Air India SBI Signature Credit Card
Air India SBI Signature Credit Card Features and Benefits
Welcome Gift:
- As you pay the joining fee, you get 20,000 Reward points as a Welcome Gift to Air India SBI Signature Card.
- With your Air India Signature SBI Co-Branded Card, you also get a complimentary membership for Air India Frequent Flyer program-Flying Returns.
Terms of use:
- It will take 15 days from the date of payment to credit 20,000 Welcome Reward Points.
- Your existing flying returns loyalty number is linked to your card.
- Before redeeming miles for the self, you must have at least one flight accrual activity registered from the date of enrolment as a Flying Returns member; while to redeem the same for family and friends, you must have at least five flight accrual activities registered from the date of enrolment.
Earn Spend Based Rewards:
- You earn 4 Reward points per 100 spent through Air India SBI Signature Card.
- On renewal of your card, you get Anniversary Gift of 5,000 Reward Points.
- You also earn up to 1,00,000 bonus Reward Points from the second year onwards, subject to previous year's total spends through the card.
Spend Based Annual Bonus Rewards for Air India SBI Signature Card
| Annual Retail Spends | Bonus Reward Points | Cumulative Bonus Reward Points |
| 5 Lakh | 20,000 | 20,000 |
| 10 Lakh | 30,000 | 50,000 |
| 20 Lakh | 50,000 | 1,00,000 |
The reward points can be converted into Air India Miles; 1 Reward Point = 1 Air India Air mile.
Air India SBI Signature Credit Card Fees and Charges
| Card Annual Fee: | |
| Joining Fee | Up to 4,999 (one time) |
| Renewal Fee | 4,999 per annum, second year onwards |
| Add-on Fee | Nil |
| Extended Credit: | |
| Interest-free credit period on retail purchases | 20-50 days, subject to the full payment of previous month's dues |
| Finance charges | Up to 3.35% per month, i.e., 40.2% per annum, from the transaction date |
| Minimum Due | 5% of Total Outstanding (Minimum of 200 + applicable taxes + EMI ( if any) + OVL amount (if any) |
| Cash Advance: | |
| Cash Advance Limit | Varies, up to 80% of the credit limit assigned; maximum of 15,000 per day |
| Free Credit Period | Nil |
| Finance charges | Up to 3.35% per month, i.e., 40.2% per annum from the withdrawal date |
| Cash Advance Fee: | |
| From SBI or other Domestic ATMs | 2.5% of the amount, a minimum of 300 |
| From International ATMs | 3% of the amount, a minimum of 300 |
| Other Charges: | |
| Cash Payment Fee | 100 |
| Cheque Fee | 100 (for cheques up to 10,000) |
| Cheque pickup | 100 |
| Payment Dishonour fee | 2% of the amount, a minimum of 450 |
| Statement retrieval | 100 per statement *for retrieval of more than 2 months old statements |
| Overlimit charges | 2.5% of over limit, subject to a minimum of 500 |
| Card Replacement Fee (From India) | 100 |
| Card Replacement, when abroad | Nil |
| Foreign Currency Transaction- Conversion Mark Up | 3.5% |
| Rewards Redemption Fee | Up to 99 *Nil for redemption on Air India Miles |
| Late Payment Fees: | |
| Balance up to 200 | NIL |
| Balance between 200 to 500 | 100 |
| Balance between 500 to 1000 | 400 |
| Balance between 1000 to 10,000 | 600 |
| Balance between 10,000 to 25,000 | 800 |
| Balance greater than 25,000 | 950 |
| Surcharge: | |
| On Railway tickets booked through counters | 30 + 2.5% of transaction |
| On Railway tickets booked through irctc.co.in | 1.8% of transaction + applicable tax |
| At petrol pumps: (for petrol and other products or services) | 1% fuel surcharge waiver for each transaction of 500 to 4,000, exclusive taxes. * Maximum of 250 surcharge waiver per statement cycle, per credit card account |
| Customs Duty | 2.25% of the transaction, a minimum of 75 |
| Payment Settlement | Payments for the account will be settled as per the Minimum Amount Due, Fees & Other Charges, Interest charges, Balance Transfer Outstanding, Purchase Outstanding and Cash Advance. |
Lost Card Liability Cover
With your Air India SBI Signature Card, you get complimentary lost card liability cover of 1 Lakh. This cover is applicable from the period of 48 hours prior to reporting of loss till 7 days post the reporting of loss.
Get Cash, Anywhere & Everywhere
Air India SBI Signature Card is a global Card. You can access your card worldwide without a halt. You can access over 1 million Visa ATMs worldwide, including more than 18,000 ATMs in India. Besides, you can transact through 10,000 State Bank of India ATMs across 100 cities in India.
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Air India SBI Signature Credit Card Rewards on Air Tickets
- Earn 30 Reward Points per 100 spent on booking of Air India tickets for the Self through Air India Website and mobile app.
- Earn 10 Reward Points per 100 spent on booking of Air India tickets for others through Air India Website and mobile app.
- Earn 10 Reward Points per 100 spent on booking of Air India tickets for the self or others, through Air India booking offices and call centres. The contact number for the same is 18001801407.
- You also earn 10 Reward Points per 100 spent on SuperSaver booklet purchases.
Terms of use:
- Up to 30 Reward Points are credited within 45 days from the date of a transaction.
- It takes 7 working days to convert Reward Points to Air India Air Miles after the request is received.
- The minimum threshold for Air Mile redemption is 10,000 reward points and further on the multiples of 5,000.
- The requests once made for converting Reward Points into Air Miles cannot be reversed.
Access to Leading Airport Luxury Lounges
- With your Air India SBI Signature Card, you enjoy access to 600 leading International Airport Luxury Lounges with complimentary Priority Pass Program.
- Besides, also enjoy 8 complimentary visits through domestic Visa Lounge Access Program in India. You can make a maximum of 2 visits per quarter.
Terms of Use
- With every Priority Pass member lounge visit, a usage fee up to $27 will be transacted through your Air India SBI Signature Card.
Lost Card Liability Cover
- With your Air India SBI Signature Card, you get complimentary lost card liability cover of 1 Lakh.
- This cover is applicable from the period of 48 hours prior to reporting of loss till 7 days post the reporting of loss.
Get Cash, Anywhere & Everywhere
- Air India SBI Signature Card is a global Card. You can access your card worldwide without a halt. You can access over 1 million Visa ATMs worldwide, including more than 18,000 ATMs in India. Besides, you can transact through 10,000 State Bank of India ATMs across 100 cities in India.
Fuel Surcharge Waiver
- Enjoy 1% fuel surcharge waiver across all petrol pumps in India. You can save the surcharge on each transaction between 500 to 4,000, excluding taxes.
- The limit of surcharge waiver is 250 per statement cycle per card.
Global Acceptance
- The card is accepted at over 2 million Visa Outlets worldwide, including over 2,85,000 outlets in India.
Add On Cards for Family
- You can apply for Add-On Card at no charge for your family members above the age of 18.
Safe and Secure Card
- Your Air India SBI Signature Card is a chip and pin enabled card and ensures security against counterfeiting and skimming.
Easy Bill Pay Facility
- With Easy Bill Pay Facility you can set standing instruction for your utility bills such as electricity, insurance, telephone, etc and pay your bills hassle fee before the due date through your card.
Flexipay
- Using Flexipay facility through your Air India SBI Signature Card, you can convert any of your retail purchase worth 2,500 or more into Easy Monthly Instalment. You can make the request within 30 days of the transaction to convert your purchase into EMI through sbicard.com. To make the request, your previous card balance should be clear.
Balance Transfer on EMI
- With BT on EMI, you can save while clearing out the balance of your other credit cards You can log on to sbicard.com and request to transfer the outstanding balance of other credit cards to your Air India SBI Signature Card. The request is processed at a lower rate of interest for an affordable EMI plan.
Easy Money
- Being a valued customer of Air India SBI Signature Card, you can request Easy Money to your doorstep. As you require for credit, you get a draft or cheque against your cash limit delivered to your home.
Railway Ticket Booking
- When you book Railway Tickets online through Air India SBI Signature Card, you can get doorstep delivery of tickets.
Emergency Card Replacement
- Your Air India SBI Signature Card comes with a 24x7 helpline for emergency card replacement. You can travel abroad with peace of mind.
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Air India SBI Signature Credit Card FAQs
To apply for Air India SBI Signature Card, all you need to do is fill a form on MyMoneyMantra Website. An OTP is generated and sent to your mobile number. As you submit the OTP, you are directed to a Credit Cards listing page. Here you can either directly select Air India SBI Signature Card and apply or connect with SBI Card. Or, compare it with other SBI Cards before applying. As you register on our website, a credit card expert will call you and answer all your queries regarding the card application and formalities. She will assist and arrange for doorstep collection of documents followed by doorstep card delivery by SBI Card.
You require a copy of valid documents to prove your identity, income and address proof. You will need the following:
- 2 passport size photographs
- Identity Proof (any one): Passport, Driver's License, Voter's ID, PAN, Aadhaar Card
- Address proof (anyone): Passport, Driver's License, Voter's ID, Aadhaar Card, Utility bills such as electricity bill, telephone bill, mobile phone bill; Bank Statement
- Income Proof: For salaried individuals: Last 3 months' salary slips (or) last 3 months' bank statements; For self- employed individuals: Previous year's ITR along with last 3 months bank statement and Form 16.
To convert your Air India SBI Signature Card Reward Points to Air India Air Miles call SBI Card Helpline: 1860 180 1290 or 39020202 (prefix local STD Code).
However, before you process the same, make sure you have a minimum of 10,000 Reward Points. Further, the points are redeemed in the multiples of 5,000 points only. It will take 7 working days to process the request.
It is completely hassle-free to book Railways tickets online with your Air India SBI Signature Card. Follow these steps:
- Visit irctc.co.in website, and register for free of cost
- Now, log in with your user name & password
- Now you can make a reservation on the website
- Pay through your Air India SBI Signature Card. Choose the payment gateways that accept a Visa Card. The tickets are delivered at your doorstep.
Credit Score is a three digit numeric rating of your financial standing issued by a Credit Bureau. The number also represents the risk involved in lending to you. A CIBIL Score is a credit rating benchmark in India. Higher is the credit score; the better is the credit rating of the individual. Owning a credit card helps you maintain a good credit score as it builds your credit history. All Card providers including SBI Card are required to share customers' credit history with the credit bureaus.
Disclaimer
SBI Card reserves the right to modify/ remove one or more of the offers on Air India SBI Signature Card at any point in time without any notice.
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