Travel Credit Cards

Below is the list of top travel credit cards in India:

Yatra SBI Card

This SBI travel credit card gives you a plethora of travel benefits like Amazon voucher worth Rs. 500, Yatra.com vouchers worth Rs. 8,250, Rs. 1,000 off on domestic flight bookings, Rs. 4,000 off on international flight bookings, 1% fuel surcharge waiver and so on.

Key Features:

• Amazon voucher worth Rs. 500 when you apply online for Yatra Credit Card.
• Yatra.com vouchers worth Rs. 8,250 upon joining, including:
  • 2 vouchers worth Rs. 1,000 each for international travel
  • 2 vouchers worth Rs. 500 each for domestic travel
  • 1 voucher worth Rs. 3,000 for international holidays
  • 1 voucher worth Rs. 1,500 for domestic holidays
  • 1 voucher worth Rs. 750 for hotel bookings

• Rs. 1,000 off on domestic flight bookings on a minimum transaction of Rs. 5,000.
• Rs. 4,000 off on international flight bookings on a minimum transaction of Rs. 40,000.
• 20% off (maximum Rs. 2,000) on domestic hotel bookings of a minimum of Rs. 3,000. Use promo code Travel (maximum 6 times in a calendar year) at the time of booking on Yatra.com.
• 6 reward points (up to 5000 reward points per month) on spending every Rs. 100 on departmental stores, dining, movies, grocery, entertainment and international spending.
• 1 reward point on spending every Rs. 100 on all other categories.
• Complimentary Air Accident cover worth Rs. 50 Lakhs for the primary cardholders, when tickets are booked via Yatra.com.
• 1% fuel surcharge waiver (maximum Rs. 100 per month) across all petrol pumps in India.
• Joining fee: Rs. 499 + applicable taxes.
• Renewal fee: Rs. 499 + applicable taxes.

Etihad Guest SBI Card

Get 2500 Etihad Guest Miles, complimentary Etihad Guest Silver tier status, 3 Etihad Guest Miles on every Rs. 100 spent on Etihad.com, 2 Etihad Guest Miles on every Rs. 100 spent on International spends, up to 10% discount on direct Etihad Airways booking, and much more with Etihad Guest SBI Card. 

Key Features:

• 2500 Welcome Etihad Guest Miles credited within 15 days of the annual fee payment.
• Complimentary Etihad Guest Silver tier status post your first card.
• 1 Free Wifi voucher on the first Etihad Airways booking.
• 3 Etihad Guest Miles on spending every Rs. 100 on Etihad.com.
• 2 Etihad Guest Miles on spending every Rs. 100 on international spends
• 1 Etihad Guest Mile on spending every Rs. 100 on other categories (except fuel).
• Up to 10% discount (3% on Economy Class & 10% on Business Class) on direct Etihad Airways booking.
• 5,000 Etihad Guest miles on annual spends of Rs. 5 Lakhs
• 5% discount on travel rewards miles redemption.
• 1 companion voucher on achieving annual spending of Rs. 10,00,000.
• Complimentary Overseas Air Accident Coverage of Rs. 25 Lakhs, Fraud Liability Cover of Rs. 50,000, and Lost Baggage Allowance of up to USD 1000. 
• Complimentary Priority Pass Program membership worth $99.
• 8 complimentary visits to domestic Visa Card Lounges in India per year (maximum 2 visits per quarter).
• 1% (maximum Rs. 250 per statement cycle) fuel surcharge waiver at all petrol pumps in India on purchasing fuel worth Rs. 500 to Rs. 4,000.
• Joining fee: Rs. 1,499 + GST.
• Renewal fee: Rs. 1,499 + GST. The renewal fee is reversed if annual spending for last year is Rs. 3,00,000 or more. 

Etihad Guest SBI Premier Card

Get 5000 Etihad Guest Miles, complimentary Etihad Guest Silver tier status, 6 Etihad Guest Miles on every Rs. 100 spent on Etihad.com, 4 Etihad Guest Miles on every Rs. 100 spent on International spends, up to 10% discount on direct Etihad Airways booking, and so on with Etihad Guest SBI Premier Card. 

Key Features:

• 5000 Welcome Etihad Guest Miles.
• Complimentary Etihad Guest Gold tier status on first card transaction.
• 2 free Wifi vouchers on the first Etihad Airways booking.
• 6 Etihad Guest Miles on spending every Rs. 100 on Etihad.com. 
• 4 Etihad Guest Miles on spending every Rs. 100 on international spending. 
• 2 Etihad Guest Miles on spending every Rs. 100 on other categories (except fuel).
• Up to 10% discount (3% on Economy Class & 10% on Business Class) on direct Etihad Airways booking.
• Up to 10% discount on travel rewards miles redemption.
• 1,500 Etihad Guest miles on achieving milestone spends of Rs. 1,50,000 in a quarter.
• 1 companion voucher on achieving annual spending of Rs. 8 Lakhs.
• Complimentary Overseas Air Accident Coverage of Rs. 50 Lakhs, Fraud Liability Cover of Rs. 1 Lakh, and Lost Baggage Allowance of up to USD 1000. 
• Complimentary Priority Pass Program membership worth $99.
• 4 (maximum 2 visits per quarter) complimentary visits per year to airport lounges outside India. 
• Access to 1000+ airport lounges worldwide.
• 8 (maximum 2 visits per quarter) complimentary visits per year to visa lounges in India.
• 1% (maximum Rs. 250 per statement cycle) fuel surcharge waiver at all petrol pumps in India on purchasing fuel worth Rs. 500 to Rs. 4,000.
• Joining fee: Rs. 4,999 + GST.
• Renewal fee: Rs. 4,999 + GST. The renewal fee is reversed on annual spending of Rs. 5,00,000 or above in a year.

Club Vistara SBI Card

The Club Vistara SBI Card offers numerous travel benefits including Economy class ticket e-gift vouchers on annual/ renewal fee payment & milestone spending, comprehensive travel insurance, hotel e-voucher from Yatra, complimentary airport lounge visits, etc. 

Key Features:

• 1 Economy class ticket e-gift voucher on annual/ renewal fee payment.
• 3 CV points on spending every Rs. 200, including retail & fuel.
• Up to 4 cancellations each year, limited to Rs. 3,500 each.
• Lost Card Liability cover up to Rs. 1 Lakh and Air Accident cover up to Rs. 50 Lakhs.
• Loss of check-in baggage up to Rs. 72,000, delay of check-in baggage up to Rs. 7,500, loss of travel documents up to Rs. 12,500, and baggage damage cover up to Rs. 2,500.
• 1000 bonus CV points on spending Rs. 50,000 within 90 days of the card issuance.
• 1 Economy class ticket each on annual spending of Rs. 1.25 Lakhs, Rs. 2.5 Lakhs & Rs. 5 Lakhs each.
• 1 hotel e-voucher worth Rs. 5,000 from Yatra on annual spends of Rs. 5 Lakhs.
• 4 complimentary visits to domestic airport lounges per year (maximum 1 per quarter).
• Complimentary Priority Pass membership worth USD 99 for the entire duration of the card. 
• Joining fee: Rs. 1,499 + applicable taxes.
• Renewal fee: Rs. 1,499 + applicable taxes.

HDFC Regalia Gold Card

HDFC Bank Regalia Gold Credit Card is best suited for earning rewards on every spending. This card offers complimentary Club Vistara Silver Tier and MMT Black Elite membership, gift vouchers, complimentary lounge access, rewards, and much more.

Key Features:

• Welcome Benefit of Complimentary Club Vistara Silver Tier and MMT Black Elite membership.
• Complimentary lounge access at over 1000 airports
• 4 Reward Points on every Rs.150 spent
• Rs. 1500 worth vouchers on quarterly spends of Rs. 1.5 lakh
• Rs. 5000 worth flight vouchers on annual spends of Rs. 5 lakh and an additional voucher of Rs. 5000 on spends of Rs. 7.5 lakhs.
• 5X Reward Points on spends at Myntra, Nykaa, Marks & Spencer & Reliance Digital.
• 12 complimentary access within India both at domestic and international terminals. 
• Get up to 7.5% savings on all your restaurant bill payments via Swiggy Dineout
• Renewal Fee waived off on spend of Rs. 4 Lakhs in and anniversary year.
• Accidental air death cover worth Rs. 1 Crore
• Emergency overseas hospitalization: up to Rs. 15 lakhs
• Credit Liability cover: Up to Rs. 9 Lakhs  
• Joining fee: Rs. 2,500+ applicable taxes.
• Renewal fee: Rs. 2,500 + applicable taxes.

Air India SBI Platinum Card

Get 5,000 reward points, complimentary Air India Frequent Flyer Program membership, rewards on every spending, a 1% fuel surcharge waiver and much more with Air India SBI Platinum Card.

Key Features:

• 5,000 reward points as a welcome gift on joining fee payment.
• Complimentary Air India Frequent Flyer Program - Flying Returns membership.
• Up to 15,000 bonus reward points annually.
• 2,000 reward points every year as an anniversary gift. 
• 5,000 bonus reward points on annual spending of Rs. 2 Lakhs.
• 10,000 bonus reward points on annual spending of Rs. 3 Lakhs.
• 2 reward points for spending every Rs. 100.
• Up to 15 reward points when booked for self & 5 reward points when booked for others for spending every Rs. 100 on Air India tickets booked through the Air India website or mobile app.
• 5 reward points for spending every Rs. 100 on Air India tickets for self or others through Air India booking offices or call centre (18001801407).
• 5 reward points for spending every Rs. 100 on SuperSaver booklet purchases.
• Reward points can be converted into Air India miles. 1 Reward Point = 1 Air India Air Mile.
• Air Mile redemption can be done for a minimum of 5000 reward points and in multiples of 5000. 
• 1% (maximum Rs. 250 per statement cycle) fuel surcharge waiver across all petrol pumps in India on fuel purchases worth Rs. 500 to Rs. 4,000.
• Joining fee: Up to Rs. 1,499.
• Renewal fee: Rs. 1,499.

Air India SBI Signature Card

This travel credit card offers attractive benefits, such as 20,000 reward points as a welcome gift, a complimentary Air India Frequent Flyer program - Flying Returns membership, an attractive reward points program, international airport luxury lounge access, and so on.

Key Features:

• Get 20,000 reward points as a welcome gift on joining fee payment.
• Complimentary Air India Frequent Flyer program - Flying Returns membership. 
• 4 reward points for spending every Rs. 100.
• Up to 1,00,000 bonus reward points annually.
• Convert reward points into Air India miles. 1 reward point is equal to 1 Air India Air mile. 
• You can pay your card outstanding with reward points.
• 5,000 reward points every year as an anniversary gift. 
• 2,000 bonus reward points on annual spending of Rs. 5 Lakhs.
• 30,000 bonus reward points on annual spending of Rs. 10 Lakhs.
• 50,000 bonus reward points on annual spending of Rs. 20 Lakhs.
• Up to 30 reward points when booked for self & 10 reward points when booked for others for spending every Rs. 100 on Air India tickets booked via the Air India website and mobile app.
• 10 reward points for spending every Rs. 100 on Air India tickets for self or others through Air India booking offices or call centre (18001801407).
• 10 reward points for spending every Rs. 100 on SuperSaver booklet purchases.
• Reward points are converted to Air India Air Miles in 7 working days from the date of receiving the request. 
• Air Mile redemption can be done for a minimum of 10,000 reward points and in multiples of 5,000. 
• International Airport Luxury Lounge Access to 600+ airport lounges with a complimentary Priority Pass Program.
• 8 complimentary visits per year (maximum 2 visits per quarter) to Domestic VISA Lounges in India.
• Complimentary Lost Card Liability Cover of Rs. 1 Lakh.
• 1% (maximum Rs. 250 per statement cycle) fuel surcharge waiver across all petrol pumps on purchasing fuel worth Rs. 500 to Rs. 4,000. 
• Joining fee: Up to Rs. 4,999 + taxes.
• Renewal fee: Rs. 4,999.

IRCTC RuPay SBI Card

IRCTC SBI Card (on RuPay platform) is best suited for those who travel frequently by Indian Railways. The card offers 10% value back on purchasing train tickets, 1% transaction charge waiver, 1% fuel surcharge, and other benefits.

Key Features: 

• 350 activation bonus reward points on a single transaction of Rs. 500 or above within 45 days of the card issuance. 
• Rs. 100 cashback on the first ATM cash withdrawal within 30 days.
• Up to 10% value back as reward points on purchasing tickets through irctc.co.in & IRCTC mobile app (Android only) for AC1, AC2, AC3 & AC CC. 
• 1 reward point for spending every Rs. 125 on non-fuel retail purchases, including railway tickets at www.irctc.co.in & IRCTC mobile app (Android only).
• 1% transaction charge waive on railway ticket bookings on www.irctc.co.in
• Book airline tickets at unbeatable prices with IRCTC.
• Accommodation at 5,000+ hotels across 350 cities in India.
• 1% fuel surcharge waiver (maximum Rs. 100 per statement cycle per credit card account) across all petrol pumps in India on transactions of Rs. 500 to Rs. 3,000
• 4 complimentary railway lounge access per year (maximum 1 per quarter) at participating lounges in India. 
• Joining fee: Rs. 500 + GST.
• Renewal fee: Rs. 300 + GST.

IRCTC SBI Card Premier

1500 reward points on annual fee payment, 10% value back on AC1, AC2, AC3 & AC CC tickets from IRCTC, 5% back on e-catering purchased on www.ecatering.irctc.co.in, and other railway travel benefits with IRCTC SBI Card Premier. 

Key Features: 

• 1500 reward points equivalent to Rs. 1,500 on payment of the first annual fee.
• 10% value back on AC1, AC2, AC3 & AC CC as reward points for ticket purchased on www.irctc.co.in and IRCTC mobile app (Android only).
• 5% back on air tickets purchased on www.air.irctc.co.in.
• 5% back on e-catering purchased on www.ecatering.irctc.co.in.
• 3 reward points on spending per Rs. 125 on dining & standing instructions on utility spends.
• 1 reward point on spending per Rs. 125 on other non-fuel retail purchases. 
• 2,500 reward points on annual travel spends of Rs. 50,000.
• 5,000 reward points on annual travel spends of Rs. 1,00,000.
• Complimentary Rail Accident Insurance of Rs. 10 Lakhs, Air Accident Insurance of Rs. 50 Lakhs, and Fraud Liability Cover of Rs. 1 Lakh.
• Save 1% transaction charge on railway ticket booking on www.irctc.co.in and 1.8% transaction charge on airline ticket booking on www.air.irctc.co.in.
• 1% fuel surcharge waiver (maximum Rs. 250 per statement cycle per credit card account) across all petrol pumps in India on transactions between Rs. 500 to Rs. 4,000.
• 8 complimentary access in a year (maximum 2 per quarter) to participating railway lounges in India. 
• Joining fee: Rs. 1,499 + GST
• Renewal fee: Rs. 1,499 + GST. The annual fee is reversed on annual spends of Rs. 2 Lakhs.

IRCTC SBI Platinum Card

IRCTC SBI Platinum Card offers travel benefits to customers who travel by Indian Railways. You get an Amazon voucher, cashback, bonus reward points, value back on IRCTC ticket purchases, transaction and fuel surcharge waivers, etc. with the card. 

Key Features: 

• Free Amazon voucher worth Rs. 1,500 on spending Rs. 1,500 within the first 30 days.
• 350 activation bonus reward points on a single transaction of Rs. 500 or above within 45 days.
• Rs. 100 cashback on the first ATM cash withdrawal within 30 days.
• Purchase tickets through irctc.co.in and IRCTC mobile app (Android only) for AC1, AC2, AC3 & AC CC to get up to 10% value back as reward points.
• 1 reward point for spending every Rs. 125 on non-fuel retail purchases, including railway tickets purchased at www.irctc.co.in and IRCTC mobile app (Android only).
• 1% transaction charge waiver on railway ticket bookings on www.irctc.co.in.
• Book airline tickets with IRCTC at unbeatable prices.
• 4 complimentary access in a year to participating railway lounges in India (maximum 1 per quarter).
• 1% fuel surcharge waiver (maximum Rs. 100 per statement cycle per credit card account) across all petrol pumps in India on transactions between Rs. 500 to Rs. 3,000.
• Joining fee: Rs. 500 + GST.
• Renewal fee: Rs. 300 + GST.

Axis Bank Vistara Credit Card

The Axis Bank Vistara Credit Card is ideal for frequent flyers. It offers a complimentary economy class ticket, complimentary Club Vistara Membership & CV points on every swipe, up to 3 economy class tickets on achieving milestone spends, and so on.

Key Features: 

• A complimentary Economy Class ticket voucher as a welcome gift on joining fee payment.
• A complimentary Economy Class ticket voucher on renewal fee payment.
• Complimentary Club Vistara Base membership.
• 2 Club Vistara (CV) points on spending every Rs. 200.
• Redeem CV points for flight upgrades & award flights faster.
• Bonus CV points & up to 3 Economy Class tickets on achieving milestone spends.
• Complimentary access at select airport lounges in India.
• Under the Extraordinary Weekends program, explore curated experiences from across the world.
• 25% off (up to Rs. 800) at partner restaurants in India with Axis Bank EazyDiner.
• Purchase Protection Cover up to Rs. 1 Lakh.
• Up to USD 300 cover for travel documents loss and check-in baggage delay/loss.
• Facility to convert purchases of Rs. 2,500 or more into easy EMIs. 
• Joining fee: Rs. 1,500.
• Renewal fee: Rs. 1,500.

Axis Bank Vistara Signature Credit Card

Axis Vistara Signature Credit Card gives you a complimentary Club Vistara Silver membership, a complimentary premium economy ticket, CV points on eligible spends, and stand a chance to win up to 4 premium economy tickets.

Key Features: 

• A complimentary Premium Economy Class flight ticket voucher on joining & renewal fee payment.
• Priority check-in, additional baggage allowance and other benefits with the complimentary Club Vistara Silver membership.
• 4 CV points on spending every Rs. 200.
• Earned CV points can be redeemed for upgrades & award flights.
• 3,000 bonus CV points on achieving milestone spends of Rs. 75,000 in the first 90 days.
• 1 complimentary Premium Economy Class flight ticket on milestone spends of Rs. 1.5 Lakh, Rs. 3 Lakhs, Rs. 4.5 Lakhs & Rs. 9 Lakhs each.
• Complimentary lounge access to select airports in India.
• Under the Extraordinary Weekends program, explore curated experiences from across the world.
• 25% off (up to Rs. 800) at partner restaurants in India with Axis Bank EazyDiner.
• 3 complimentary golf rounds at some picturesque golf courses in India.
• Purchase Protection Cover of up to Rs. 1 Lakh and up to USD 300 cover for loss of travel documents & check-in baggage delay/loss.
• Convert every transaction worth Rs. 2500 or more into EMIs.
• Joining fee: Rs. 3,000.
• Renewal fee: Rs. 3,000.

Axis Bank Vistara Infinite Credit Card

This card is ideal for frequent flyers as it offers a complimentary business class ticket, Club Vistara Gold membership, CV points on eligible spends, up to 4 business class tickets on achieving your spend milestones and travel insurance.

Key Features: 

• A complimentary Business Class flight ticket voucher on joining and renewal fee payment.
• Priority check-in, priority boarding, additional baggage allowance, and priority baggage handling with complimentary Club Vistara Gold membership.
• 6 CV points on spending every Rs. 200.
• Earned CV points can be redeemed for upgrades & award flights faster.
• Complimentary access to select airport lounges within India.
• 6 complimentary golf rounds at some of the most picturesque destinations in India.
• Under the Extraordinary Weekends program, explore curated experiences from across the world.
• 10,000 bonus CV points on achieving milestone spends of Rs. 1 Lakh in the first 90 days from card issuance.
• 1 complimentary Business Class flight ticket on milestone spends of Rs. 2.5 Lakhs, Rs. 5 Lakhs, Rs. 7.5 Lakhs & Rs. 12 Lakhs each.
• 40% off (up to Rs. 1,000) at partner restaurants in India with EazyDiner.
• Under the Extraordinary Weekends program, explore curated experiences from across the world.
• Purchase Protection Cover of up to Rs. 1 Lakh.
• Up to USD 300 cover for travel documents loss and check-in baggage loss/delay.
• Facility to convert purchases of Rs. 2,500 or more into easy EMIs. 
• 24x7 dedicated concierge desk.
• Joining fee: Rs. 10,000.
• Renewal fee: Rs. 10,000.

Axis Bank Magnus Credit Card

Get a complimentary Tata CLiQ voucher worth Rs. 10,000, 8 complimentary end-to-end VIP services at the airport, unlimited complimentary international lounge visits & 8 additional guest visits per year with the Priority Pass card, and other travel benefits with this card.

Key Features: 

• As a welcome/annual benefit, choose between a complimentary domestic flight ticket & a Tata CLiQ voucher worth Rs. 10,000.
• Avail of 8 complimentary end-to-end VIP services at the airport.
• With the Priority Pass card, get unlimited complimentary international lounge visits & 8 additional guest visits per year.
• Unlimited visits to select airport lounges in India.
• Buy 1 movie/non-movie ticket & get up to Rs. 500 off on the second.
• Up to 40% discount at 4000+ partner restaurants across India.
• Under the Extraordinary Weekends program, explore curated experiences from across the world.
• Counterfeit/lost card liability up to credit limit.
• Purchase protection of Rs. 2 Lakhs.
• Cover of 500 USD for loss/delay in baggage & personal documents.
• Credit shield of Rs. 5 Lakhs.
• Access to a medical concierge program, expert medical opinion from a panel of world-class specialists, special preventive healthcare packages, and global travel & medical assistance.
• No cash withdrawal fees.
• 1% fuel surcharge waiver for transactions between Rs. 400 to Rs. 4,000.
• 25,000 EDGE Reward Points (worth Rs. 5,000) on monthly spends of Rs. 1 Lakh.
• 5X EDGE Rewards on travel spends through TRAVEL EDGE.
• 12 Axis EDGE Reward Points on spending every Rs. 200.
• Joining fee: Rs. 10,000 + taxes.
• Renewal fee: Rs. 10,000 + taxes. Waived off on spending Rs. 15 Lakhs in the preceding year.

American Express Travel Credit Card

American Express® Platinum Travel Credit Card is one of the premium credit cards by Amex that maximises the benefits on travel including hotels, flights and complimentary airport lounge visits. Amex Platinum Travel card members can earn 10,000 membership rewards points as a welcome benefit & a Taj Experiences E-Gift Card of Rs 10,000.

Key Features:

• A Taj stay voucher of Rs 10,000 is awarded to Amex Platinum Travel card members for achieving spending of Rs 4 lakh in a card membership year. Also get a stay voucher from Vivanta Hotels, SeleQtions after the user crosses the minimum spend threshold.
• A spend of Rs 4 lakh in a card membership year also attracts 3,600 regular membership rewards points worth Rs 1,080 that can be redeemed for travel benefits or vouchers.
• American Express® Platinum Travel Credit Card offers a complimentary Priority Pass membership as the annual membership fee of $99 is waived off for the primary cardholder.
• All American Express® Platinum Travel Credit Card users can enjoy Platinum Assist and emergency card replacement, 24X7 across the world. 
• Card members will get a complimentary membership of Zomato Gold for 3 months. Flat 15% instant discount on a minimum transaction of Rs 3,500 at Café Delhi Heights. 
• Flat discount of Rs 250 on minimum transaction of Rs 800 which includes Rs 150 instant discount and Rs 100 cashback.
• Additional 20% off up to Rs 1,000 on dine-in bills with Paytm Restaurant Deals on a minimum payment of Rs 1,000. The discount is inclusive of taxes and the alcohol bill.
• All American Express® Platinum Travel Credit Card users can enjoy Platinum Assist and emergency card replacement, 24X7 across the world.
• American Express® Platinum Travel Credit Card holders of zero liability in case there is a fraudulent transaction or the credit card is used after being stolen or lost.
• The maximum liability of an Amex Platinum Travel card is limited to Rs 1,000 if the fraud is reported after three working days from the date of the incident.
• The membership rewards points accrued onto the Amex Platinum Travel credit card doesn’t expire till the card remains active.

Yes Select Credit Card

The Yes Select Credit Card offers 1 complimentary visit within India per calendar quarter, 8 reward points for spending every Rs. 200 on travel & dining, and great offers across travel, dining, shopping & wellness.

Key Features: 

• A free Amazon voucher worth Rs. 1,500 on spending Rs. 1,500 within the first 30 days.
• 8 reward points on spending every Rs. 200 on travel & dining.
• 4 reward points on spending every Rs. 200 on all categories.
• 10 Reward Points = 1 InterMile/ 1 Club Vistara Point.
• Pay in parts for transactions as low as Rs. 1,500.
• Get great offers across travel, dining, shopping, wellness and more, in select cities.
• Preferential Foreign Currency Markup of 2.75% only.
• Access to international airport lounges for Mastercard & Visa cards.
• 1 complimentary airport lounge visit within India per calendar quarter.
• 1% fuel surcharge waiver for transactions between Rs. 400 to Rs. 5,000.
• Rs. 50 Lakhs worth Life Insurance Cover for death due to air accident, medical insurance cover of Rs. 15 Lakhs for emergency hospitalization during travelling overseas, and credit shield cover in case of accidental death.
• 4 green fee waivers each year per calendar year at golf courses in India.
• 1 golf lesson per year each calendar month at select golf courses in India.
• Joining fee: Rs. 399 + applicable taxes. Waived on total retail spends of Rs. 10,000 within 30 days of the card setup.
• Renewal fee: Rs. 399 + applicable taxes. Waived on total retail spends of Rs. 1 Lakh within 12 months prior to the card renewal date.

IndusInd Platinum Aura Edge Credit Card

IndusInd BankPlatinum Aura Edge Credit Card provides the best-in-class privileges in travel, dining, lifestyle and more.

Key Features: 

• Up to 4X reward points on select merchants.
• Various discount vouchers from multiple brands like Amazon, Big Bazaar, Flipkart, Apollo Pharmacy, Uber, Ola, Zee5, and more.
• Insurance cover under the Travel Plus Program:
  • Rs. 1,00,000 for baggage loss
  • Rs. 25,000 for delayed baggage
  • Rs. 50,000 for loss of passport
  • Rs. 25,000 for lost ticket
  • Rs. 25,000 for missed connection

• A complimentary Personal Air Accident Insurance cover of up to Rs. 25 Lakhs.
• 1% fuel surcharge waiver on all petrol pumps across India. 
• Joining fee: Rs. 500.
• Renewal fee: NIL.

IDFC FIRST Select Credit Card

IDFC FIRST Select Card offers a superior rewards program, travel perks and round-the-year offers, with no unnecessary fees and the lowest interest rates.

Key Features:

• Welcome voucher worth Rs. 500 on spending Rs. 15,000 or above within 90 days.
• 10X reward points on incremental spends of more than Rs. 25,000 per month & spends done on your birthday.
• 6X & 3X reward points on online and offline purchases respectively for monthly spends up to Rs. 25,000.
• Reward points never expire and can be used for instant payment for online or in-store purchases.
• 5% cashback (up to Rs. 1,000) on the transaction value of the first EMI done within 30 days.
• Buy 1 & get 1 (up to Rs. 250) offer on movie tickets on Paytm mobile app (twice per month).
• Up to 20% discount at 1500+ partner restaurants.
• Up to 15% discount at 3000+ partner health & wellness outlets.
• 4 complimentary visits per quarter to domestic airport lounges, on minimum monthly spends of Rs. 5,000. 
• 4 complimentary visits per quarter to railway lounges in India. 
• Discounts on Airport Fast Track immigration service at 450+ destinations worldwide.
• Discounts on Airport transfer limousine service across 3000+ cities in 83 countries.
• Dedicated concierge service.
• Access to 900+ luxury hotels across the world with premium benefits.
• Complimentary Roadside Assistance worth Rs. 1,399.
• 1% fuel surcharge waiver (up to Rs. 300/month) at all fuel stations across India on transactions between Rs. 200 to Rs. 5,000.
• Air Accident Cover of Rs. 1 Crore, Personal Accident Cover of Rs. 5 Lakhs, Lost Card Liability Cover of Rs. 50,000, and Comprehensive Travel Insurance Cover of Rs. 22,500.
• Convert all transactions above Rs. 2,500 into EMIs on your mobile app.
• This card is a Lifetime Free Credit Card that involves zero joining and renewal fees. 

HSBC Visa Platinum Credit Card

The HSBC Visa Platinum Card offers unsurpassed offers & rewards, inluding Air miles conversion on InterMiles, Singapore Airlines, and British Airways, up to Rs. 3,000 worth of annual savings on fuel surcharge, complimentary airport lounge access, etc.

Key Features:

• Win Amazon e-gift voucher worth Rs. 250 on completing online credit card application &d Video KYC.
• New customers can avail of the following welcome privileges on a minimum transaction of Rs. 2,500 within 30 days of card issuance ( from 16.04.2023 to 15.08.2023):
• 3 complimentary airport lounge access at domestic as well as international lounges or 3 AirDine (meal) vouchers for using at airport restaurants in India.
• Worth Rs. 500 Amazon voucher
• Worth Rs. 250 Swiggy voucher 
• 10% cashback (subject to a maximum of Rs. 2,000) in the first 30 days of card issuance on all transactions. 
• Air miles conversion on InterMiles, Singapore Airlines & British Airways.
• 5X rewards on subsequent purchases made after Rs. 4 Lakhs with up to 15,000 accelerated reward points in an anniversary year.
• Up to Rs. 3,000 of annual savings on fuel surcharge.
• Buy 1 & get 1 free movie ticket (up to Rs. 250) on bookings from BookMyShow on Saturdays.
• 15% instant discount on select products at Tata CLiQ.
• Up to Rs. 3 Lakhs cover for any misuse of the card for up to 24 hours before reporting and registering the loss.
• Emergency card replacement in case of card loss with just a call to Visa Global Assistance Services or HSBC Helpline numbers.
• This card is a Lifetime Free Credit Card that involves zero joining and renewal fees. 

AU Bank Vetta Credit Card

AU Small Finance Bank Vetta Credit Card offers premium privileges, such as complimentary airport & railway lounge access, lifestyle benefits, accelerated reward points, 24x7 global concierge services, and so on.

Key Features:

• Vouchers worth Rs. 2,000 from top brands on minimum retail spends of Rs. 30,000 within 60 days.
• 4 reward points on spending every Rs. 100 on departmental stores, groceries & utility bill payments.
• 2 reward points on spending every Rs. 100 at all other merchant categories.
• 1 reward point on spending every Rs. 100 on rent, education, insurance & government categories.
• 500 bonus reward points on retail spending of Rs. 50,000 per calendar quarter.
• Additional 1,000 bonus reward points on retail spends of Rs. 1 Lakh per calendar quarter.
• Rs. 1,000 worth of vouchers from top brands on minimum retail spending of Rs. 2.50 Lakhs in a card anniversary year. 
• 1,000 bonus reward points on one retail transaction on your birthday.
• 1 complimentary access each calendar quarter at all participating lounges with Priority Pass. 
• 1 complimentary lounge access in India per calendar quarter with VISA Card. 
• 2 complimentary lounge access each calendar quarter with VISA cards at railway stations in New Delhi, Ahmedabad, Kolkata (Sealdah), Jaipur, and Agra. 
• 1% fuel surcharge waiver across all fuel stations in India on fuel transactions between Rs. 400 to Rs. 5,000 per statement cycle.
• Air Accident Cover of Rs. 50 Lakhs, Credit Shield up to Rs. 5 Lakhs, and Purchase Protection up to Rs. 25,000.
• Convert transactions of Rs. 2,000 or more into easy EMIs. 
• Joining fee: Rs. 2,999 + applicable taxes. Waived on retail spending of Rs. 40,000 within 90 days of card set up.
• Annual fee: Rs. 2,999 + applicable taxes. Waived on retail spending of Rs. 1,50,000 in the previous card anniversary year.

Travel credit cards help you pay for travel purchases and everyday purchases with earned points or miles. Once you accumulate enough miles or points, you can redeem them for booking flight tickets & upgrades, hotel stays, and other travel-related expenses. If you like to travel frequently, availing of and using a travel credit card can be a smart financial choice.

There are various travel-centric benefits offered on travel credit cards. Some of the common benefits are mentioned below:

• Travel credit cards provide complimentary visits (up to a certain limit) to partner domestic and/or international airport lounges. 
• These cards offer accelerated reward points on travel-based spending or on a particular category. 
• You can earn extra rewards or discounts on booking air tickets or making a holiday booking with partner merchants. 
• Instead of reward points, many travel-centric credit cards offer air miles, which can be redeemed against booking air tickets on the dedicated travel website of the bank. 
• A number of credit card providers have launched co-branded travel credit cards in partnership with airlines or travel websites. For instance, some SBI travel credit cards come in collaboration with Etihad, Air India, and Vistara.
• Travel credit card issuers often offer travel vouchers from partner airlines or travel websites upon joining or achieving a spending milestone.
• Many travel cards come with zero foreign transaction fees.
• If you use travel credit cards, you are protected against fraud liability. So, you need not worry about being liable for the money stolen from your account.
• You also get insurance against lost luggage or travel documents, and/or accident/mishap.

Following are some common eligibility criteria for travel credit cards in India

• The applicant should either be a salaried employee, a self-employed professional of a self-employed non-professional.
• The age of the primary cardholder should be between 18 to 70 years. 
• The age of the add-on cardholder should be above 15 years. 
• The annual income of the applicant must be at least Rs. 4 Lakhs per annum (if salaried) or Income Tax Returns of at least Rs. 7.5 Lakhs (if self-employed).
• Applicant should either be an Indian or Non-Indian Resident

The above-mentioned criteria are only indicative. The lending institution reserves the right to approve or decline applications for credit cards.

The following documents are required to apply for a travel credit card:

• PAN Card copy or Form 60.
• Recent colored passport-size photographs.
• Recent salary slip, Form 16 or ITR copy as income proof
• Passport, Aadhaar Card, Driving License, Electricity Bill, Landline, Telephone Bill or Ration Card as residence proof.
• Passport, Aadhaar Card, Driving License, Electricity Bill, Landline, Telephone Bill or Ration Card as identity proof.

*This list is only indicative and may vary on a case-to-case basis.

You can apply for a travel credit card online through our website or the official website of the credit card issuer. Alternatively, you can also apply offline by visiting the nearest branch of the card provider. You must fill out the entire application form and submit it to the lending institution along with the required documents to get a travel credit card.