IDFC Credit Card Application Status

IDFC First Bank customers can track their credit card application status online through any of the two methods:

• With application number
• With date of birth and mobile number

Using Application Number

If you need help finding your application number, you can search for it in the SMS that was sent to you by IDFC Bank after you applied for an IDFC First Bank Credit Card or you can note it down after card application. Follow the simple steps given below to check your IDFC Bank credit card status online using the application number:

• Go to the official website of IDFC First Bank. 
• Visit the credit card application tracking page of the bank.
• Enter your credit card application number.
• Then click on ‘Get OTP.’
• Enter the OTP received on your registered mobile number and proceed further. 
• The IDFC credit card application status will be displayed on your screen soon after this step.

Using Date of Birth and Mobile Number

If you can not find the application number, you can also check the status of your IDFC First credit card application by entering your mobile number and date of birth. Follow the simple steps given below to check your IDFC Bank credit card status online using your date of birth and mobile number:

• Go to the official website of IDFC First Bank. 
• Visit the credit card application tracking page of the bank.
• Mention your registered mobile number and date of birth.
• Then click on ‘Get OTP.’
• Enter the OTP received on your registered mobile number and proceed further.

You can check your IDFC First Bank credit card application status offline through any of the following methods:

IDFC First Credit Card Application Status Check via Customer Care

You can call the IDFC First Bank customer care number, i.e. 1800 419 4332 to ask about your credit card application status.

IDFC Credit Card Application Status Check via Bank Visit

You can check the status of your IDFC Bank credit card by visiting the nearest branch of the bank. Connect with the bank’s executive available there and request for your IDFC credit card application status check by providing a few details such as the application number, the type of credit card applied for, your registered mobile number and date of birth, and the date of application.

There are different types of IDFC First Bank credit card application statuses as mentioned below with their meaning:

• In Progress: ‘In-progress’ status appears when the bank is still processing your application.
• On Hold: This status will be visible when the bank decides to keep your application on hold due to some reasons including incomplete documentation, inaccurate information, and so on. If the bank requires further details or documents, the concerned department will call you regarding the same. During this time, your credit card application status will be ‘On Hold’. Once they receive the missing information, the credit card processing resumes.
• Approved: When the bank completes all the assessment and policy checks on your IDFC First Bank credit card, ‘Approved’ status will show and you will get your credit card within 3 to 5 working days.
• Dispatched: If your IDFC First credit card is dispatched, then the status will be ‘Dispatched’. You can expect to receive your card within 2 to 3 working days after receiving a message saying your credit card has been dispatched. You must be available at your mailing address when the card is delivered as the card will be handed over only to the main applicant.
• Rejected/Disapproved: If you do not comply with the bank’s eligibility criteria or internal policy, your IDFC credit card application might get ‘Rejected’ or ‘Disapproved’. You will receive a message without the reason for rejection.
• No Records Found: If you have mentioned incorrect details, the system will show a ‘No records found’ status. You will have to enter the correct details again to get the status right.

Some of the measures that you can take to improve your chances of getting IDFC credit card approval are:

• Check the eligibility criteria set by the bank.
• Submit all the documents along with the application form. 
• Make sure there are no discrepancies like false information, spelling errors, etc. in your credit application. 
• Having a good CIBIL score is useful. 
• Maintain a healthy credit history with no outstanding debts to your name.