Know How to Activate HDFC Credit Cards Online & Offline

Credit cards have become a must-have. Its ‘buy-now, pay later’ concept helps you enjoy a 20-50 days interest-free period. To make things merrier, HDFC Bank credit card allows you to earn rewards and cash backs and enjoy discounts and offers that add value to every penny spent on the credit card. But like all other financial tools, they too are prone to misuse. Thus, ensuring the safety of the card becomes extremely important. It is for this simple reason that every HDFC credit card is received in a deactivated mode. It needs to be activated before your first transaction.

How to activate HDFC credit card? Well, the answer to this question is simple. HDFC Bank offers numerous channels for HDFC card activation. These include:

• Through Online Mode
• Through HDFC Net banking
• Through Mobile Banking
• Through Offline Mode/ ATM

How to enable online transaction in HDFC credit card? Follow these simple steps to activate your HDFC credit card online:

• Visit HDFC Bank website to activate credit card HDFC.
• Login to your personal baking account using the customer user ID, password 
• Navigate to the ‘Cards’ option
• Select ‘Credit Cards’ from drop-down menu
• Click on ‘Requests’
• Select ‘Instant PIN generation’
• Select the card number you wish to generate the PIN for
• Enter a 4 digit PIN of your choice
• Re-enter PIN to confirm
• Click on Confirm
• Click on your mobile number to receive OTP
• Enter the OTP received to activate HDFC Bank credit card PIN number

We hope this answered your query abuot how to activate online transaction in HDFC credit card.

If you are still not sure about how to enable HDFC credit card for online transaction, here is how HDFC Bank credit card customers can activate their HDFC Credit Card through HDFC Netbanking. The step-by-step procedure is:

• Visit bank website
• Use Customer ID, password to login to net banking portal
• Click on the Credit Card tab
• Enter ‘Credit Card ATM PIN’ in the ‘Requests section
• Select the Credit Card number you wish to continue with
• Confirm request
• A new credit card PIN will be sent to your registered mailing address
• Visit your nearest HDFC Bank ATM to change the PIN

If you are wondering how to activate HDFC credit card online through mobile banking, follow the steps given below:

• Download HDFC Bank mobile banking app for HDFC credit card activation online.
• Install the app using banking credentials.
• Log in to the app using mPIN.
• Go to the ‘Cards’ option.
• Choose ‘Credit Cards’ from the drop-down menu.
• Click on ‘Requests’.
• Choose ‘Instant PIN generation’.
• Choose the card number you wish to generate the PIN for.
• Enter a 4-digit PIN of choice.
• Re-enter 4-digit PIN to confirm.
• Click on Confirm.
• Click on your mobile number to receive OTP.
• Enter the OTP received to activate HDFC Bank credit card PIN number.

HDFC Bank credit card can be activated offline through an ATM. To activate your HDFC Bank credit card offline, visit the nearest HDFC Bank ATM. The step-by-step procedure on how to activate new HDFC credit card through ATM is as follows:

• Visit HDFC Bank ATM
• Swipe your credit card in the ATM machine and choose your preferred language
• Select ‘Create new PIN using OTP’ option
• Confirm your option
• Soon there will be an OTP received on the mobile number linked with the HDFC account
• Enter the OTP received on the ATM screen
• Enter your mobile number for cross-verification
• Create a new 4-digit PIN of your choice
• Retype PIN number and confirm
• You will receive an SMS on your registered mobile number on successful activation of your PIN

You can get in touch with HDFC customer care team to activate your HDFC credit card by utilising any of the available options. The customer care numbers are:

• For general queries and HDFC Bank credit card activation: 1860 267 6161 or 18002026161
• 61606161 or 6160616 (You must add your area code before the number to get connected with your city’s customer care).