How to Activate a Credit Card

There are different credit card activation methods as mentioned below:

You can activate your credit card offline through any of the following options:

• Steps for credit card activation via customer care service: You can activate your credit card offline by contacting the issuer's customer care service through email or call. Once you contact the customer care department of the credit card provider, the representative will guide you on activating your credit card. To find the customer care numbers, you can visit the bank's official website.
• Steps for credit card activation via SMS: Many banks allow customers to activate their credit cards by sending an SMS to the customer care number of the bank. Check with your bank if it provides this option. You will have to send an SMS (your ATM PIN or MBANK) which is predefined to a specific number. After sending the SMS to the number, you will get a revert from the number immediately about the activation process of your credit card.

If you are confused about how to enable online transactions on my credit card, below are the processes to activate credit cards of top banks:

HDFC Credit Card Activation

HDFC Bank sends your credit card and then its PIN in separate emails to your address registered with the bank. You can activate the HDFC credit card only at an HDFC ATM. You have to call the bank's customer care to get an OTP on your registered mobile number.

• Click on the 'create a new PIN using OTP' button.
• Enter the received OTP
• Set up a PIN

You can also activate your HDFC credit card via net banking.

• Log into your net banking account and select ‘credit cards’.
• Now choose ‘Credit Card ATM PIN’.
• Then click on the ‘PIN’ option to generate a new PIN.
• The PIN will be sent to you via post.
• You have to visit an ATM then to activate the card.
• You can contact the customer care number of the bank to learn how to check if your credit card is active.

Axis Bank Credit Card Activation

If you want to know how to activate an Axis Bank credit card for online transactions, here is the answer. Axis Bank offers the following different ways to generate a new PIN for your credit card.

You can call the customer care team to create a new PIN to activate your Axis credit card or do it by reaching out to the Interactive Voice Response System (IVRS).

You can also generate your credit card PIN from the mobile app of the bank or the Internet banking portal or even by visiting the nearest Axis Bank ATM.

Steps to activate your Axis credit card via IVRS:

• On IVRS, choose credit cards.
• Select the 'Generate Credit Card PIN and activation code' option.
• Mention your card number, date of birth, and card’s expiry date.
• After you confirm the details, you will receive an activation code on your registered mobile number.
• Once you get the activation code, call the IVRS or customer care number.
• Choose the 'Generate Credit Card PIN, I have an activation code' option.
• Type in your code and set the credit card PIN.

Steps to activate your credit card via Axis mobile app

• Log into the Axis mobile app and click on the 'My Controls' option.
• Select ‘credit card’.
• Click on the ‘SET PIN’ option.
• You will receive an OTP, and validate the same.
• Set up a PIN.

Steps to activate your credit card via net banking

• Log into Axis Bank’s net banking portal
• Click on the 'More Services' option.
• Choose 'PIN Change’ and enter your PIN.
• You will receive an OTP.
• Validate the OTP.

ICICI Credit Card Activation

If you are a new customer, you can register your card for the ICICI net banking facility with the following simple steps before activating your credit card:

• Go to the ICICI Bank’s Net Banking Portal and then click on ‘Login’.
• Click on ‘Get User ID’.
• Read the instructions and then click on ‘Click here to Proceed’.
• Now click on the ‘Credit Card’ option and enter your credit card number and registered mobile number
• Now enter the OTP received on your phone.
• Go to the login page again and click on ‘Get Password’.
• Now enter your User ID, and registered mobile number and enter the received OTP.
• Generate a new password.

Registered users can follow the steps mentioned below to activate their ICICI credit card:

• Click on the ‘Credit Cards’ option on the left-hand side menu.
• Then click on the ‘Generate Now’ option under the ‘Credit Card PIN’.
• Choose the ‘Credit Card Number’ and enter its CVV.
• Verify your mobile number and then click on the ‘Submit’ button.
• Enter the OTP received with the new PIN.

After completing the above steps, your PIN for your ICICI Bank credit card will be generated, and the card will be activated.

You can also activate your ICICI Credit Card via mobile banking, or ATM, calling the ICICI Credit Card Customer Care Number 1800 200 3344, or Interactive Voice Response (IVR).

SBI Credit Card Activation

You can visit the sbicard.com website to activate your SBI Credit Card online instantly. The steps for the same are mentioned below:

• Now click on the ‘Login’ button to activate cards.
• Enter your User ID and Password.
• Click on ‘Login’.
• Go to the ‘Requests’ menu on the left panel.
• Then select the ‘SBI Credit Card Activation’ option.
• If you have more than one SBI credit card, select the card that you wish to activate.
• Click on the ‘Activate’ button to activate your SBI credit card instantly.
• Alternatively, you can send an email to SBI, call on SBI helpline number, or log in to Chatbot ILA with your online account user ID and password to activate your card.