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HDFC Bank Credit Card Reward Points

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HDFC Bank offers reward points on the majority of their credit cards. These reward points, when accumulated, can be converted into vouchers from HDFC Bank's reward catalogue. The cardholders can purchase vouchers for shopping, travelling, purchasing electronics etc. In this article, we will quickly have a detailed discussion on how you can earn and redeem HDFC Credit Card Reward Points from internet banking as well as with the offline mode. Cardholders can also redeem the reward points against cash, Insta vouchers and even AirMiles. Some popular HDFC Credit Cards, along with their reward points and categories, are mentioned below.

  • Top Cards For Reward Points
  • Features
  • How To Earn
  • How To Check
  • How to Redeem
  • Reward Points Catalogue

Top HDFC Credit Cards for Reward Points

HDFC Credit Card Reward Points are earned in most of the categories. For instance, when you swipe your credit card at a shopping mall or a fuel station, you will earn a specific reward point for the same. These reward points will accumulate in your credit card account, so you can utilize the reward points at your own convenience. We have also listed down here some of the popular HDFC Credit Cards that will fetch you reward points.

Credit CardCategoryReward Points
HDFC Diners Club BlackTravel
  • Earn 3 reward points easily on spending every Rs. 150
  • Avail 10x reward points via SmartBuy on weekend dining
HDFC RegaliaLifestyle
  • Earn 4 reward points easily on spending every Rs. 150
  • Get a bonus of 15,000 reward points on spending Rs.8 lakh in an anniversary year.
HDFC MoneybackReward Points
  • Earn 2 reward points easily on spending every Rs. 150
  • On online spends, you can earn 4 reward points on every Rs.150 spent
HDFC Diners Club PrivilegeLifestyle
  • Earn 4 reward points easily on spending every Rs. 150 
  • Enjoy 2x reward points on weekend dining
HDFC Regalia FirstLifestyle
  • Earn 4 reward points easily on spending every Rs. 150 on retail
  • Earn 5,000 reward points on spending Rs.3,00,000 in an anniversary year
HDFC Diners Club MilesTravel
  • Enjoy 4 reward points on every Rs.150 spent
  • You can also redeem the reward points hassle-free for bookings across over 150 hotels and flights. 
HDFC Platinum Times Entertainment
  • Get 3 reward points easily on spending every Rs. 150
  • Earn up to 10 reward points on every Rs. 150 spent on weekend dining
HDFC Titanium TimesEntertainment
  • Earn 2 reward points easily on spending every Rs. 150
  • Enjoy 5 reward points easily on spending every Rs.150 on weekday dining.
HDFC SolitaireLifestyle
  • Earn 3 reward points easily on spending every Rs. 150
  • Enjoy 50% more reward points on dining and grocery expenses.

Additional Info: Check the benefits of HDFC Credit Card Lounge Access & apply.

Features of HDFC Credit Card Reward Points

MyRewards is HDFC Bank’s credit card rewards programme, under which you can earn and redeem reward points. Every HDFC credit card has a different rewards structure, hence, the reward points value of an HDFC credit card in rupees varies from one card to another. Following are the key HDFC credit card reward points features that you must keep in mind before earning/ redeeming your reward points:

  • You require a minimum of 500 points to initiate rewards redemption.
  • You have to fill out a reward redemption form to redeem the accumulated reward points.
  • Note down your Redemption Order Number for future queries or issues.
  • The items against which you redeemed your reward points, will be sent to your registered communication address. In case you want them to be delivered to a different address, speak to HDFC credit card customer care.
  • The reward points earned on multiple HDFC credit cards cannot be pooled.
  • If you redeem your reward points against gift vouchers, you have to use them before the voucher’s expiry date.
  • The item bought against reward points can be exchanged/ returned only if it is defective.

How to Earn HDFC Credit Card Reward Points

You can earn HDFC Credit Card Reward Points every time you swipe your card (subject to terms and conditions, transaction type, and card variant). To maximise reward points on the HDFC Credit Card, you must keep the following things in mind:

  • Choose a credit card that suits your needs and lifestyle the most. For instance, if you travel frequently by flight, then choose a credit card that offers rewards in the form of air miles.
  • You must know the key features and benefits of the card, this will help you understand your card better in order to maximise rewards and benefits.
  • Check for the expiry date of reward points to make the most of your earned rewards before they become useless.

How to Check HDFC Credit Card Reward Points

You can check HDFC Credit Card Reward Points balance and other details either through your credit card statement or online via net banking/ mobile banking. Below are the details on how to check your HDFC credit card reward points:

  • Credit Card Statement: HDFC Bank sends you a credit card statement every month containing all the information regarding your reward points. You can view your balance and expiry date from that credit card statement.
  • Net Banking/ Mobile Banking: To check your HDFC Bank credit card reward points through any of these two methods, login to your net banking account or mobile app and click on the “Reward Points” section.

How to Redeem HDFC Credit Card Reward Points?

HDFC Cardholders can redeem HDFC Bank Credit Card Reward Points either online or offline:

Online 

HDFC Credit Card Rewards Redemption via Website - In order to redeem HDFC Credit Card reward points via HDFC Credit Card Net Banking, you need to follow the below-mentioned steps:

  • Login to your HDFC net banking account using your Customer ID and password.
  • Click on the ‘Cards’ section on the top.
  • Your credit cards will be shown and now click on 'Enquire' on the left side of a section to check HDFC Credit Card Reward Points.
  • Select the ‘Redeem Reward Points’ tab and choose the credit card from which you want to redeem the points.
  • The bank will redirect you to the catalogue page, and you can then select the product you wish to purchase with your reward points.

Offline

HDFC Credit Card Reward Redemption via Post: In the offline method, the cardholder can redeem the credit card reward points via post:

HDFC Credit Card Reward Points Catalogue

You can earn HDFC Credit Card Reward Points on the categories mentioned below:

CategoryBrands
ApparelRaymond, Hidesign, Jockey, Skechers, ONLY etc.
DiningKFC, CookieMan, Mcdonald’s, Swiggy, Zomato, Vaya etc.
ElectronicsPortonics, Tagg, Croma, Motorola etc.
EntertainmentSaavn, Om Book Shop, Epic etc.
HealthcareNuayurveda, Apollo Pharmacy, Cure.fit, Fitternity etc.
HomePrestige, Philips, Ddecor, Urban Ladder, Tupperware, Signoraware, Bajaj etc.
KidsGiny & Jony, Hamleys etc.
KitchenTupperware, Bajaj, Philips, Morphy Richards
LifestyleUber, Tupperware, Signoraware, Amazon, Flipkart, Bata, Nike, Levi’s Puma, FabIndia, Decathlon, Nykaa, BigBasket, Big Bazaar, Tanishq, Myntra, Nautica etc.
LuxuryTaj
Personal CareVLCC, The Man Company, etc.
TravelHPCL, Swiss Military, Yatra etc.

Due to the ongoing Pandemic, HDFC Bank has also initiated a reward point catalogue for COVID relief funds. To know more about this, the cardholders can visit HDFC Bank’s credit card reward point catalogue.

Apart from this, HDFC Bank also gives the option of converting your reward points to Insta Vouchers, Cash Redemption and even AirMiles. The minimum amount for a cash redemption request should be Rs. 500.

HDFC Bank also keeps updating their reward point catalogue, so it is in the best interest of the cardholder to keep checking their page for the latest brands and offers..

HDFC Bank Credit Card Reward Points FAQs

Cardholders can redeem HDFC Credit Card Reward points either online or offline. With online mode, cardholders can use internet banking, and with offline mode, the same can be done via post. For more information, please visit HDFC Bank's credit card reward points page.

Yes. HDFC Bank does give the option of converting your reward points into cash. However, the minimum points/cash that can be redeemed should be Rs.500.

Yes, HDFC Bank does provide that facility. You need to follow these steps:

  • Login to your HDFC internet banking account using your Customer ID and Password
  • Click in the ‘Cards’ tab on the top
  • Under the ‘Enquire’ Tab on the left, click on ‘Redeem Points’
  • Select the credit card with which you want to convert your points
  • You will be redirected to the HDFC Rewards catalogue page
  • Click on Frequent Flyer Registration, if not registered before
  • Select the airline and fill in your frequent flyer number
  • Fill in other mandatory details and click on 'Proceed'.

There are multiple categories that you can consider in exchange for the HDFC credit card reward points. The bank offers categories like electronics, lifestyle, healthcare, fashion, travel and dining. You can choose any of the required categories and purchase anything from the rewards catalogue. However, the bank keeps updating their catalogue, so it is important that one keeps checking the catalogue from time to time.

You firstly will need to download the form from HDFC Bank’s website. Once you have downloaded and filled with your details, you need to post it at - 

  • Rewards Helpdesk, HDFC Bank Cards Division, P.O Box no. 8654,
  • Thiruvanmiyur, P.O, Chennai - 600041