Dhani Personal Loan Interest Rates
Indiabulls Dhani offers personal loans at an interest rate starting from 13.99% p.a. You can choose repayment tenure of up to months. Interest rates levied on the loan depend on various factors, such as monthly income, age, credit score, nature of employment, work experience, etc.
Indiabulls Dhani Personal Loan Details
| Loan Amount | Rs. 2,500 – Rs. 1 Lakh |
| Interest Rate | Starting from 13.99% |
| Repayment Tenure | 3 months |
| Turnaround Time | Get money in just 3 minutes |
| Subscription Fees | Rs. 125 to Rs. 1,500 |
| Fees for opening a Demat & Trading Account on Dhani | Rs. 500 p.m. |
| Default Interest | Compounded every month on the overdue amount |
Features of Indiabulls Dhani Personal Loan
- Loan amount of up to Rs. 1 Lakh.
- Indiabulls Dhani Interest Rates start from 13.99%.
- The loan can be repaid in 3 interest-free EMIs.
- A subscription fee of Rs. 125 to Rs. 1,500 is applicable on loan.
Factors Affecting Indiabulls Dhani Personal Loan Interest Rates
- Loan Amount
- Salary
- Employer Category
- Relationship with Indiabulls Dhani
- Loan Tenure
- Repayment Capacity
- CIBIL Score
Key Things About Indiabulls Dhani Personal Loan Interest Rates
- You have to pay only the interest component of your EMI for the first few months.
- Indiabulls Dhani interest rates start from 13.99%.
Interest Rate Comparison of Dhani Personal Loan with Others
The personal loan interest rates comparison table with other banks
| Banks | Interest Rates |
|---|---|
| Dhani Personal Loan Interest Rate | Starts at 13.99% |
| IndusInd Bank Personal Loan Interest Rate | 11% onwards |
| Indian Bank Personal Loan Interest Rate | 9.05% - 13.65% |
| RBL Bank Personal Loan Interest Rate | 13.99% |
Indiabulls Dhani Personal Loan Interest Rates FAQs
You can apply for Indiabulls personal loan in a few simple steps:
- Download the Dhani app from the Google Play Store or App Store.
- You can now apply for the loan through the Dhani App or website.
- Enter your mobile number and loan details.
- Scan and upload PAN card and address proof details.
- The loan proceeds will be directly credited to your bank account almost instantly.
A resident Indian 21 years and above and who is either a salaried individual or self-employed individual/ professional or businessman can apply for the loan.
An amount ranging from Rs. 2,500 to Rs. 1 Lakh can be availed under Indiabulls personal loan.
Having an Internet banking facility is a mandatory requirement for Indiabulls Personal Loan. For a loan up to Rs. 20,000, having a bank account with a net banking facility with SBI, Axis Bank, ICICI Bank, Yes Bank, or HDFC Bank is mandatory.
Secure Socket Layers (SSL) data encryption standards are used by Indiabulls Consumer Finance Limited to safeguard the information shared by the customers.
The first due date for the payment of EMI will be 30 days from the date of disbursement. Any number of days that fall beyond this period is known as the broken period and the broken period interest will be collected from the loan proceeds at the time of disbursement.
The details of the PAN Card and the address proof can be scanned and uploaded on the Dhani website. If you encounter any difficulty while uploading the documents, you can contact Indiabulls Customer Care Service for assistance and also can share the issue via email.
The Indiabulls Personal Loan can be repaid within 3 months.
All the statements will be sent to your email ID. You can login to your email and view the same. If there is any difficulty in viewing the same you can seek assistance from the Customer Care Service.