Movies and More Card1 reward point for every Rs. 100 spent on all purchases except fuel.
  • 10 reward points for every Rs. 100 spent at Pizza Hut, KFC, and BookMyShow
  • Dining spends of every Rs. 100 on Wednesdays will earn 20 points.
MoneyTap Card
  • Welcome gift by way of 2,000 reward points
  • 1 reward point for every Rs. 100 spent on all purchases
  • 20 reward points for every Rs. 100 spent on groceries on Wednesday.
  • 40 reward points for every Rs. 100 spent on Pizza Hut on Wednesdays.
  • Spend linked bonus points of 4,000 points.
RBL Bank Icon Card2 reward points for every Rs. 100 spent on all purchase
  • 20 reward points for every Rs. 100 spent on dining and international transactions.
  • 10,000 bonus points for spends crossing Rs. 3.5 Lakhs in a year
  • Additional 15,000 bonus points for spends over Rs. 5 Lakhs in a year.
  • Additional 20,000 bonus points for spends over Rs. 8 Lakhs in a year.
RBL Bank Fun+ Credit Card
  • Movie voucher worth Rs. 1,000 on the first usage of card as welcome gift.
  • 1 reward points for every Rs. 100 spent on all purchases except fuel.
  • Earn 20 reward points for every Rs. 100 spent on dining on weekends.
  • 10 reward points for every Rs. 100 spent on BookMyShow, KFC, and Pizza Hut.
Platinum Edge SuperCard2 reward points for every Rs. 100 spent on all purchases.20 reward points for every Rs. 100 spent on dining on Wednesdays.
Platinum Prime SuperCard2 reward points for every Rs. 100 spent on all purchases.
  • 10,000 reward points for spends over Rs. 1.50 Lakhs a year.
  • Additional 5,000 points for crossing Rs. 2 Lakhs spend in a year.
  • 20 reward points for every Rs. 100 spent on dining on Wednesdays.
Platinum Max SuperCard4,000 reward points as a welcome gift for spend of Rs. 2,000 within 60 days from the date of issuance of the card.
  • 10,000 reward points for spends over Rs. 1.50 Lakhs a year.
  • Additional 5,000 points for crossing Rs. 2 Lakhs spend in a year.
  • 20 reward points for every Rs. 100 spent on dining on Wednesdays.
Platinum Classic SuperCard
  • 2,000 reward points as a welcome gift for spend of Rs. 2,000 within 60 days from the date of issuance of the card.
  • 1 reward point for every Rs. 100 spent on all purchases
For spend of Rs. 10,000 a month, 1000 reward points
World Prime SuperCard
  • 12,000 reward points as a welcome gift.
  • 2 reward points for every Rs. 100 spent on all purchases.
  • 10,000 bonus points on crossing spends of Rs. 1.50 Lakhs and Rs. 3.50 Lakhs in a year.
  • 4 reward points on every spend of Rs. 100 online
World Max SuperCard2 reward points for every Rs. 100 spent on all purchases.
  • Spend up to Rs. 25,000 a month and get reward points of 1,500.
  • Reach spends of Rs. 40,000 and Rs. 50,000 and get additional reward points of 1,000.
  • 20 reward points for every Rs. 100 spent on dining on weekends.
Blockbuster Credit Card
  • 2 reward points for every Rs. 100 spent on all purchases except fuel.
  • 8000 reward points as a welcome gift.
  • For spends over Rs. 3.5 Lakhs a year get 10,000 bonus points.
  • Additional 15,000 points for spends over Rs. 5 Lakhs in a year.
  • 20 reward points on every spend of Rs. 100 on dining on weekends.
MoneyTap Black Card2 reward points for spends on groceries, dining, entertainment, and utility bills.
  • 10 reward points for every Rs. 100 spent online with a maximum of 500 points in a month.
  • 8,000 reward points on an annual spend of Rs. 2.5 Lakhs and an additional 8,000 points for crossing spend of Rs. 5 Lakhs in a year.
  • 1,000 reward points for transaction over Rs. 1,000 5 times in a month.
MoCash Credit Card
  • 2,000 reward points as a welcome gift.
  • 1 reward point for every Rs. 100 spent on all purchases except fuel.
  • 2 reward points for every Rs. 100 spent online.
1,000 bonus points for Rs. 1 Lakhs spent online, 5 times in a year.
Shoprite Credit Card
  • 1 reward point for every Rs. 100 spent on all purchases except fuel.
  • 2,000 reward points as welcome gift.
20 reward points for every Rs. 100 spent on groceries
Platinum Choice SuperCard
  • 4,000 reward points as a welcome gift
  • 1 reward point for every Rs. 100 spent on all purchases
  • 2 reward points on every Rs. 100 spent online.
  • Cross a spend of Rs. 75,000 in a year and get 5,000 reward points.
Platinum Plus SuperCard1 reward point for every Rs. 100 spent on all purchases.
  • 2 reward points on every Rs. 100 spent online.
  • Cross a spend of Rs. 1,50,000 in a year and get 10,000 reward points
World Plus SuperCard
  • 20,000 reward points as a welcome gift.
  • 2 reward points for every Rs. 100 spent on all purchases.
  • Cross a spend of Rs. 3 Lakhs and get bonus points of 20,000.
  • Additional points of 20,000 on crossing annual spend of Rs. 5 Lakhs.
RBL Bank Etmoney Loanpass
  • 1,000 point as a welcome gift.
  • 1 reward point for every Rs. 100 spent.
4,000 reward points on crossing spend of Rs. 1.20 Lakhs in a year.
Corporate Cards
  • 2 reward points for every Rs. 100 spent in India.
  • 4 reward points for every Rs. 100 spent abroad.
No special rewards
RBL Bank Paisa on Demand
  • 2,000 reward points as a welcome gift.
  • 1 reward point on every Rs. 100 spent.
4,000 reward points on spending over Rs. 1.20 Lakhs in a year.
Platinum Advantage SuperCard
  • 2,000 reward points as a welcome gift.
  • 1 reward point for every Rs. 100 spent.
  • 20 reward points on the purchase of grocery with a maximum of 1,000 points.
  • 10 reward points for fuel refilling with a maximum of 1,000 points.
RBL Bank Cookies Credit Card
  • Amazon voucher worth Rs. 500 as a welcome gift.
  • 1 reward point for every Rs. 100 spent except for fuel.
2 reward points for every Rs. 100 spent online.
Doctor SuperCard
  • Vouchers worth Rs. 1,000 from Amazon, Yatra or Makemytrip.
  • 1 reward point on every Rs. 100 spent.
  • 2 reward points for every Rs. 100 spent online.
  • Gift vouchers worth Rs. 2,000 from well -known brands on the transaction over Rs. 1 Lakh in a year.
  • Additional voucher worth Rs. 2,000 on crossing spends between Rs. 1.50 Lakhs and Rs. 2 Lakhs a year.
RBL Bank Monthly Treats Credit Card
  • 2 reward points for spending every Rs. 100 on all online purchases.
  • 1 reward point for spending every Rs. 100 on all offline purchases except fuel.
 Nil
World Safari Credit Card
  • 2 travel points for spending every Rs. 100 on all your purchases.
  • 5 travel points for spending every Rs. 100 on travel spends.
  • MakeMyTrip voucher valued Rs. 3,000 as Welcome Gift.
  • 10,000 bonus travel points on spending Rs. 2.5 Lakhs in a year.
  • 15,000 travel points on spending Rs. 5 Lakhs in a year.
Edition Credit Card
  • 10 Edition Cash on spending every Rs. 100 on dining or food purchases made on Zomato.
  • 2 Edition Cash on spending every Rs. 100 online or food purchases done through any platform other than Zomato.
  • 1 Edition Cash spending every Rs. 100 everywhere else.
2,000 Edition Cash on spending Rs. 5 Lakhs every year (1 Edition Cash = Re. 1).
Edition Classic Credit Card
  • 5 Edition Cash on spending every Rs. 100 on dining or food purchases made on Zomato.
  • 1.5 Edition Cash on spending every Rs. 100 online or food purchases done through any platform other than Zomato.
  • 1 Edition Cash spending every Rs. 100 everywhere else.
  • 500 Edition Cash s welcome gift (1 Edition Cash = Re. 1).
  • 2,000 Edition Cash on spending Rs. 2 Lakhs every year (1 Edition Cash = Re. 1).
RBL Bank vCard1 reward point on spending every Rs. 100.
  • 1,000 bonus rewards points on spending Rs. 10,000 or more within 60 days of card setup.
  • 4,000 bonus reward points on spending above Rs. 1.2 Lakhs in a year, redeemable for vouchers worth Rs. 1,000.
Platinum LifeEasy SuperCard Nil
  • Gift vouchers worth Rs. 2,000 on paying joining fees and spending Rs. 2,000 within 30 days of issuance.
  • Gift vouchers worth 1,000 for spending every Rs. 1,00,000 in a year.
  • Second year fee reversal on spending Rs. 2,00,000 in the first year.
CA SuperCard
  • 1 reward point on spending every Rs. 100 on all spends except fuel.
  • 2X reward points on all online spends, except online purchases for Education, Insurance, Wallet Load, and Utilities (including Bills2Pay). (Maximum Cap: 1,000 reward points)
  • 10 reward points on spending every Rs. 100 on dining.
  • Spend Rs. 1 Lakh in a year & get second year annual fee of Rs. 999 reversed.
  • Spend Rs. 1.5 Lakhs in a year & get Annual ICAI fee up to Rs. 3,000 reversed.
  • Gift voucher valued Rs. 1,000 on spending every Rs. 4 Lakhs.
Platinum Bonus SuperCard
  • 1,500 reward points on 4 transactions worth Rs. 1,000 each per month.
  • 5,000 reward points on spending every Rs. 1,00,000 in a year.
  • Second year fee reversed on spending Rs. 1,00,000.
6,000 reward points on paying joining fees and spending Rs. 2,000 within 30 days of issuance.
Platinum ShopSmart SuperCard NilSecond year fee reversed on spending Rs. 50,000.
Platinum TravelEasy SuperCard NilGift vouchers valued Rs. 1,000 on paying joining fees and spending Rs. 2,000 within 30 days of issuance.
Platinum ValuePlus SuperCard NilGift vouchers valued Rs. 500 on paying joining fees and spending Rs. 2,000 within 30 days of issuance.

RBL Bank Credit Card Eligibility

The eligibility criteria to apply for RBL Bank Credit Card are as follows:

  • Applicant should be in the age group between 21 years to 65 years.
  • Applicant should either be salaried or self-employed. A stable income is a very important requirement to qualify for the Credit Card.
  • The income criteria are different for different category of cards and some of the cards are issued only to individuals in a particular income bracket.
  • The CIBIL score of the applicant should be satisfactory and preferably above 750.
  • There should be no delinquency reported in the credit history.
  • A well -managed debt to income ratio shows financial discipline. If the debt to income ratio is not satisfactory the application for the credit card will be rejected.
  • The outstanding balances in the existing credit cards also play a very important role while taking a decision regarding issuing of the credit card. Heavy outstanding balances in existing credit cards shows lack of financial discipline.

Bill Payment Options for RBL Credit Card

RBL Bank Credit Card payment can be made in the following ways:

  • By cash: The bill payment can be made by cash at any of the RBL Bank branches
  • Auto-Debit: Cardholders can give standing instructions to debit the credit card dues to their bank account.
  • NACH: This is an online form which can be filled by the cardholders. It authorises the bank to debit the credit dues to the cardholder's bank account.
  • Cheque/Draft: You can also make the card outstanding payment through a Cheque/Draft.
  • NEFT: Credit Card outstanding dues can be made through NEFT also. You have to mention the card number in place of the beneficiary account number.
  • Internet Banking: Credit Card bill payment can be done by the cardholder vide internet banking through their bank account.

The following documents are required to apply for RBL Bank Credit Card:

  • Proof of Identity such as Aadhar Card, Voter's ID Card, Pass Port, Driving Licence and PAN Card.
  • Address Proof such as Aadhar Card, Passport, Driving Licence, Utility bills, Rental Agreement, Credit Card Statement/ Pass sheet of other banks not older than 3 months.
  • Income Proof such as IT Returns, form 16 and the latest Salary Slips

RBL Credit Card FAQs

Yes, RBL Bank Credit Cards can be used all over the world for any transactions. Purchases can be made in any currency and paid later in Indian Rupees.

The loss of card should be reported to the customer care executives through the customer care helpline. Thereafter the executives of the bank will provide you with an immediate solution.

Yes, cash withdrawal up to the cash limit can be withdrawn from any ATM in India.

You should call the 24 x 7 toll-free customer care number 1800-121-9050 and inform the executive regarding the surrendering of the card. Also, provide the reference number given in your earlier interaction along with your account number and credit card number.

The cash limit will be mentioned in the monthly billing statement.

  • You can get the outstanding balance online by registering your credit card on RBL internet banking facility.
  • Real- time balance will be indicated through SMS alerts every time a transaction is made on the card.
  • Using your pin number and access code you can check the outstanding balance of the credit card at ATMs.
  • You can also visit the nearest RBL branch and get the outstanding balance.

You can transfer funds from RBL Credit Card to the bank account by using the Money Tap App.