L&T Finance Personal Loan Statement
L&T Finance Personal Loan Statement is a document that summarizes the details of your consumer loan account with L&T Finance. This document includes information such as the sanctioned loan amount, applicable interest rate, monthly payments, due dates of payments, and the outstanding balance. You can easily download your L&T Finance personal loan statement online or offline.
How to Download L&T Personal Loan Statement Online?
Below is the step-by-step process for the L&T Finance loan statement online download:
- Once you have applied for a personal loan at L&T Finance, you will be given a Loan Agreement Number (LAN).
- Visit the official L&T Financial Services portal, i.e. https://selfhelp.ltfs.com/ServicingApp/homeloanDashboard
- Go to the ‘Customer Self Help’ page from the L&T Financial Services page.
- Select ‘Loan Details’ and enter your PAN number, Mobile number or Loan Agreement Number (LAN).
- An OTP will be sent to your registered mobile number.
- On successful L&T Finance personal loan login, you can see your loan status and other loan-related details upon entering the OTP.
How to Download L&T Finance Personal Loan Interest Certificate Online?
Below are the steps to be followed for obtaining the L&T personal loan interest certificate online:
- Visit the official website of L&T Financial Services.
- Click on the Provisional IT Certificate/ Final IT Certificate tab.
- Now enter your L&T Finance personal loan statement number or LAN and then request an OTP.
- You will get an OTP on your registered number, which can be used for logging in.
- After successfully logging in, you can easily access and download your L&T Personal Loan Interest Certificate.
Steps to Open L&T Finance Personal Loan Statement PDF Password
- To open your password-protected L&T Finance personal loan statement PDF, you will have to enter your date of birth and the last four digits of your registered mobile number with no space.
- The password must be entered in a DDMMYYYY format.
- For example, if your date of birth is 3rd January 1990 and your registered mobile number is 9977888866, your password will be 030119908866.
- After entering your details, click on open.
- Your loan statement will be open before you and you can easily access it in the future anytime using the password.
Steps to Get L&T Personal Loan Statement and Interest Certificate Offline
You can avail of the L&T Financial Services personal loan statement and interest certificate offline as well by following the steps given below:
- Walk into the nearest L&TFS Branch carrying the required documents like PAN Card, Aadhaar Card, Passport, etc.
- Go to the help desk and ask for the relevant form for a personal loan statement and/or interest certificate.
- Fill in all the required details, including Personal Loan Account Number, Date of Birth, Email ID and other information as applicable.
- Submit the form along with a copy of the required documents.
Other Ways to Check L&T Personal Loan Status
You can also get your L&T Finance personal loan details by texting the following message code and sending it to 9212025555 from your registered mobile number:
- EMI: To get your next EMI amount and due date.
- INST: For the paid and future number of instalments.
- OSB: For the outstanding balance of the loan.
- SANC: For the sanctioned loan amount and tenure.
- BRN: space first 3 letters of your city: To know the nearest LTFS branch location in your city.
- POS: To get the outstanding loan principal amount.
- LAN: To know your loan account number linked to your registered mobile number.
You can also call L&T Finance personal loan customer care at 7264888777 or send an email to customercare@ltfs.com from your registered email address.
L&T Finance Personal Loan Statement Customer Care Number
If you have any queries or need further assistance regarding your loan statement with L&T Finance, you can always contact the following dedicated customer service help desk of L&T Finance:
- Toll-free No.: 18002094747
L&T Finance Personal Loan Statement FAQs
The L&T consumer loan statement/ repayment schedule is available anytime you want. You can download it online or collect it physically from any L&T branch during their working hours.
The interest certificate for L&T personal loan for a specific financial year is available after the beginning of the next financial year. It is a document issued by L&T at any time of the year to existing loan customers. This statement contains the total interest payable on the L&T consumer loan during a specific financial year.
The key features of the L&T consumer loan are:
- Loan amount: Rs. 50,000 to Rs. 7,00,000
- Tenure: 12 to 48 months
- Interest rate: Starting from 12% p.a.
- Processing fee: Up to 2% of the loan amount + applicable taxes
- Part prepayment charges: Up to 5% of the prepaid amount + applicable taxes
- Foreclosure charges: 5% of principal outstanding + applicable taxes
Any Indian citizen who is aged between 23 to 58 years and has a regular source of income can apply for L&T Finance personal loan.