Doctor’s SBI Credit Card

Following are the key highlights of SBI Doctors credit card:

Following are the key features and benefits of Doctor's SBI card:

Indian Medical Association

• It is the only credit card associated with the esteemed Indian Medical Association (IMA).
• IMA is the largest representative voluntary organisation of Doctors of Modern Scientific System of Medicine.

Professional Indemnity Insurance

• Professional Indemnity Insurance Cover of Rs. 20 Lakhs.
• Reimbursement of all legal & defense costs, out-of-court settlement expenses & court awards.
• 0% of sum insured would be deductible.

Welcome Gift

• Welcome e-Gift Voucher worth Rs. 1,500 from Yatra.com.
• e-Voucher details will be sent on your registered mobile number/e-mail ID within 15 days of membership fee payment.
• The code can be redeemed online at the time of purchase.

Reward Points

• 5X reward points on spending per Rs. 100 on medical supplies, travel bookings & international spends.
• Cumulative 5X reward roints accrued on medical supplies & travel bookings and cumulative 5X reward points accrued on international spends each has a maximum monthly cap of 7,500 reward points. After that, 1 reward point for every Rs. 100 spent will continue to accrue.
• 5X reward points on all spends on Doctor's Day (i.e. 1st July).
• 1 reward point on spending per Rs. 100 on all other spends.
• Reward points can be used to pay card outstanding & against a host of options from the Reward Catalogue. 
• 4 Reward Points = Rs. 1.

Milestone Benefits

• E-Gift Voucher from Yatra.com/ Shoppers Stop/ Bata worth Rs. 5,000 on annual spends of Rs. 5 Lakhs.
• You will receive an SMS on registered mobile number to choose the e-Gift Voucher option within 30 days of achieving milestone spends of Rs. 5 Lakhs.
• The e-Gift Voucher will be shared to your registered mobile number/e-mail ID within 30 days of the request.
• Renewal fee reversed on annual spends of Rs. 2 Lakhs.

Complimentary International Airport Lounge Access

• Complimentary membership to the Priority Pass Program worth $99.
• 4 complimentary visits per year to 1000+ international airport lounges outside India.
• Maximum 2 visits per quarter.
• This offer is valid only for the primary cardholders.

Complimentary Domestic Airport Lounge Access

• 8 complimentary visits per year to domestic airport lounges in India. 
• Maximum 2 visits per quarter.

Fuel Surcharge Waiver

• 1% fuel surcharge waiver across petrol pumps in India.
• To avail of this benefit, the fuel purchase value should be Rs. 500 to Rs. 4,000.
• Maximum surcharge waiver available is Rs. 250 per statement cycle, per credit card account.

Visa Privileges

• Exclusive benefits across 900 luxury hotels worldwide.
• Up to 35% off on Avis Car Rentals.
• 15% off on Limo Luxury Airport Transfer service.
• Savings of up to 10% on Hertz Car Rental Program.
• Exclusive 20% discount on Airport Fastrack Immigration at 450+ destinations worldwide.

Following are the fees and charges associated with SBI Doctor’s credit card:

• Joining fee: Rs. 1,499.
• Annual fee: Rs. 1,499; Waived on annual spends of Rs. 2 Lakhs or more in the preceding year.
• Foreign currency transaction fee: 3.5%.
• Finance charges: Up to 3.50% per month (42% per annum).
• Cash advance fee: 2.5% of transaction amount or Rs. 500, whichever is higher.
• Cash payment fee: Rs. 250 + applicable taxes.
• Late payment charges: Rs. 1,300 (depends on the outstanding amount).
• Over limit fees: 2.5% of the overlimit amount exceeding the credit limit or Rs.600, whichever is higher.
• Payment dishonor: 2% of payment amount (minimum Rs. 500).
• Rewards redemption fee: Rs. 99 applicable only on physical product.
• Card replacement charges: Rs. 100 to Rs. 250.
• Cheque payment fee: Rs. 100.
• Processing fee for rent payment transactions: Rs. 199. 
• Dynamic & static currency conversion markup fee: 3.50% (for transactions of Rs. 1,000 or above).

Only doctors of Modern Scientific System of Medicine (Allopathy), aged between 21 to 65 years can apply for the SBI Doctor's credit card in association with IMA. To apply for the card, you will need to submit the following documents:

• Duly filled & signed application form along with recent photograph
• PAN Card
• Aadhaar Card
• Copies of your degrees/ registration certificates from the State Medical Council or the Medical Council of India
• Recent copies of Income Tax Returns
• Copies of the last 6 months' bank account statements

For detailed information on SBI Doctor’s card eligibility and documents requirement, you may contact the SBI credit card customer care.

If you want to get SBI Doctor’s credit card, you can apply online on our website by following the steps given below:

• Click on the ‘Credit Cards’ section on the homepage.
• From the dropdown menu, choose ‘SBI Credit Card’ and then select the desired credit card from the given options. 
• Then, click on the ‘Apply Now’ button and enter all the required details.
• Verify your mobile number with an OTP.
• You will be contacted by our credit cards expert to help you complete the credit card application process.

After ou have successfully applied fot the card, you can track SBI credit card application status online on the official website of SBI.