PAN Card Loan
According to the prevailing KYC policies laid by the Indian government, Individuals can get a personal loan on a PAN Card or Aadhaar Card. You can enjoy the benefits of getting a PAN card loan for your many financial needs within just 24 hours from the leading personal loan providers. Your PAN card and Aadhaar card are one of the main documents required to apply for an instant personal loan. However, while it may serve as proof of identity and address, most lenders will require your bank statement as income proof.
Features & Benefits of PAN Personal Loan
Below are the important PAN card loan details:
- A PAN loan is an unsecured loan, which means that you are not required to pledge any assets to obtain it.
- Once approved, a PAN card per loan is transferred to your bank account directly.
- You can get a PAN card se loan and utilize it for many purposes, like weddings, medical emergencies, education, travel, and so on.
- The repayment tenure for a PAN card pe loan is flexible and can be usually up to 5 years.
- The interest rates for PAN card par loans are affordable.
Eligibility Criteria to Apply for Personal Loan With PAN Card
The eligibility criteria to avail the benefits of pan card loan yojana are as given below:
- Applicants must be aged between 21 years to 60 years to apply forAadhar card, PAN card par loan.
- Applicants must earn at least Rs. 15,000 net monthly income.
- The income of the applicant must be directly credited to their bank account.
- To get a loan with a PAN card, applicants must have a minimum CIBIL score of 700.
- If you want a PAN card loan apply with the appropriate income documents along with a PAN Card.
How to Apply for a PAN Card Loan?
PAN card se loan application has several benefits. It is instant, hassle-free, and completely online. Below are the steps to apply for a PAN Card loan:
- Check your personal loan eligibility: Find out how much loan amount you can avail online using your PAN Card.
- Select the suitable tenure: Choose a suitable loan amount and repayment tenure according to your financial needs and convenience.
- Upload the required documents: Apart from your PAN Card, you will also need to upload some other documents, such as Aadhaar card and income documents.
- Get the loan amount instantly: Once you provide your personal details and upload all the necessary documents, the loan amount will be disbursed to your bank account in just a few hours of approval.
Personal Loan on PAN Card FAQs
Your PAN card is an essential document required to avail a personal loan. However, you will also need income proof and other documents as required by the lender.
Your PAN card is one of the key documents required to get an instant personal loan through PAN card loan app or through other lenders’ websites. However, while it may serve as the appropriate document for photo identity, the lender will require other documents as well, such as Aadhaar card, income proof documents, and so on.
You can get a PAN card loan of 50000 or more amount.
Yes, if you are aged between 21 to 60 years and earning at least Rs. 15,000 of net monthly income, you can apply for a 10,000 loan on a PAN card.
The minimum CIBIL score required to avail PAN Card Personal Loan is 700 or above.
Yes, you can get a personal loan without a PAN card if the required loan amount is below Rs. 50,000. A PAN Card is mandatory for loan requirements of above Rs. 50,000. So, without a PAN card loan above Rs. 50,000 cannot be sanctioned.
Yes, you can get a personal loan without a PAN card if the required loan amount is below Rs. 50,000. A PAN Card is mandatory for loan requirements of above Rs. 50,000. So, without a PAN card loan above Rs. 50,000 cannot be sanctioned.