RUPAY CREDIT CARD

1. Earn 3% reward points on every SS Spends, while other spends qualify for 1% reward points. 

2. Maximum cashback is limited to Rs 500 for SS brands and Rs 1,000 per month for other spends.

3. A Rs 500 SS voucher is provided, redeemable with any bill and earn Rs 500 per month on minimum purchase of Rs 15,000 on SS brands over the weekend.

1. You can earn up to 50 litres of free fuel in a calendar year by redeeming fuel points at IndianOil outlets.

2. A card member can earn 5% fuel points on spends at IndianOil, groceries & bill payments.

3. Enjoy 1% fuel surcharge waiver across all refuelling stations in India. Maximum cashback capped at Rs 250 per statement.

1. IRCTC & Rail Connect transactions can fetch you 5 rewards points, other spends are eligible for 1 reward point.

2. Enjoy 8 free visits to IRCTC executive lounges in a calendar year, 2 each quarter and earn additional 5% cashback on train ticket bookings via HDFC Bank SmartBuy.

3. Make 1 transaction within the first 37 days of card issuance, earn a welcome gift of Rs 500. Enjoy 1% transaction charges waiver on IRCTC & Rail Connect transactions.

1. You can earn 10X cashpoints by spending on Uber, Oyo, BookMyShow, Big Basket and Swiggy.

2. EMI spends at merchant locations also qualify for accelerated cashpoints. 5X cashpoints are accrued for all EMI conversions at point of sale.

3. You can avail discounts of up to 20% on dining at partner restaurants via Swiggy Dineout.

1. You can earn as much as 10X cashpoints on spends at merchants including Amazon, BigBasket , Flipkart, Reliance Smart SuperStore & Swiggy, alongside 5X CashPoints on EMI spends at point of sale.

2. Other categories excluding & voucher purchases, fuel purchases & wallets top-ups are eligible for 2 cashpoints per Rs 150 spent.

3. HDFC Bank offers a gift voucher of Rs 500 on crossing a spend of Rs 50,000 per calendar quarter.

1. All non-EMI spends on Tata brands including IHCL, Air India, Titan, Tanishq, Big Basket, Croma, Westside, Air India Express, Tata 1MG, Tata Cliq, Tata Play, Tata Pay, Cult and Qmin are eligible for 5% back as NeuCoins.

2. UPI spends on Tata brands, non-Tata brands and EMI transactions with other merchants are qualified for 1.5% back as NeuCoins.

3. An additional 5% back as NeuCoins is available on selected merchant categories on Tata Neu application/website, post successful registration of Tata NeuPass.

1. HDFC UPI RuPay credit card offers 3% cashpoints on categories including groceries, dine-in, supermarket & PayZapp transactions with an upper limit of 500 points in a month.

2. Utility spends qualify for 2% cashpoint up to a maximum of 500 points in a month

3. All other spend categories excluding wallet top-ups, fuel purchases, insurance premium payments, EMI conversions, rent payments & government-related categories earn 1% cashpoints up to a maximum of 500 points in a month.

1. Earn up to 10% of the transaction value as reward points on purchasing tickets through www.irctc.co.in & irctc mobile application. 

2. Card members can save 1% in transaction charges on railway ticket bookings through www.irctc.co.in. 

3. You can enjoy 4 complimentary visits to railway lounges in a calendar year, subject to a limit of one visit per quarter.

1. Card members can earn 5X reward points on spends at CSD, dining, movies, departmental stores and groceries. 

2. A complimentary personal accident insurance cover of Rs 2 lakh is offered to primary card members. 

3. Transactions on other categories qualify for 1 reward point per Rs 100 spent.

1. For every Rs 100 spent dining, movies, departmental stores & groceries including CSD, you can earn 10 reward points. 

2. You can avail a complimentary personal accidental insurance cover of Rs 10 lakh. 

3. You can get Pizza Hut e-vouchers worth Rs. 500 on achieving spends of Rs 50,000 in a calendar quarter and e-Gift voucher worth Rs 7,000 from Yatra or Pantaloons on achieving annual spends of Rs 5 Lakh.

1. Every Rs 150 spent on dining, departmental stores, movies and groceries is eligible for 10 reward points. 

2. Other transactions qualify 1 reward point per Rs 150 spent.

3. Card members can earn 2,000 bonus reward points on successful spends of Rs 2,000 and above in the first 60 days of card issuance.

1. You can earn Yatra.com vouchers worth Rs 8,250 on payment of 1st year annual fee. 

2. Get Rs 1,000 off on domestic flights, Rs 4,000 off on international flights and 20% off on domestic hotels. 

3. For every Rs 100 spent on groceries, dining, movies, entertainment and departmental stores, you can earn 6 Reward Points.

1. Card members can earn 1.5% value back in reward points on all fuel purchases through HP Pay app at HPCL outlets. 

2. You can get 2,000 rewards points as joining benefit on card activation & fee payment and Rs 100 cash back on HP Pay app. 

3. Earn 5% value back on utility, grocery and department store spends & 25% discount on movie ticket bookings.

1. Get vouchers worth Rs 5,250 Tata CliQ, EaseMyTrip, Uber and Croma on payment of joining fee. 

2. You can earn up to 15,000 reward points every anniversary year. 

3. Get 2 complimentary rounds of golf per month, one round is awarded on successful spends of Rs 50,000 in the preceding month.

1. For every Rs 100 spent (except fuel), you can earn 2 reward points, 1 reward point on utilities and insurance. 

2. Get 1 complimentary visit to domestic airport lounge & 1 to railway lounge per quarter. 

3. Card members can avail 25% discount up to Rs 100 on Bookmyshow & Inox.

1. You can earn 100% cashback up to Rs 250 on first fuel transaction within first 30 days. 

2. Card members can earn 4% value back on fuel purchases at IOCL outlets for all transactions between Rs 100 and Rs 5,000. 

3. Get 10% discount on movie ticket via Bookmyshow and 1% fuel surcharge waiver for transactions between Rs 200 and Rs 5,000.

1. Save 5% on fuel purchases via IOCL and earn 2% value back as reward points on grocery & dining spends.

2. Card members can enjoy 1,000 reward points as welcome gift on spending a minimum of Rs 500 within first 30 days of card issuance.

3. A 1% fuel surcharge waiver is provided on all IOCL transactions between Rs 100 and Rs 5,000 with maximum surcharge capped at Rs 100 per statement.

1. You can save up to 1% on Metro Wholesale purchases, the maximum savings are capped at Rs 10,000 per statement cycle. 

2. Cashback is proportional to monthly purchases as spends between Rs 10,001 ad Rs 30,000 are eligible for 0.25%, spends between Rs 30,001 and Rs 5 lakh are qualified for 0.50%, while monthly spends over Rs 5 lakh are entitled for 1% cashback. 

3. A Rs 500 cashback is awarded to all card members on performing a transaction of Rs 10,000 in a day within first 30 days of credit card issuance.

1. A card member can earn 8 reward points for every Rs 150 spent and railway ticket booking surcharge waivers of up to Rs 500 in a calendar year. 

2. A welcome gift of 5,000 reward points worth Rs 500 is provided on successful realisation of joining fee. 

3. You can claim 4 free PVR tickets or 10,000 reward points on spending Rs 1.25 lakh in every 6 months.

1. You can earn unlimited 2.5 Mojo points for every Rs 100 spent at online platforms and 2,500 Mojo points are awarded every quarter on spending Rs 75,000. 

2. Card members can enjoy 8 complimentary visits to DreamFolks airport lounges in India, 2 per quarter. 

3. Enjoy 1% fuel surcharge waiver up to Rs 3,500 for transactions between Rs 500 & Rs 3,000 and railway surcharge waiver up to Rs 500 in a calendar year.

1. For every Rs 100 spent, you can earn 2 reward points for UPI transactions and 1 reward point for non-UPI transactions. 

2. You can get various covers with the card including lost baggage of up to Rs 1 lakh, loss of passport of up to Rs 50,000, and a cover of up to Rs 25,000 each for delayed baggage, missed connecting flight and lost ticket. 

3. The card also offers a 1% fuel surcharge waiver with no upper limit for all transactions between Rs 400 and Rs 4,000 at all petrol pumps in India.

1. You can earn 1% cashback on all retail spends capped at Rs 200 per statement cycle and 1% waiver on railway surcharge on transactions up to Rs 5,000. 

2. Card members are entitled for a complimentary movie ticket of up to Rs 200 through BookMyShow, twice in a calendar year. 

3. There is no cash advance fee associated with IndusInd Bank Samman RuPay credit card and only government employees are eligible for it.

1. You can save 5% per month on fuel transactions, 2.5% each on groceries, utility expenses and IDFC FASTag recharges. 

2. A welcome benefit of Rs 250 is awarded on first fuel transaction of Rs 250 or more at HPCL pumps and 5% cashback of up to Rs 1,000 on first EMI conversion within first 30 days of card issuance. 

3. For every Rs 150 spent, you can earn 15X reward points on HPCL fuel purchases, groceries, utility payments and IDFC FASTag recharges and 2X on other transactions.

1. You can save 6.5% per month on fuel transactions, 5% each on groceries, utility expenses and IDFC FASTag recharges. 

2. A welcome benefit of Rs 500 is awarded on first fuel transaction of Rs 500 or more at HPCL pumps and 5% cashback of up to Rs 1,000 on first EMI conversion within first 30 days of card issuance. 

3. For every Rs 150 spent, you can earn 24X reward points on HPCL fuel purchases, 30X on groceries, utility bill payments and IDFC FASTag recharges and 3X on other transactions.

1. Enjoy a Rs 200 Amazon Pay e-voucher as welcome gift on spending a minimum of Rs 3,000 in the first 30 days of card activation.

2. Card members can get complimentary Swiggy vouchers on achieving a quarterly spend of Rs 20,000 and buy one get one at INOX theatres, once in a calendar quarter.

3. You get a discounted annual percentage rate (APR) starting from 0.69% per month or 8.28% p.a. and a complimentary visit to domestic airport lounges in a quarter.