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American Express Credit Card Offers in India 2024

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American Express (Amex) offers a variety of credit cards for all customer needs with attractive features and benefits. Amex offers are curated to help you get more value from all your purchases, making them rewarding with the Membership Rewards® points program.

  • Travel Offers
  • Hotel Offers
  • Health Offers
  • Beauty Offers
  • Dining Offers
  • Lifestyle Offers
  • Other Offers

American Express® Credit Card - Travel Offers

American Express credit card offers many travel-related benefits as explained below:

1. Flights & Lounge Access Offers

Card NameOffers
American Express® Platinum Card
  • Access 1300+ of the finest airport lounges globally like The Centurion® Lounges, Delta & Priority Pass lounges.
  • Access to free WiFi, gourmet cuisines & other exclusive services while waiting between flights in partner lounges spread across 130+ countries.
  • Exclusive deals on some finest airlines like Emirates, Qatar Airways, Virgin Atlantic, Air France, KLM, Delta Airlines, etc.
American Express® Platinum ReserveSM Credit Card
  • Complimentary access to domestic airport lounges in India. 
  • Complimentary membership to Priority Pass, with the US$99 annual membership fee waiver.
American Express® Platinum Travel Credit Card
  • 8 complimentary visits a year (limited to 2 complimentary visits per quarter) to airport lounges in India.
  • Complimentary membership to Priority Pass, with the US$99 annual membership fee waiver.

American Express® Credit Card - Hotel Offers

Card NameOffers
American Express® Platinum Card
  • Complimentary benefits worth Rs. 44,300 at iconic 5-star properties under the Fine Hotels & Resorts collection, including guaranteed 4 pm late check-out, room upgrades at check-in (when available), daily breakfast for 2, WiFi or a special amenity at each property worth US$100.
  • The hotels included are Hilton, The Ritz-Carlton, Hyatt, The Vanderbilt, and many more.
  • Seamless upgrades to Elite Tier Memberships of leading hotel loyalty programs around the world, without having to fulfil the qualifying criteria.
  • Exclusive benefits like early check-in & late check-out, room upgrades, etc. with Domestic Lodging Programme.
  • 25% off at Taj, SeleQtions & Vivanta Hotels.
  • 50% off on Suites at Oberoi Hotels and Resorts
American Express® Platinum ReserveSM Credit Card
  • Taj stay voucher worth Rs. 10,000 on spending Rs. 5,00,000 in a card membership year & pay the annual fees of Rs. 10,000 on your card.
American Express® Gold Card
  • Under The Hotel Collection, get a room upgrade (where available) & a US$100 hotel credit when you stay 2 consecutive nights at 400+ hotels worldwide including Hyatt Hotels, Hilton Hotels, and Intercontinental. 
American Express® Platinum Travel Credit Card
  • Spend Rs. 1.90 Lakhs in a card membership year & get a Flipkart voucher or Travel benefits on Amex Travel Online (ATO) worth Rs. 4,500. 
  • Spend Rs. 4 Lakhs in a card membership year & additionally get a Flipkart voucher or Travel benefits on ATO worth Rs. 7,500.
  • Taj Experiences E-Gift Card worth Rs. 10,000 from the Taj, SeleQtions & Vivanta Hotels.
  • On spending Rs. 1.90 Lakhs a year, earn 3,400 Regular Membership Rewards points redeemable for vouchers or Travel benefits worth Rs. 1,020.
  • Spend Rs. 4 Lakhs in a card membership year & get a Taj Stay voucher worth Rs. 10,000 from Taj, SeleQtions & Vivanta Hotels. 
  • Spend Rs. 4 Lakhs in a year & additionally get benefits worth up to Rs. 8,000.

American Express® Credit Card - Health Offers

Following are the American Express offers on health and wellness:

Card NameOffers
American Express® Platinum Card
  • Get coverage of Rs. 5 Crores for death due to air accident, if your air ticket is bought on the Platinum Card.
  • Get complimentary Overseas Medical Insurance for US$ 50,000 for the first 7 days of your trip.
  • Get protection against loss/ damage of tangible goods within 90 days of purchase, caused by fire, burglary or natural calamities.

American Express® Credit Card - Beauty Offers

Amex card offers the following offers on beauty:

Card NameOffers
American Express SmartEarn™ Credit Card
  • Transact on Ajio & Nykaa and get 10X rewards for every Rs. 50 spent.
  • Accelerated Membership Rewards® (MR) points on spending on Amazon, Flipkart, etc.
  • Transact on Amazon & Paytm Wallet and get 5X rewards for every Rs. 50 spent.
American Express Membership Rewards® Credit Card
  • 24,000 MR points/ 24 Karat Gold Collection: (you can choose any of them)
    • Amazon voucher worth Rs. 9,000
    • Flipkart voucher worth Rs. 9,000
    • Shoppers Stop voucher worth Rs. 11,000
    • Tanishq voucher worth Rs. 10,000
    • Taj voucher worth Rs. 14,000
  • 18,000 MR points/ 18 Karat Gold Collection: (you can choose any of them)
  • Shoppers Stop voucher worth Rs. 8,000
  • Myntra voucher worth Rs. 8,000
  • Amazon voucher worth Rs. 7,000
  • Flipkart voucher worth Rs. 7,000
  • Taj voucher worth Rs. 9,000
American Express® Platinum ReserveSM Credit Card
  • Online shopping/ movie vouchers worth Rs.6,000 per year.
American Express® Platinum Travel Credit Card
  • Spend Rs. 1.90 Lakhs in a card membership year & get Flipkart voucher/ Travel benefits on ATO worth Rs. 4,500. 
  • Spend Rs. 4 Lakhs in a card membership year & additionally get Flipkart voucher/ Travel benefits on ATO worth Rs. 7,500.

American Express® Credit Card - Dining Offers

American Express card offers the following offers on dining:

Card NameOffers
American Express SmartEarn™ Credit Card
  • Transact on Zomato & get 10X rewards for every Rs. 50 spent.
American Express Membership Rewards® Credit Card
  • Exciting discounts of up to 20% every time you dine at select restaurants.
American Express® Platinum ReserveSM Credit Card
  • Complimentary Taj Epicure & EazyDiner Prime memberships.
  • Up to 20% off every time you dine at select restaurants.
American Express® Gold Card
  • Up to 20% off every time you dine at select restaurant partners. 
American Express® Platinum Travel Credit Card
  • Up to 20% every time you dine at select restaurants

American Express® Credit Card - Lifestyle Offers

American Express card offers the following offers on lifestyle category:

Card NameOffers
American Express® Platinum Card
  • 3X MR points on everything, every time you spend abroad.
  • 1 MR point for every Rs. 40 spent.
  • Points never expire.
  • Choose to Pay with points or redeem your points for 500+ options across travel, dining, accessories and more.
  • 5X MR points on every purchase through Reward Multiplier.
American Express SmartEarn™ Credit Card
  • Accelerated MR points on spending on Amazon, Flipkart, Uber, BookMyShow, etc.
  • Rs. 500 cashback as a Welcome Gift on eligible spends of Rs. 10,000 in the first 90 days of card membership.
  • Earn vouchers worth Rs. 500 on reaching the spend milestones of Rs. 1.20 Lakhs, Rs. 1.80 Lakhs & Rs. 2.40 Lakhs respectively in a card membership year.
  • Transact on BookMyShow, Uber, etc. & get 10X rewards for every Rs. 50 spent.
  • Transact on Amazon & Paytm Wallet and get 5X rewards for every Rs. 50 spent.
American Express Membership Rewards® Credit Card
  • 24,000 MR points/ 24 Karat Gold Collection: (you can choose any of them)
    • Amazon voucher worth Rs. 9,000
    • Flipkart voucher worth Rs. 9,000
    • Shoppers Stop voucher worth Rs. 11,000
    • Tanishq voucher worth Rs. 10,000
    • Taj voucher worth Rs. 14,000
  • 18,000 MR points/ 18 Karat Gold Collection: (you can choose any of them)
  • Shoppers Stop voucher worth Rs. 8,000
  • Myntra voucher worth Rs. 8,000
  • Amazon voucher worth Rs. 7,000
  • Flipkart voucher worth Rs. 7,000
  • Taj voucher worth Rs. 9,000
American Express® Platinum ReserveSM Credit Card
  • Movie/ online shopping vouchers worth Rs. 6,000 per year
  • Complimentary access twice a month to 32+ lush green courses across India without a green fee.
American Express® Platinum Travel Credit Card
  • Spend Rs. 1.90 Lakhs in a card membership year & get a Flipkart voucher/ Travel benefits on ATO worth Rs. 4,500. 
  • Spend Rs. 4 Lakhs in a card membership year & additionally get a Flipkart voucher/ Travel benefits on ATO worth Rs. 7,500.

American Express® Credit Card - Other Offers

Other Amex credit card offers include:

Card NameOffers
American Express SmartEarn™ Credit Card
  • 0% convenience fee on fuel purchase at HPCL for transactions below Rs. 5,000 & 1% convenience fee on fuel purchases per transaction for all transactions of Rs. 5,000 & above.
  • 1 MR point for every Rs. 50 spent except on Fuel, Insurance, Utilities, Cash Transactions & EMI conversion at the Point of Sale.
American Express Membership Rewards® Credit Card
  • Earn 1,000 Bonus MR points for using your card 4 times on transactions of Rs. 1,500 or more in a calendar month.
  • Earn an additional 1,000 MR points by spending Rs. 20,000 or above in a calendar month. 
  • Earn 5,000 MR points on the First Year Card Renewal, on payment of annual membership fee. 
  • 1 MR point for every Rs. 50 spent except for spending on Fuel, Insurance, Utilities, Cash Transactions & EMI conversion at Point of Sale.
  • 0% convenience fee on fueling up at HPCL.
American Express® Platinum ReserveSM Credit Card
  • Welcome Gift of 11,000 Bonus MR points.
  • 1 MR point for every Rs. 50 spent except for spending on Fuel, Insurance, Utilities, Cash Transactions & EMI conversion at Point of Sale.
American Express® Gold Card
  • Welcome Gift of 4,000 Bonus MR points on 6 transactions of Rs. 1,000 each every calendar month.
  • 1 MR point for every Rs. 50 spent except for spends at Insurance & Cash Transactions. 
  • 24,000 MR points/ 24 Karat Gold Collection: (you can choose any of them)
    • Amazon voucher worth Rs. 9,000
    • Flipkart voucher worth Rs. 9,000
    • Shoppers Stop voucher worth Rs. 11,000
    • Tanishq voucher worth Rs. 10,000
    • Taj voucher worth Rs. 14,000
  • 18,000 MR points/ 18 Karat Gold Collection: (you can choose any of them)
  • Shoppers Stop voucher worth Rs. 8,000
  • Myntra voucher worth Rs. 8,000
  • Amazon voucher worth Rs. 7,000
  • Flipkart voucher worth Rs. 7,000
  • Taj voucher worth Rs. 9,000
  • Earn 5X MR points on every purchase through Reward Multiplier.
  • 0% convenience fee on fueling up at HPCL.
American Express® Platinum Travel Credit Card
  • Welcome Gift of 10,000 MR points, redeemable for a Flipkart voucher or Pay with Points option in ATO worth Rs. 3,000.
  • Spend Rs. 1.90 Lakhs in a card membership year & get benefits worth up to Rs. 5,000.
  • On spending Rs. 1.90 Lakhs in a year, earn 15,000 MR points, redeemable for a Flipkart voucher or Pay with Points option in ATO worth Rs. 4,500.
  • 1 MR point for every Rs. 50 spent except for on Fuel, Insurance, Utilities, Cash Transactions & EMI conversion at Point of Sale
  • Spending Rs. 15,000 within 90 days of card membership entitles you to a Welcome Gift.
  • Spend Rs. 4 Lakhs in a year & additionally get benefits worth up to Rs. 8,000.
  • 0% Convenience fee on fueling up at HPCL.

American Express Credit Card Offers FAQs

To get an American Express® credit card, you should have a credit score of 700 or above, with no history of payment defaults.

Yes. All Amex credit cards involve annual fees.

Visit the offers tab in the American Express® App or Amex Online Account and continue adding offers to your card. Spend more using your card to earn more rewards and benefits.

All Amex Credit Cards offer the EMI option on purchases.

No. A good credit score is one of the most important prerequisites for availing of an Amex credit card.