IndusInd Bank Credit Card Statement

IndusInd Bank is one of the leading new generation banks in India. They offer many products, including loans, credit cards, and electronic services. You can choose from a wide range of options that give you great reward points and benefits for credit cards. One of the most important things for any credit card owner is having access to the IndusInd bank credit card statement to ensure secure transactions and claim your reward points.

There are various options to get your IndusInd credit card statement online. For example, it is important to know how to open IndusInd credit card statement if you use an online channel. To give you additional security, the PDF available online is encrypted with a password.

There is a standard format for your password. It is an eight-character password where the first four characters are the first four letters of the name on the card. The next four characters are your birthdate in the dd/mm format.

So, for instance, if your name is Sameer and your date of birth is January 10th 1989, your IndusInd credit card statement password will be same1901. Note that there are no capital letters in the password.

Here are the best online options to get your IndusInd Bank credit card statement: 

Using Netbanking

For existing customers, the easiest option is to get your credit card statement through your net banking account.

• Log into your IndusInd net banking service using the username and password provided to you.
• Click on the ‘credit cards’ option and click on the ‘view statement’ option in the menu bar.
• You can choose the period that you want your statement for.
• Once the date has been chosen, click on ‘Get Statement’.
• Then, you can download the PDF version, which you can open with your IndusInd Bank credit card statement password.

Through the Mobile Application

You can now get your IndusInd Bank credit card statement on the go with the mobile banking application.

• Download the mobile application from any app store.
• Set up your account with the prompts on the application. Log in using the username and password. 
• On the main menu, you will see the ‘I Owe’ button under the ‘Account Overview’ section.
• Click on it and then choose ‘Credit Card Details’ on the next screen.
• You will get all the details of the credit card, including the limit available and the outstanding amount.
• Here, you will get the ‘View Statement’ option. Once you click on it, a detailed statement is displayed on the screen.

Here are some advantages and features of your IndusInd credit card bank statement:

• You do not have to pay any additional fees to get your credit card statement every month.
• The credit card statement allows you to track all your transactions easily.
• The reward points that have been accumulated on the card are also mentioned in the credit card statement. You can redeem them as per the terms and conditions.
• The credit card statement is the best way to keep track of your payments and monthly spends.
• You get an additional layer of security on the e-statement as the downloaded PDF is encrypted.
• You can ensure that your payments are up to date

If you are unsure about how to open the IndusInd bank credit card statement password format or are unable to access your statement online, you can try the following options as well.

Call the Customer Care Service

The IndusInd bank has a 24x7 customer service helpline that you can call for any queries about your credit card.

• Call 18602677777 and request the customer service executive to issue a credit card statement.
• You will have to provide a few details to verify your identity.
• Once you have chosen the preferred mode of delivery, your credit card statement will be sent to you.

Through Postal Services

Unless you have opted against a physical IndusInd Bank credit card statement, it will be sent to you via post every month. This mail is sent to the residential address that you have registered with your bank.

Visiting Any Branch Near You

You can even get your IndusInd credit card statement by visiting a branch close to you. Find the bank using the Branch Locator onwww.indusind.com. Then, you can visit them anytime during business hours to get your credit card statement.

If you are wondering how to open IndusInd Bank credit card statement password format, then here are the steps.

• Choose your preferred mode of receiving your statement. If you choose an e-statement or download it from your net banking account, you will receive a PDF.
• Set your IndusInd Bank credit card statement password in the following format <First four letters of your name on the credit card+ date of birth in dd/mm format>
• Click on the PDF that you have downloaded.
• You will have to enter the eight-digit password in the format mentioned above.
• Then, you will be able to view your credit card statement.

IndusInd bank e-statement will be sent to a registered email ID every month. This will save you the trouble of looking for different channels to obtain your credit card statement every month.

You can register for an e-statement using these simple steps:

• Log on to www.indusind.com or open the mobile application on your phone.
• Login to your account using the username and password
• Now, click on the ‘credit cards’ section.
• You will be prompted to a new window, where you will see the ‘E-statement Registration’ option.
• When you click on it, a registration form will appear on the screen.
• Fill in the necessary details.
• Check the terms and conditions before accepting them.
• Now, you will be able to click on the ‘Submit’ button.
• Once this step is complete, you will receive a confirmation SMS and email.
• From the following month, you will begin to receive a monthly statement on the email ID that you have registered.

Make sure that the email ID and mobile number that you enter on the form are registered with the bank. This is mandatory for your registration to be completed.

The IndusInd credit card statement is a detailed document that allows you to keep a close track of the usage of your credit card. You will notice the following terms on your monthly statement:

• Due date of the bill: The date by which you have to clear the dues on your card will be mentioned on your credit card statement. If you have a revolving balance, you can choose to clear the minimum amount due within this deadline. Making sure that you repay on or before this deadline helps you avoid late payment charges and also keeps your credit score high.
• The credit card statement period: Knowing your credit card statement period is important. This is how you will be able to calculate the interest-free period on your card as well. In case the credit card is used, and the entire amount due is paid within a given time, then no interest is levied. This information on your IndusInd Bank credit card is important because you do not have to pay anything additional.
• Charges: This section gives you all the details of any transaction that has been charged to your credit card. This is the most important part as you get to check for any fraudulent transactions and notify the bank immediately. It is also useful in settling disputes if you have been charged more than once for a transaction or if any cancelled transaction has been charged.
• The amount due: This is mentioned on the top right corner of your credit card statement. You will see two details, one for the total amount due and the other for any minimum amount payable.
• Reward points: At the bottom of your credit card statement is a total of the reward points that you have collected based on the transactions. You may choose to let them accumulate or redeem the points based on the total that you see. Make sure you redeem the points before the designated time period to prevent them from lapsing.